SPC #29 SPC13(2020)=£62.55
2021 NSDs: Jan12/10 Feb14/15 March 5/15
2020 𝙉𝙎𝘿𝙨: May16 June9 Oct10 Nov14 Dec6
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Joyous January's NSD Challenge!
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Yesterday (Thursday) was a NSD making 13/12.paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
2025 savings challenge £0/£2000 EF £140. Savings 2 £30.00. 170 -
hello very pleased that I have now done 21 NSD 😀 lockdown and menu planning very helpful for this , payday yesterday and don’t want to spend as I usually did on pay day!Pay ALL your debt off by Xmas 2021 no 50 Target for this year £12,000
Pay all your debt off by Xmas 2022 target £15,000 pd £7969.95 / 15,000
SPC 2022/23 014
Pay all of your debt off by XMAS 2023
#no 28 target £11,200.000 -
@cathybird
Can I join for February please first time going to measure my no spend days. Can you put me down for 17. As I have not much left as it is I am sure it can be done. Thanks
2Scratters xAnything is better than nothing-check back and see
On the declutter journey since 2023 with Mrs SD. Tilly Tidy since 2023.1 -
JanuaryOff to a start =5 days =
10 days =
15 days =
20 days =
Target reached = 
Target beaten = 
January targets
beanielou 26/15
bloomfelt 18/15
cathybird 15/15
Charliebear 15/15
Couldsavemore 21/15
darannah 9/10
debtfreefor2022 8/15
delta13 14/15
Dorisd 10/15
Donkids22 2/12
elvis69 12/10
grassgirl 11/20
Gemchr 10
Honeysucklelou2 13/12
IndiJonesi 14/17
jammy dodger 19/20
Jrcoal5 15/12
judiciously 3/10
lindsaygalaxy 11/15
LivingInTheBlack 9/10
MFdreamer 12/15
Money Choices 15/15
outoftheviciouscircle 15/15
Princess Procrastinate 10/15
Saver-upper 6/10
short bird 18/16
welshspendthrift 21/15
Workingmum123 9/10
ALL WELCOME TO JOIN!
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Great 2Scratters, will add you to the Feb list2Scratters said:@cathybird
Can I join for February please first time going to measure my no spend days. Can you put me down for 17. As I have not much left as it is I am sure it can be done. Thanks
2Scratters x
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19 today thanks cathybird
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Another NSD 10/15 a bit early I know but no intentions of buying anything today and not leaving the house.🎊Debt Free 8 Jan 2022[/center]🎉
Language Learners Chat- Portuguese0 -
Yesterday was day 18. Today was a spendy day.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.0 -
9/10 for me today, only one more to go but I’m not planning on going anywhere this weekend, I have a few diy jobs to finish, so it should be easy 🤞🤞What’s meant for you will not pass you 😃
A fool and his money are soon parted!
use it up, wear it out, make it do or do withoutEF -£860 Total debt - £2070 (DF March 2020)
Clubcard-£10.50, coop card £15.63 Surveys cash- 8.940 -
10! Boom. Managed target. Phew
Right i am gonna be really disciplined next month. Can you put me down for.... 15 please Cathie 😱 Thank you 💗1
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