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!!My time to be mortgage free!!
Comments
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It feels unbelievable. I'd want to do a sit in until they sort it. Most banks/BS can given you sort code and account details - and then I would have expected the different parts of your mortgage to have different reference numbers... There has to be a better way. A Chairman's letter could be the way to go as that's ridiculous.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £172.5K Equity 36.11%
2) £1.8K Net savings after CCs 13/9/25
3) Mortgage neutral by 06/30 (AVC £26.8K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 32.6/£127.5K target 25.6% 13/9/25
(If took bigger lump sum = 54.5K or 42.7%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
(If bigger lump sum £15.8/30K 52.67%)
5) SIPP £4.8K updated 13/9/251 -
Oh keeps contacting them on the chat and they say there is nothing wrong with the phone lines. So he says I have been on hold for 2 x 2hr stretches today and they said "no one else has reported this are you sure its the correct number?" Grrrrrrsavingholmes said:It feels unbelievable. I'd want to do a sit in until they sort it. Most banks/BS can given you sort code and account details - and then I would have expected the different parts of your mortgage to have different reference numbers... There has to be a better way. A Chairman's letter could be the way to go as that's ridiculous.Part time worker.
Plug that SAHM pension gap & Retire in style in 12-15 years. .. maybe1 -
£150 in clarks today.
My rapidly growing kids feet are really not funny.Part time worker.
Plug that SAHM pension gap & Retire in style in 12-15 years. .. maybe1 -
That's probably because they've got no-one else trying to OP!!! The joy of being in the minority....🙄happymum37 said:Oh keeps contacting them on the chat and they say there is nothing wrong with the phone lines. So he says I have been on hold for 2 x 2hr stretches today and they said "no one else has reported this are you sure its the correct number?" GrrrrrrMortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!2 -
Ouch to shoe costs and 2 hour waits. I would writeAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £172.5K Equity 36.11%
2) £1.8K Net savings after CCs 13/9/25
3) Mortgage neutral by 06/30 (AVC £26.8K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 32.6/£127.5K target 25.6% 13/9/25
(If took bigger lump sum = 54.5K or 42.7%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
(If bigger lump sum £15.8/30K 52.67%)
5) SIPP £4.8K updated 13/9/251 -
No I have tried to cheat and press zero so you just want to talk to a representative - pressed other numbers such as having difficulty paying and NOTHING. No n one is answeringSouth_coast said:
That's probably because they've got no-one else trying to OP!!! The joy of being in the minority....🙄happymum37 said:Oh keeps contacting them on the chat and they say there is nothing wrong with the phone lines. So he says I have been on hold for 2 x 2hr stretches today and they said "no one else has reported this are you sure its the correct number?" GrrrrrrPart time worker.
Plug that SAHM pension gap & Retire in style in 12-15 years. .. maybe1 -
So annoyed .savingholmes said:Ouch to shoe costs and 2 hour waits. I would writePart time worker.
Plug that SAHM pension gap & Retire in style in 12-15 years. .. maybe1 -
I hate my bank.
Hate them
Far too busy today with family drama ( nothing serious) so I couldn't over pay.
Still no answer on the phone. Over 2 hours on holdPart time worker.
Plug that SAHM pension gap & Retire in style in 12-15 years. .. maybe1 -
Hope family are ok
Can you do a regular OP as part of your direct debit to solve problem?Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £172.5K Equity 36.11%
2) £1.8K Net savings after CCs 13/9/25
3) Mortgage neutral by 06/30 (AVC £26.8K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 32.6/£127.5K target 25.6% 13/9/25
(If took bigger lump sum = 54.5K or 42.7%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
(If bigger lump sum £15.8/30K 52.67%)
5) SIPP £4.8K updated 13/9/251 -
Yes I'm going to enquire .. blooming stoopid bank xsavingholmes said:Hope family are ok
Can you do a regular OP as part of your direct debit to solve problem?Part time worker.
Plug that SAHM pension gap & Retire in style in 12-15 years. .. maybe1
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