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The "Save 12k in 2021" Thread!
Comments
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32#
back again, managed to root around and found another £160 for July. Form updated.
ThanksMFW 2025 #32 £4,926.23/£3,000; MFW 2024 #32 £4,217.84/£3,000; MFW 2023 #32 £5,238.84/£4,000; MFW 2022 #32 £8,246.43/£8,000; MFW 2021 #32 £8,982.73/£8,000; MFW 2020 #32 £12,000/£6,000
Save £12k in 2025 #48 £11,200/£14,000; Save £12k in 2024 #26 £13,055.37/£6,000; Save £12k in 2023 #31 £11,500/£6,000; Save £12k in 2022 #32 £7,180.24/£7,000; Save £12k in 2021 #32 £9,500/£8,000; Save £12k in 2020 #147 £9,370/£8,000
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Spreadsheet updated
Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
Personal Finance Blogger + YouTuber / In pursuit of FIRE
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I had fallen behind with my reporting, but I have caught up now, and I am going to go back to reporting after the month is over. Reporting at the start means that I don't feel flexible enough to be able to add to savings when I can, so I have just been reporting my regular savings and not topping anything up.Save £12k in 2025 #33 £2531.77/£5000 (If this carries on I might have to up my target!)
April take lunch to work goal - 3 of 122 -
Hello SF and everyone,
Sadly its back to minus this month for me boo hisss! Going through a change in circumstances and so we are using savings to cover the short fall.
So for #51 for August I am -£496.82 which is actually a bit more rosy than expected thanks to some stock market gains.2025 financial goals & challenges!
1). Mortgage (started Jan 2024) £107,079.62 / £122,400.00 Overpayment total: £904.60 (Inc Sprive yr 1 o/p £19.16 & £55.34 reg monthly overpayment) Equity 28%
2). #7 Save 1p a day challenge 2025 £280/£780
3). £2196.23/£3000 in Investment ISA (34/50 investments)
4). Increase cash savings & saving pots
5). Keep debt to a minimum.
Favourite quote: 'Life is like a box of chocolates, you never know what you're gunna get!' Forrest Gump3 -
#25 declaring for August. £288.72. Happy enough as I’ve had a holiday away this month2
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Hello, just did the form for June and July. Not much saved, but savings nonetheless.
I'm on maternity leave and after August, I will be reporting minus figures, so my savings will go down temporarily. I don't think I'll hit my target.2 -
hi slowlyfading
being self-employed, covid last couple years decimated my savings
could I join thread
business is now returning & I feel I can save £400 a month
target £1600
2021
thx3 -
No. 48 reporting £2,125 for August
Boosted by a small bonus at work and £25 pb win. I will add my ISA growth at the end of the year, but its look pretty good at the moment, appreciate that can all change!
Anyone else having problems getting premium bonds to take a payment or is it just me?
Off to update the form now3 -
SOAPaddict12 said:hi slowlyfading
being self-employed, covid last couple years decimated my savings
could I join thread
business is now returning & I feel I can save £400 a month
target £1600
2021
thx
Good luckSave £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
My new diary is here4 -
Number 20 reporting £1234.15 for August. All made up from leftover salary.
I feel like I have spent SO much money this month. With it being August and a few family events I had to attend, a summer holiday and laziness I have been less careful with my money. I had my first purchase fall through so I got so disheartened and started spending more money.
My regular savers have all been closed and I am focussing on one pot instead. I still have my HTB ISA and Nationwide start to save but I am finding it easier and less overwhelming. I should be trying to save as much as possible hoping to buy a house at the end of this year. It is easier said than done! I have all deposit and fees covered as of this months pay. So I will be working on the decoration/furnishing costs now.
I am hoping to refocus and get back on track for September.
4
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