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!!My time to be mortgage free!!
Comments
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Blooming terrible service.
Finally went into a branch.
They couldn't pay off specific amounts from either loan. They said ( I even demanded the manager) I could only take off an amount from the capital as they didn't know how to take it off the term!!! I mean really. I just had to pay off 90 off the capital
I'm going to overpay next month and then if it's brought my monthly repayments down go in and increase them
They are so hopeless I was just fizzing. I will see what the app says tomorrowPart time worker.
Plug that SAHM pension gap & Retire in style in 12-15 years. .. maybe1 -
Should have 42790 left now
XPart time worker.
Plug that SAHM pension gap & Retire in style in 12-15 years. .. maybe1 -
So pleased overpayment is in
Now down to 42790. Really focused on <40k by mid AprilPart time worker.
Plug that SAHM pension gap & Retire in style in 12-15 years. .. maybe1 -
I feel your pain from here. I thought mine was bad as there's no app - but at least I can still overpay directly from my bank account or via regular OP
Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £172.5K Equity 36.11%
2) £1.8K Net savings after CCs 13/9/25
3) Mortgage neutral by 06/30 (AVC £26.8K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 32.6/£127.5K target 25.6% 13/9/25
(If took bigger lump sum = 54.5K or 42.7%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
(If bigger lump sum £15.8/30K 52.67%)
5) SIPP £4.8K updated 13/9/251 -
New month.
Premiums drawn tomorrow.
Child benefit benefit in
Overtime of 15 hours already done at work
Deffo on target for sub 40k by aprilPart time worker.
Plug that SAHM pension gap & Retire in style in 12-15 years. .. maybe1 -
Just checked.
Mortgage
42371 very pleased. No overpayment made out of February's pay check yet
Part time worker.
Plug that SAHM pension gap & Retire in style in 12-15 years. .. maybe1 -
Well done on the extra hours and mortgage progress... I'm dreaming of the day when my mortgage is that low!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £172.5K Equity 36.11%
2) £1.8K Net savings after CCs 13/9/25
3) Mortgage neutral by 06/30 (AVC £26.8K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 32.6/£127.5K target 25.6% 13/9/25
(If took bigger lump sum = 54.5K or 42.7%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
(If bigger lump sum £15.8/30K 52.67%)
5) SIPP £4.8K updated 13/9/251 -
You will get there. Slow and steady but make sure you enjoy life on the way xsavingholmes said:Well done on the extra hours and mortgage progress... I'm dreaming of the day when my mortgage is that low!Part time worker.
Plug that SAHM pension gap & Retire in style in 12-15 years. .. maybe1 -
I won 50 quid on the premiums!
Child numero uno won25
XPart time worker.
Plug that SAHM pension gap & Retire in style in 12-15 years. .. maybe1 -
No idea how much I'm going to have left this month. Feel like the money has just ran out of my account since pay day!!!Part time worker.
Plug that SAHM pension gap & Retire in style in 12-15 years. .. maybe1
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