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The "Save 12k in 2021" Thread!

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Comments

  • Good Morning and Hello, 

    #51 here.

    This year has been slow gains and on the surface not much progress but I have paid off a substantial amount of personal debt so that next year I will finally be debt free again. Whilst shifting the bulk of my cash savings into stocks and shares ISA, becoming a landlord and back to working full time & upping pension contributions. So all in all not such a bad year.  

    For December I am reporting - £74.54. Sadly it came down to stock market performance yesterday as I was pretty much borderline. 
    2025 financial goals & challenges!

    1). Mortgage (started Jan 2024) £107,079.62 / £122,400.00 Overpayment total: £904.60 (Inc Sprive yr 1 o/p £19.16 & £55.34 reg monthly overpayment) Equity 28%

    2). #7 Save 1p a day challenge 2025 £280/£780

    3). £2196.23/£3000 in Investment ISA (34/50 investments)

    4). Increase cash savings & saving pots

    5). Keep debt to a minimum.

    Favourite quote: 'Life is like a box of chocolates, you never know what you're gunna get!' Forrest Gump
  • #96 here

    Reporting 

    £5522.96 - October 
    £1632.58 - November 
    £0 - December 
    Total of £11,000 for 2021, over my 10k target. Thanks to this group it kept me motivated. We now have our emergency fund fully funded, we can start saving for our house downpayment. 

    #96 Save 12k in 2021, £11, 000 / £10,000 saved in 2021
    #13 Save 12k in 2022, £7151.96 / £12,000
    #52 Save 12k in 2023, £0 / £12,000
    3-6 month emergency fund £10,000
    House Downpayment £7151.96 / £20,000
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Spreadsheet updated :)
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • Lomcevak
    Lomcevak Posts: 1,026 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 18 December 2021 at 8:33PM
    #45 in with a late update of £4,625 for November, and an early update of £3,650 for December, which by my count brings it to £55,361.08 for 2021. 

    Although I've hit my target (and some), I've kind of lost my way with saving this year - partially because it's just been a tough year in which grinding through has overtaken most other things, partially since I've not really found a new financial target after hitting my mortgage-free goal 18 months ago. So I'm going to try and take some time to reflect for the New Year, and try and reset some goals. 
  • Jellybaby
    Jellybaby Posts: 1,325 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    #9 with a final £1,913 for December.  Already signed up for next year!

    I'll update form and best wishes and happy saving in 2022 to everyone
  • lantanna
    lantanna Posts: 4,471 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I’m declaring for December and finishing the year here. £505 for December. I’m really looking forward to 2022, buying a house and a small savings goal of 3k. See you on the other side
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Spreadsheet updated :)
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
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