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The "Save 12k in 2021" Thread!
Comments
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Sorry for the lack of updates lately, but been busy. #77 reporting for June, July and August and sheet updated.
My savings have taken a big hit due to getting a conservatory/garden room built. I also had to pay a deposit for garden landscaping to be done next year (builders/landscapers are so busy). My total for June was consequently only £235.29. Our savings for July were boosted by a small pension lump sum my wife got, so we still managed to save £5,005.36. In August we had to pay out over £9K towards our conservatory, so despite taking some money out of matched betting we still ended up at -£5,605.09 for the month. I am expecting another hefty minus figure for September when we pay our final payment for the conservatory. Hence I have downgraded my target for the year to £5K.3 -
No 7 reporting:
Saved £695 this month.Made up from:
Salary plus
£75 PB winnings
£130 interest
Pleased with this as we had a new hard standing area put in, in front of the house.2025 Fashion on a ration 0/66 coupons
2025 Frugal challenge2 -
HI SF,
#51
September was another minus month (this seems to be my theme of the year sadly!). However debt is being paid back and I am clawing my way to better financial security. So this month I was -£640.45 from just 'closing my eyes' during the summer and just doing some nice things.
Hope everyone else is good.2025 financial goals & challenges!
1). Mortgage (started Jan 2024) £105,249.61 / £122,400.00 Overpayment total: £1015.28 (Inc Sprive yr 1 o/p £19.16 & £55.34 reg monthly overpayment) Equity 26%
2). #7 Save 1p a day challenge 2025 £360/£780
3). £2,249.06/£3000 in Investment ISA (35/50 investments)
4). Increase cash savings & saving pots
5). Keep debt to a minimum.
Favourite quote: 'Life is like a box of chocolates, you never know what you're gunna get!' Forrest Gump3 -
#6 Reporting 4202.53 for months of June, July and August!
The forum has changed a lot. Everything looks so unfamilar.
Hope everyone is slowly meeting their target!
Save 12K in 2020 # 38 £0/£20,0003 -
I'm glad it's not just me thinking this - our thread seems kind of buried and difficult for people to find now. Perhaps that's why the thread is so much quieter this year?darkidoe said:
The forum has changed a lot. Everything looks so unfamilar.Save 12k in 2013-2014-2015-2016-2017-2018-2019-2020-2021-2022 - then early-retired.1 -
@darkidoe, @geoffers4 I have my favourites marked (click on the pennant symbol, on the right at the top of this screen) and when I look, I go straight to bookmarks (next to my profile symbol) - so really only see the threads I am already in, unless I go looking (which I do less frequently)geoffers4 said:
I'm glad it's not just me thinking this - our thread seems kind of buried and difficult for people to find now. Perhaps that's why the thread is so much quieter this year?darkidoe said:
The forum has changed a lot. Everything looks so unfamilar.Save £12k in 2025 #2 I am at £10,020.92 out of £6000 after September
OS Grocery Challenge in 2025 I am at £2234.63/£3000 or 74.49% of my annual spend so far (not going to be much of a Christmas at this rate as no spare after 9 months!
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
My new diary is here4 -
Thought I’d posted my sept update but I haven’t, form submitted. Can’t remember the exact figure but it was around £3502
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@Suffolk_lass this is what I tend to do too or go via my notifications.Suffolk_lass said:
@darkidoe, @geoffers4 I have my favourites marked (click on the pennant symbol, on the right at the top of this screen) and when I look, I go straight to bookmarks (next to my profile symbol) - so really only see the threads I am already in, unless I go looking (which I do less frequently)geoffers4 said:
I'm glad it's not just me thinking this - our thread seems kind of buried and difficult for people to find now. Perhaps that's why the thread is so much quieter this year?darkidoe said:
The forum has changed a lot. Everything looks so unfamilar.2025 financial goals & challenges!
1). Mortgage (started Jan 2024) £105,249.61 / £122,400.00 Overpayment total: £1015.28 (Inc Sprive yr 1 o/p £19.16 & £55.34 reg monthly overpayment) Equity 26%
2). #7 Save 1p a day challenge 2025 £360/£780
3). £2,249.06/£3000 in Investment ISA (35/50 investments)
4). Increase cash savings & saving pots
5). Keep debt to a minimum.
Favourite quote: 'Life is like a box of chocolates, you never know what you're gunna get!' Forrest Gump3 -
Since the fora were revamped, all the threads look cooler and more professional, but not as much 'fun' somehow. Or maybe it's just Covid and lockdowns making us all more serious.geoffers4 said:
I'm glad it's not just me thinking this - our thread seems kind of buried and difficult for people to find now. Perhaps that's why the thread is so much quieter this year?darkidoe said:
The forum has changed a lot. Everything looks so unfamilar.Save £12k in 2022 thread #7:
Save £10,000 Jan-May 2022 THEN RETIRE!!
Final total for (half) year: -£4,0003 -
#80 reporting £500 for August and £1,100 for September. I have updated the form.
August was my lowest month so far but I’ve recovered fairly well in September, bumping up my own savings with switching offers (bagged myself £225 in the process + 6 cinema vouchers!) + a premium bond win of £25
August breakdown:
- HTB ISA: £200
- S&S ISA: £100
- Premium Bonds: £100 (inc. £50 win)
- Holidays: £100
- Total: £500
September breakdown:
- HTB ISA: £200
- S&S ISA: £100
- Holidays: £550
- Nationwide Switch Bonus: £125
- Lloyds Switch Bonus: £100
- Premium Bonds win: £25
- Total: £1,100
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