How much to live on

louby40

I'm now on my 6th tax code change since I retired and started casual supply teaching. Think this will be the norm now until April. 

It's crazy! 

Organgrinder

louby40 said:

I'm now on my 6th tax code change since I retired and started casual supply teaching. Think this will be the norm now until April. 

It's crazy! 

Definitely is. Since going part time my tax code changes constantly. 

The most ridiculous thing is they could put my tax free allowance against my main salary then tax everything else at 20% as I have told them my personal pension contributions cancel out any higher rate tax. End of tax year, the only possible tax due is anything on savings interest.

But no, they apportion it out, they tax my exam marking at 40% then I have to claim it back. And as earnings change in the year, yes, they change my tax code.

It is so inefficient!!

Murphybear

Organgrinder said:

daz378 said:

Calamities...2 weeks ago...coming home..from karaoke night with a friend at 3am....shared bottle of vodka..then uber home...as I was going into my block of flats  young lad followed me in.and on to lift...and attacked me scuffle ensued...and I broke my ankle....just got home ..now using my trusty Walker from hospital...operation week ago another 5 weeks hopefully  healing...only support from friends and family...hopefully  still get my monthly pay...as my t&c s are same as local...authority...and I already have a very  well stocked cupboard..nod to  fellow preppers...first time in nearly 60 years I've had to stay in hospital  overnight..i can remember ..life can turn so quickly

Good luck. Mrs O has broken hers too.

Pinned and plated.

9 weeks since op. Long road ahead.

When I damaged my knee years ago I was in Physiotherapy for 5 months.  I was friendly with a woman who had broken her ankle.  She said it was taking a long time to heal, much longer than my poor knee 

Organgrinder

Murphybear said:

Organgrinder said:

daz378 said:

Calamities...2 weeks ago...coming home..from karaoke night with a friend at 3am....shared bottle of vodka..then uber home...as I was going into my block of flats  young lad followed me in.and on to lift...and attacked me scuffle ensued...and I broke my ankle....just got home ..now using my trusty Walker from hospital...operation week ago another 5 weeks hopefully  healing...only support from friends and family...hopefully  still get my monthly pay...as my t&c s are same as local...authority...and I already have a very  well stocked cupboard..nod to  fellow preppers...first time in nearly 60 years I've had to stay in hospital  overnight..i can remember ..life can turn so quickly

Good luck. Mrs O has broken hers too.

Pinned and plated.

9 weeks since op. Long road ahead.

When I damaged my knee years ago I was in Physiotherapy for 5 months.  I was friendly with a woman who had broken her ankle.  She said it was taking a long time to heal, much longer than my poor knee 

It is a very common accident. I think there's light at the end of the tunnel though. Can now get about on crutches.

angieb15edin

My £20 from TopCashback for the Santander account with the £100 Amazon voucher went payable overnight 
just need to wait for the Amazon voucher in February before closing the account 
thank you to the original poster about this offer 

Organgrinder

angieb15edin said:

My £20 from TopCashback for the Santander account with the £100 Amazon voucher went payable overnight 
just need to wait for the Amazon voucher in February before closing the account 
thank you to the original poster about this offer 

Mine too. I wasn't going to do it either. Easy money. :-)

louby40

I've got my £20 Topcashback now too.

Clowance

Thanks, I wouldn't have checked due to poor memory unless I had seen this thread. Got mine too.

WYSPECIAL

Myself and other half have got ours too. £100 vouchers will be another welcome bonus when they arrive.
Thank you for the tip OP.

Nebulous2

Sometimes the stars do align.

I play the switching, regular saver and cashback game. Not as adeptly as some people here, but I play it all the same. I'm going away 'down South' for a few expensive days, taking in a couple of shows, a Christmas market, some good food and possibly even a few beverages. 

This week I've had; £155 from the TSB switching offer, £136 interest from a regular saver, £100 cashout from surveys and £20 topcashback. That's over £400 towards our trip and a good chunk of it paid.