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Joyous January's NSD Challenge!

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  • cathybird
    cathybird Posts: 15,647 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done short bird imageimageimage
  • beanielou
    beanielou Posts: 95,562 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Not one today.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • darrannah
    darrannah Posts: 143 Forumite
    Part of the Furniture 100 Posts
    Day 7 for me today, I’m doing well, think I’ll aim for more next month, all the savings are going to go towards some VERY much needed flooring :) 
    What’s meant for you will not pass you 😃
    A fool and his money are soon parted!
    use it up, wear it out, make it do or do without :)
    EF -£860 Total debt - £2070 (DF March 2020)
    Clubcard-£10.50, coop card £15.63 Surveys cash- 8.94
  • Charliebear
    Charliebear Posts: 96 Forumite
    Tenth Anniversary 10 Posts Name Dropper Photogenic
    Yes - I reached day 15 nsd - 15/15 NSD. My finances are having a great month  B)
    December NSDs - 2/15
  • Jrcoal5
    Jrcoal5 Posts: 647 Forumite
    Fourth Anniversary 500 Posts Name Dropper
    Woohoo NSD again takes me to target 12/12  :smile: loving the motivation from this thanks cathybird x
    Pay off debt by Xmas 2023 #23
    paid £7112/£7800-**DEBT FREE April 2024**

    My debt free diary https://forums.moneysavingexpert.com/discussion/6436651/clearing-my-debt-after-25-years#latest

    £9400 saved for emergency fund 

  • Couldsavemore
    Couldsavemore Posts: 495 Forumite
    Fifth Anniversary 100 Posts Name Dropper
    Another day... another NSD
    17/15..
    Thank you
    # 36 1p challenge 2024 - £536.60

    #13 POYD by Christmas 24  £2875 / 8138
  • cathybird
    cathybird Posts: 15,647 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 21 January 2021 at 7:45AM
    January

    Off to a start = image
    5 days = image
    10 days = image
    15 days = image
    20 days = image Target reached = image Target beaten = image
    January targets
    beanielou 17/15 imageimageimageimageimageimage bloomfelt 13/15 imageimageimage cathybird 12/15 imageimageimage Charliebear 15/15 imageimageimageimageimage Couldsavemore 17/15 imageimageimageimageimageimage darannah 7/10 imageimage debtfreefor2022 6/15 imageimage delta13 8/15 imageimage Dorisd 8/15 imageimage Donkids22 2/12 image elvis69 8/10 imageimage grassgirl 11/20 imageimageimage Honeysucklelou2 8/12 imageimage IndiJonesi 14/17 imageimageimage jammy dodger 13/20 imageimageimage Jrcoal5 12/12 imageimageimageimage judiciously 3/10 image lindsaygalaxy 7/15 imageimage LivingInTheBlack 6/10 imageimage MFdreamer 10/15 imageimageimage Money Choices 10/15 imageimageimage outoftheviciouscircle 15/15 imageimageimageimageimage Princess Procrastinate 5/15 imageimage Saver-upper 6/10 imageimage short bird 12/16 imageimageimage welshspendthrift 12/15 imageimageimage Workingmum123 6/10 imageimage
    ALL WELCOME TO JOIN!
  • cathybird
    cathybird Posts: 15,647 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done darannah, Charliebear, Jrcoal5 and Couldsavemore imageimageimage
  • Dorisd
    Dorisd Posts: 179 Forumite
    Seventh Anniversary 100 Posts Name Dropper Photogenic
    Another NSD today, watching the pennies before payday 
    🎊Debt Free 8 Jan 2022[/center]🎉
    Language Learners Chat- Portuguese
    https://forums.moneysavingexpert.com/discussion/5834219/being-called-frugal-is-the-best-compliment#latest
  • cathybird
    cathybird Posts: 15,647 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done Dorisd imageimageimage Early call but aiming for another one today image
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