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Joyous January's NSD Challenge!

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  • Finally managed to clock up some NSD. Now reached 9 NSD, need to plan better, popping the shop when out for a walk is a major downfall! 
    Xmas 2022 = £500/500
    Emergency fund = £50/1000 
    Penny a day challenge = 237/667.95 

    Starting Debt total Jan 2021: £14,877 
    Starting Debt total Jan 2022: £10,662 
  • cathybird
    cathybird Posts: 15,647 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 25 January 2021 at 12:59PM
    January

    Off to a start = image
    5 days = image
    10 days = image
    15 days = image
    20 days = image Target reached = image Target beaten = image
    January targets
    beanielou 21/15 imageimageimageimageimageimageimage bloomfelt 16/15 imageimageimageimageimageimage cathybird 15/15 imageimageimageimageimage Charliebear 15/15 imageimageimageimageimage Couldsavemore 18/15 imageimageimageimageimageimage darannah 7/10 imageimage debtfreefor2022 8/15 imageimage delta13 8/15 imageimage Dorisd 8/15 imageimage Donkids22 2/12 image elvis69 9/10 imageimage grassgirl 11/20 imageimageimage Gemchr 10 Honeysucklelou2 11/12 imageimageimage IndiJonesi 14/17 imageimageimage jammy dodger 16/20 imageimageimageimage Jrcoal5 13/12 imageimageimageimageimage judiciously 3/10 image lindsaygalaxy 10/15 imageimageimage LivingInTheBlack 8/10 imageimage MFdreamer 12/15 imageimageimage Money Choices 10/15 imageimageimage outoftheviciouscircle 15/15 imageimageimageimageimage Princess Procrastinate 10/15 imageimageimage Saver-upper 6/10 imageimage short bird 15/16 imageimageimageimage welshspendthrift 17/15 imageimageimageimage Workingmum123 9/10 imageimage
    ALL WELCOME TO JOIN!
  • Yay, finally got 2 more over this weekend. Takes me to 8 😊
    SPC #29  SPC13(2020)=£62.55
    2021 NSDs: Jan12/10 Feb14/15 March 5/15
    2020 𝙉𝙎𝘿𝙨: May16 June9 Oct10 Nov14 Dec6
  • cathybird
    cathybird Posts: 15,647 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done Couldsavemore, short bird, beanie, elvis69, Workingmum123 and LivingInTheBlack imageimageimage
  • Sunday was a NSD making 11/12 so far this month.
    paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
    2025 savings challenge £0/£2000
    EF £140. Savings 2 £30.00. 17
  • Managed to scrap another 5 NSDs in over the last week. This brings my total to 10. Not confident that I'll get the 15 that I hoped for, but very proud of what we've done so far :grin:
    Virtual Sealed Pot 2021 #6: £25.30/£200
    NSD: Jan 14/15  Feb 0/14
  • bloomfelt
    bloomfelt Posts: 507 Forumite
    Tenth Anniversary 500 Posts Name Dropper Photogenic
    cathybird said:
    Well done bloomfelt, good luck for Friday
    Thanks Cathybird - I delayed the online spending yesterday as i need to get something from B&M today so now up to 16 NSD 
    January NSD8/10
  • cathybird
    cathybird Posts: 15,647 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done Honeysucklelou2, Princess Procrastinate and bloomfelt imageimageimage Another one for me today and that brings me to target, yay image
  • jammy_dodger
    jammy_dodger Posts: 1,925 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    NSD17/20  for  me  today  thanks cathybird  what  wonderful  totals  from   us  all  they  would  fair  mount  up  to  quite  a  lot  if  totted  together  at the  end  of  the  month 
  • Jrcoal5
    Jrcoal5 Posts: 647 Forumite
    Fourth Anniversary 500 Posts Name Dropper
    NSD takes me to 14/12 my husband won the work lottery £50 straight to savings so a good day today  :)
    Pay off debt by Xmas 2023 #23
    paid £7112/£7800-**DEBT FREE April 2024**

    My debt free diary https://forums.moneysavingexpert.com/discussion/6436651/clearing-my-debt-after-25-years#latest

    £9400 saved for emergency fund 

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