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!!My time to be mortgage free!!
Comments
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Fantastic result - well done!Achieve FIRE/Mortgage Neutrality
1) MFW Nov 21 £202K now £165K Equity 38.88% 6/9/26
2) £1.5K Net savings after CCs 29/8/26 (but owed £130) so £1.6K
3) 47/82K @29/8/26 = 57.31% AVC Goal by mid 20280 -
Mortgage updated
Mortgage 1 now 7 years 9 months
Mortgage 2 now 8 years 2 months
Aim is to get them paid off in 5 years now....Part time worker.
Plug that SAHM pension gap & Retire in style in 12-15 years. .. maybe2 -
Well done on that OP!!DFW (08/08) £64,346.53 Gone (02/19)
MFW (08/08) £118k Gone (09/23)1 -
Getting closer. Enjoy the lovely weather while it lastsAchieve FIRE/Mortgage Neutrality
1) MFW Nov 21 £202K now £165K Equity 38.88% 6/9/26
2) £1.5K Net savings after CCs 29/8/26 (but owed £130) so £1.6K
3) 47/82K @29/8/26 = 57.31% AVC Goal by mid 20280 -
All quiet here. Well quiet on the Internet front but life is ridiculously busy!!
Did my ZERO CLUB payment today. £44ish
39400 left now
One loan is now about to go under the next thousand marker. SOOO pleasedPart time worker.
Plug that SAHM pension gap & Retire in style in 12-15 years. .. maybe2 -
You are making great progress. I can only dream of getting the close to mortgage freedom!Achieve FIRE/Mortgage Neutrality
1) MFW Nov 21 £202K now £165K Equity 38.88% 6/9/26
2) £1.5K Net savings after CCs 29/8/26 (but owed £130) so £1.6K
3) 47/82K @29/8/26 = 57.31% AVC Goal by mid 20281 -
So busy with life at the moment. Started some building work so cash flow hard.
Over paid today £98.75. It hasn't yet taken off a full month but am the little over payments soon add up
Now have £38900 remaining
Part time worker.
Plug that SAHM pension gap & Retire in style in 12-15 years. .. maybe2 -
Sounds like you are reaping the rewards of your efforts with mortgage reduction and building workAchieve FIRE/Mortgage Neutrality
1) MFW Nov 21 £202K now £165K Equity 38.88% 6/9/26
2) £1.5K Net savings after CCs 29/8/26 (but owed £130) so £1.6K
3) 47/82K @29/8/26 = 57.31% AVC Goal by mid 20280 -
£38498 left after the monthly mortgage deduction
Don't know if I can make over payment in June as the bills are starting to come in for the building work... will try thoughPart time worker.
Plug that SAHM pension gap & Retire in style in 12-15 years. .. maybe3 -
Mortgage is coming down nicely.Achieve FIRE/Mortgage Neutrality
1) MFW Nov 21 £202K now £165K Equity 38.88% 6/9/26
2) £1.5K Net savings after CCs 29/8/26 (but owed £130) so £1.6K
3) 47/82K @29/8/26 = 57.31% AVC Goal by mid 20281
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