SPC #29 SPC13(2020)=£62.55
2021 NSDs: Jan12/10 Feb14/15 March 5/15
2020 𝙉𝙎𝘿𝙨: May16 June9 Oct10 Nov14 Dec6
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Joyous January's NSD Challenge!
Comments
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Finally managed to clock up some NSD. Now reached 9 NSD, need to plan better, popping the shop when out for a walk is a major downfall!Xmas 2022 = £500/500
Emergency fund = £50/1000
Penny a day challenge = 237/667.95
Starting Debt total Jan 2021: £14,877
Starting Debt total Jan 2022: £10,6620 -
JanuaryOff to a start =5 days =


10 days =
15 days =
20 days =
Target reached =
Target beaten = 
January targets
beanielou 21/15





bloomfelt 16/15





cathybird 15/15




Charliebear 15/15




Couldsavemore 18/15





darannah 7/10

debtfreefor2022 8/15

delta13 8/15

Dorisd 8/15

Donkids22 2/12
elvis69 9/10

grassgirl 11/20


Gemchr 10
Honeysucklelou2 11/12


IndiJonesi 14/17


jammy dodger 16/20



Jrcoal5 13/12




judiciously 3/10
lindsaygalaxy 10/15


LivingInTheBlack 8/10

MFdreamer 12/15


Money Choices 10/15


outoftheviciouscircle 15/15




Princess Procrastinate 10/15


Saver-upper 6/10

short bird 15/16



welshspendthrift 17/15



Workingmum123 9/10

ALL WELCOME TO JOIN!
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Yay, finally got 2 more over this weekend. Takes me to 8 😊0
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Well done Couldsavemore, short bird, beanie, elvis69, Workingmum123 and LivingInTheBlack


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Sunday was a NSD making 11/12 so far this month.paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
2025 savings challenge £0/£2000 EF £140. Savings 2 £30.00. 170 -
Managed to scrap another 5 NSDs in over the last week. This brings my total to 10. Not confident that I'll get the 15 that I hoped for, but very proud of what we've done so far
Virtual Sealed Pot 2021 #6: £25.30/£200
NSD: Jan 14/15 Feb 0/141 -
Well done Honeysucklelou2, Princess Procrastinate and bloomfelt


Another one for me today and that brings me to target, yay
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NSD17/20 for me today thanks cathybird what wonderful totals from us all they would fair mount up to quite a lot if totted together at the end of the month
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NSD takes me to 14/12 my husband won the work lottery £50 straight to savings so a good day today
Pay off debt by Xmas 2023 #23My debt free diary https://forums.moneysavingexpert.com/discussion/6436651/clearing-my-debt-after-25-years#latest
paid £7112/£7800-**DEBT FREE April 2024**
£9400 saved for emergency fund0
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