The "Save 12k in 2021" Thread!

Gem-gem

Lomcevak said:

Suffolk_lass said:

Loving the new thinking. We are all, as you say, a step or an event away from life changing for ever. Treasure every day and make the most of it 

Very much feeling this at the moment. Sadly my best friend died this week. We were swapping messages the previous evening, the next morning he had a massive heart attack. He was 47.

Still trying to process what's happened, but it does make me wonder about my priorities.

Sorry to hear about the loss of your friend. 

Prior to Covid, I had attended five funerals of family/ friends who died before the age of 61. Not one made retirement. That is why DH and I decided to travel and make memories. As said in previous post now it is about retiring as early as possible and enjoying as much of our time together. 

robadger

Form submitted for #55. 
£1950 for February. 

£1000 to ISA
£250 to Sipp
£700 mortgage overpayment.

george4064

#27 reporting £1,295 for February

£150 to SIP
£1,000 to S&S ISA
£145 other

Nothing major to report for February. From April will be moving to a new (DC) pension contribution schedule which will see my contributions go up a fair amount, this is because employer contribution matching is much better in new schedule vs current schedule. Since I only count AVCs for this challenge, I expect monthly saved amounts to decrease slightly from April (all other things equal).

S&S ISA had a so-so month, down about 2%. I am consciously maintaining a slight overweight to UK equities, funded by an underweight to US equities, nothing drastic but I enjoy having some active input on the portfolio!

Form submitted.

AuburnEnigma

#40 reporting for Feb (form submitted): £1276.46 saved this month, so I'm amending my target to £8k rather than the £5k I originally envisaged, as I would now be nearly 80% of the way to my initial target. 

• Into ISA with II: £1000
• OpenMoney pension: £25 tax relief
• Regular saver: £250
• Savethechange: £1.46

I've also opened a SIPP with Fidelity so any contributions towards that (and any tax relief) will be factored in from March onwards - I've moved across the amount that I had in my General Account with them so I'm not including it for this month. My dividend payout has also doubled this month thanks to 2 special dividends, which is great (I manually reinvest these on II so I'm not including the reinvestment in my savings). I'm not expecting much for March but I think that if I put the effort in now to both my ISA and SIPP, it will pay off for me later on.

Viking_mfw

Number 72 reporting £1607 for February, largely made up of some external examining and a holiday refund for Feb. Forgot to include my £25 PB win, so I guess that's decided £257 is my regular savings. No windfalls expected in March, so belt tightening required if savings rate to be maintained. 

Suffolk_lass

Lomcevak said:

Suffolk_lass said:

Loving the new thinking. We are all, as you say, a step or an event away from life changing for ever. Treasure every day and make the most of it 

Very much feeling this at the moment. Sadly my best friend died this week. We were swapping messages the previous evening, the next morning he had a massive heart attack. He was 47.

Still trying to process what's happened, but it does make me wonder about my priorities. 

@Lomcevak I cannot imagine how awful that is for you. What a terrible shock. I lost a work colleague but it was a fast growing tumour and even that was awful. I am so sorry for your loss. As you say, your own mortality and that realisation that things can change in an instant make us all reflect on what is really important. This year in particular, with so many affected by Covid, and lives unexpectedly changed or cut short, we really need to live our best lives. I don't regret stopping work when I did, one bit. Definitely worth considering earlier.

I am amazed that we are really quite comfortably off for our day to day living. We should have stopped earlier.

darkidoe

Lomcevak said:

Suffolk_lass said:

Loving the new thinking. We are all, as you say, a step or an event away from life changing for ever. Treasure every day and make the most of it 

Very much feeling this at the moment. Sadly my best friend died this week. We were swapping messages the previous evening, the next morning he had a massive heart attack. He was 47.

Still trying to process what's happened, but it does make me wonder about my priorities.

Sorry to hear this.. My condolences. Hope time will help process what's happened. It does put whatever we are saving for and trying to accomplish in perspective.

darkidoe

#6 Reporting 4773.6 for the month of February. 
Bumper month. Not going to be as good as before.

Merlin's_Beard

@Lomcevak -  sorry to hear of your loss. It must be a terrible shock.

£1004.20 for February, here.

Xenon

Xenon # 37
Feb: £1542
Mortgage Deposit/Costs £142,388