How much to live on

louby40

Sorry to hear about your horrendous ordeal Daz378, that's sounds very scary.

helensbiggestfan

Daz.  How horrible for you.  Hope the ankle heals soon.  Well done on your "prepping".   

   

Organgrinder

Just received my mortgage redemption statement. 24 days to go until it's paid off.

It feels very strange knowing it's about to happen. 

Now I have to organise making sure the money gets put into my account on the right day and that the bank don't put a hold on it for whatever reason! 

vandanfc

Exciting times. It will feel strange but awesome at the same time once its gone.

louby40

I paid my mortgage off last year and it's a great feeling. 

LL_USS

@daz378 sorry to hear about your incident. Terrible crime. I've just sent your screenshot to send to my nephew who recently comes home at 3am often. 

@Organgrinde: exciting your mortgage free day is approaching. 

Organgrinder

LL_USS said:

@daz378 sorry to hear about your incident. Terrible crime. I've just sent your screenshot to send to my nephew who recently comes home at 3am often. 

@Organgrinde: exciting your mortgage free day is approaching. 

Except this goes and happens......I hate Natwest so much!!! Look where they've put the transfer fee!!

Organgrinder

Fortunately all resolved today. I contacted NatWest after they added interest to the balance. I still have no idea why. Then at times told me I would get charged interest on the purchase balance. Yikes! Then I found the small print. No interest payable. Phew.

Today though another bonus. Confirmed cashback. And all bar £26 of that total has been earned this year too!

LL_USS

@Organgrinder I am glad to hear you've had the issue sorted, and got the cashback :-). 

Strike day at our uni today. I spent the day working out on revised plan of salary sacrifice volunteer pension after the announcement of the new reg from Aug 2029 (only NI exemption for under 2k/year). 

I worked out my Target Retirement Age and updated it on my pension account (i wouldn't have 35 qualified years by that date but I've been told I can buy those missing years even when not working). Worked out the extra Investment Pot in the pension I would need to build till that age. And revised the contribution plan to meet a few criteria, under the influence of the new reg. Such a relief that I don't have to change too much of my plan, only less take-home pay because of this (!!). But it could be worse. 

Organgrinder

LL_USS said:

@Organgrinder I am glad to hear you've had the issue sorted, and got the cashback :-). 

Strike day at our uni today. I spent the day working out on revised plan of salary sacrifice volunteer pension after the announcement of the new reg from Aug 2029 (only NI exemption for under 2k/year). 

I worked out my Target Retirement Age and updated it on my pension account (i wouldn't have 35 qualified years by that date but I've been told I can buy those missing years even when not working). Worked out the extra Investment Pot in the pension I would need to build till that age. And revised the contribution plan to meet a few criteria, under the influence of the new reg. Such a relief that I don't have to change too much of my plan, only less take-home pay because of this (!!). But it could be worse. 

Exciting times.