SPC #29 SPC13(2020)=£62.55
2021 NSDs: Jan12/10 Feb14/15 March 5/15
2020 𝙉𝙎𝘿𝙨: May16 June9 Oct10 Nov14 Dec6
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Joyous January's NSD Challenge!
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NSD14/20 for me today thanks cathybird sadly more going out than originally planned this month but just about staying in my allotted budget son broke hand in several places so has come home to ma for tlc and feeding0
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I’m having a run of spendy days 😫 hoping for NSDs tomorrow, Saturday and Sunday though! 🤞🏻MFW
1 Nov 2020 @ £42,204 to go in 34 months! (£1,241 a month)
1 September 2021 @ £17,500 to go in 24 months (£729 a month)
MFW 2021 #3 - £24,148/ £17,500 🙌1 -
Today was finally a NSD after an awful run of spending (though a couple of the days it was me returning to the shops to buy something I forgot) so that's day 7 for me. Gonna have a very strict week ahead of me 😳😁SPC 14 #062
2021 NSDs Jan 12 Feb 0/14
PayDBX2021 #31 £188/£18155 = 1.04%
365 Day 1p Challenge £28.37/£667.95
£10 a Day Challenge Jan = £156.66 Feb = /£2801 -
Another one today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
JanuaryOff to a start =5 days =
10 days =
15 days =
20 days =
Target reached = 
Target beaten = 
January targets
beanielou 18/15
bloomfelt 13/15
cathybird 12/15
Charliebear 15/15
Couldsavemore 17/15
darannah 7/10
debtfreefor2022 7/15
delta13 8/15
Dorisd 8/15
Donkids22 2/12
elvis69 8/10
grassgirl 11/20
Gemchr 10
Honeysucklelou2 8/12
IndiJonesi 14/17
jammy dodger 14/20
Jrcoal5 12/12
judiciously 3/10
lindsaygalaxy 7/15
LivingInTheBlack 6/10
MFdreamer 10/15
Money Choices 10/15
outoftheviciouscircle 15/15
Princess Procrastinate 5/15
Saver-upper 6/10
short bird 13/16
welshspendthrift 12/15
Workingmum123 6/10
ALL WELCOME TO JOIN!
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Well done jammy dodger, debtfreefor2022 and beanielou
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Well this isnt going well. I keep buying snacks 🙈2
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Hi I'm late to the party and first time posting but would like to join. I will start with 10 days no spend from tomorrow.
Start 21st Jan 20211 -
hi Gemchr and welcomeGemchr said:Hi I'm late to the party and first time posting but would like to join. I will start with 10 days no spend from tomorrow.
Start 21st Jan 2021
, I've added you to the list, but just want to say that 10 days is basically every single day for the rest of the month, which is difficult even if you'd planned for it, certainly not something I'd like to attempt! 
I would rather give you a goal of 5 and see how you go? You're joining at the end of the month, five days is still quite high. 1 -
Thursday was day 13...‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.0
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