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Joyous January's NSD Challenge!
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hi 2scratters, welcome!!2Scratters said:Hi Peeps,
Could I come on board?
I get paid 27th so will to next pay day. Not done this before. #Could I go for 15 please?
2Scratters
The challenge runs month to month and it's nearly the end of Jan so think the best thing to do would be join for the February challenge? ... Would you like a target of 15 for February?
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Saturday was a NSD making 10/12 this month🙂.paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
2025 savings challenge £0/£2000 EF £140. Savings 2 £30.00. 170 -
JanuaryOff to a start =5 days =
10 days =
15 days =
20 days =
Target reached = 
Target beaten = 
January targets
beanielou 20/15
bloomfelt 15/15
cathybird 14/15
Charliebear 15/15
Couldsavemore 17/15
darannah 7/10
debtfreefor2022 8/15
delta13 8/15
Dorisd 8/15
Donkids22 2/12
elvis69 8/10
grassgirl 11/20
Gemchr 10
Honeysucklelou2 10/12
IndiJonesi 14/17
jammy dodger 16/20
Jrcoal5 13/12
judiciously 3/10
lindsaygalaxy 10/15
LivingInTheBlack 6/10
MFdreamer 12/15
Money Choices 10/15
outoftheviciouscircle 15/15
Princess Procrastinate 5/15
Saver-upper 6/10
short bird 14/16
welshspendthrift 17/15
Workingmum123 6/10
ALL WELCOME TO JOIN!
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Well done Honeysucklelou2
Early call again but aiming for another one today
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Day 15 yesterday - today won't be but hopefully we won't have any more baby things we've forgotten to get now ready for Friday
January NSD8/101 -
Well done bloomfelt, good luck for Friday0
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Another one today
18/15
Thank you# 36 1p challenge 2024 - £536.60
#13 POYD by Christmas 24 £2875 / 81380 -
Day 15/16 today. Food delivery tomorrow so a spendy day: still able to get deliveries so that's all good!.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.0 -
Another today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Hooray another today! One more to go!NSD Jan 5/10
6780/10721
[URL=“https://forums.moneysavingexpert.com/discussion/5820438/becoming-debt-free-is-hard-work#latest”]my debt free diary[/URL]0
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