SPC #29 SPC13(2020)=£62.55
2021 NSDs: Jan12/10 Feb14/15 March 5/15
2020 𝙉𝙎𝘿𝙨: May16 June9 Oct10 Nov14 Dec6
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Joyous January's NSD Challenge!
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1 more for me so I've met my target of 15 NSDs. See you on next month's thread
Save £12k in 2022 = £3705.97/ £7,500 (49%)
Save £12k in 2021 #76 = £11,857.21/ £10,000 (118%)1 -
YESSSS! I’ve done it 10/10 I am so pleased with myself, bring on February.
Well done everyone xxWhat’s meant for you will not pass you 😃
A fool and his money are soon parted!
use it up, wear it out, make it do or do withoutEF -£860 Total debt - £2070 (DF March 2020)
Clubcard-£10.50, coop card £15.63 Surveys cash- 8.941 -
Checking in for the final day of January with another NSD takes my end total to 16/10 Pay off debt by Xmas 2023 #23My debt free diary https://forums.moneysavingexpert.com/discussion/6436651/clearing-my-debt-after-25-years#latest
paid £7112/£7800-**DEBT FREE April 2024**
£9400 saved for emergency fund0 -
Sorry 16/12Pay off debt by Xmas 2023 #23My debt free diary https://forums.moneysavingexpert.com/discussion/6436651/clearing-my-debt-after-25-years#latest
paid £7112/£7800-**DEBT FREE April 2024**
£9400 saved for emergency fund0 -
Another NSD bringing my monthly total to 14/12 - so chuffed to have beaten my target. Don’t think I’ve ever managed that many before🙂.paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
2025 savings challenge £0/£2000 EF £140. Savings 2 £30.00. 170 -
Late check in but had a NSD Friday and today so that takes me to 11 this month, really chuffed, it’s been more challenging than I expected!Xmas 2022 = £500/500
Emergency fund = £50/1000
Penny a day challenge = 237/667.95
Starting Debt total Jan 2021: £14,877
Starting Debt total Jan 2022: £10,6620 -
Woo, last minute NSD takes me to 12 😁0
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JanuaryOff to a start =5 days =
10 days =
15 days =
20 days =
Target reached = 
Target beaten = 
January targets
beanielou 26/15
bloomfelt 18/15
cathybird 15/15
Charliebear 15/15
Couldsavemore 22/15
darannah 10/10
debtfreefor2022 12/15
delta13 15/15
Dorisd 10/15
Donkids22 2/12
elvis69 12/10
grassgirl 11/20
Gemchr 10
Honeysucklelou2 14/12
IndiJonesi 14/17
jammy dodger 21/20
Jrcoal5 16/12
judiciously 3/10
lindsaygalaxy 11/15
LivingInTheBlack 12/10
MFdreamer 12/15
Money Choices 15/15
mummy2threeboys 27/25
outoftheviciouscircle 15/15
Princess Procrastinate 10/15
Saver-upper 6/10
short bird 19/16
wanttobeasaver 14/12
welshspendthrift 21/15
Workingmum123 11/10
ALL WELCOME TO JOIN!
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Well done delta, darannah, Jrcoal5, Honeysucklelou2, Workingmum and LivingInTheBlack
What a great end to the month
See you on the February thread!
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Hi guys i had a few days off there but ended up with 12/15 for the month. Didn't hit target but onwards and upwards this month. See you all on the feb threadSPC 14 #062
2021 NSDs Jan 12 Feb 0/14
PayDBX2021 #31 £188/£18155 = 1.04%
365 Day 1p Challenge £28.37/£667.95
£10 a Day Challenge Jan = £156.66 Feb = /£2800
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