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How much to live on

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Comments

  • @Murphybear don't want to 'teach to suck eggs' but have you checked out his entitlements, I believe there are different levels of care and some the LA has an obligation to pay regardless.  Someone will probably have a bit more knowledge but always worth speaking to Age UK or Carers UK. 

    @louby40  - Wow, three months already, I am not sure where the time goes, it seems only yesterday you were debating.

  • helensbiggestfan
    helensbiggestfan Posts: 2,388 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper
    edited 3 December 2025 at 10:56AM
    Well hello everybody.  (Best Matthew McConaughy southern drawl).  

    I'm in a good mood, received a nice fat juicy tax rebate this week. 🥂💃.  

     About time too.  Lol 

    Hope you are all well and that the budget was kind to you 




  • louby40
    louby40 Posts: 1,630 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Ooooo a tax rebate is always welcome.

    I'm hoping to get one in April. 
  • louby40 said:
    Ooooo a tax rebate is always welcome.

    I'm hoping to get one in April. 
    If only!!!

    HMRC have just finalised last year's tax. I owe them almost £600.

    To make matters worse they are over collecting this year but because they've changed how they handle things I cannot sort it over the phone and will need to send them pension contributions proof in April. Then I'll be able to claim £200 back.

    It's been a bit of a rollercoaster month with Mrs O being immobilised following an accident.

    On a plus side I received my £175 from Nationwide.

    Now planning Christmas. Extra people has meant the purchase of a new dining table and chairs. Ten will be quite a meal!
  • Plasticman
    Plasticman Posts: 2,551 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    louby40 said:
    Ooooo a tax rebate is always welcome.

    I'm hoping to get one in April. 
    If only!!!

    HMRC have just finalised last year's tax. I owe them almost £600.

    To make matters worse they are over collecting this year but because they've changed how they handle things I cannot sort it over the phone and will need to send them pension contributions proof in April. Then I'll be able to claim £200 back.

    It's been a bit of a rollercoaster month with Mrs O being immobilised following an accident.

    On a plus side I received my £175 from Nationwide.

    Now planning Christmas. Extra people has meant the purchase of a new dining table and chairs. Ten will be quite a meal!
    Apparently I owe about £40 due to my bad maths working out my savings interest last year! I dread a change to my tax code. It always seems to take a couple of years to settle down.
  • LL_USS
    LL_USS Posts: 360 Forumite
    100 Posts First Anniversary Photogenic Name Dropper
    edited 6 December 2025 at 12:48PM
    @Organgrinder I was meant to message you a few days ago if Mrs. O is better now actually. So she's still not mobile yet - sorry to hear you still have more to sort out this Christmas. And the HMRC clawback on the top. I hope everything else will be fine though. 

    @Plasticman: indeed my worry when calculating saving interest outside of ISAs is the tax code change if I have more than the personal allowance due to miscalculation despite having been careful. So we can have an opportunity to pay the tax right away rather than having a tax code change? How can we request that please? thank you.
  • Plasticman
    Plasticman Posts: 2,551 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    LL_USS said:
    @Organgrinder I was meant to message you a few days ago if Mrs. O is better now actually. So she's still not mobile yet - sorry to hear you still have more to sort out this Christmas. And the HMRC clawback on the top. I hope everything else will be fine though. 

    @Plasticman: indeed my worry when calculating saving interest outside of ISAs is the tax code change if I have more than the personal allowance due to miscalculation despite having been careful. So we can have an opportunity to pay the tax right away rather than having a tax code change? How can we request that please? thank you.
    You might be able to do it via the HMRC app - I haven't looked
  • daz378 said:
    Calamities...2 weeks ago...coming home..from karaoke night with a friend at 3am....shared bottle of vodka..then uber home...as I was going into my block of flats  young lad followed me in.and on to lift...and attacked me scuffle ensued...and I broke my ankle....just got home ..now using my trusty Walker from hospital...operation week ago another 5 weeks hopefully  healing...only support from friends and family...hopefully  still get my monthly pay...as my t&c s are same as local...authority...and I already have a very  well stocked cupboard..nod to  fellow preppers...first time in nearly 60 years I've had to stay in hospital  overnight..i can remember ..life can turn so quickly
    Good luck. Mrs O has broken hers too.

    Pinned and plated.

    9 weeks since op. Long road ahead.
  • Daz378 so sorry to hear about your terrible experience I hope you make a full and speedy recovery.  
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