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Mumof3.12kindebt .. dfw again ! - 15 dec 2020
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I've decided to only count unbudgeted spends as a spend day so since we have started this diary we have had 0 spend days ill update my post on first page to reflect this
No extra money made today. Need to work harder on this!June 17 £16,000 debt ~ nov 18 DEBT FREE •June 21 £16,308 debt / july 22 debt free •Original mortgage free date 01/06/2059 current mortgage free date 01/05/20462 -
Good morning my beautiful diary friends
I have made a payment of £77.16p to very this morning.
June 17 £16,000 debt ~ nov 18 DEBT FREE •June 21 £16,308 debt / july 22 debt free •Original mortgage free date 01/06/2059 current mortgage free date 01/05/20462 -
Good morning my beautiful dairy friends.
Rise and shine
It's 5.30am and I'm wide awake
Anyway. Today will be another no spend day. I'm going to try and attempt to make some bread again. But I hate wasting oven space so I'll make 2 loaves one for today and one for tomorrow. I have all the ingredients In the cupboard. I'm going to do some surveys and get a few things done round the house that won't make too much noise while the others are asleep. I'll report back later with any updates
Update... its now an hour later. I've cashed out 72p from qmee. I'm still waiting for my £5 payment to go into my PayPal account from prolific last week.
I'll try the surveys again throughout the day as there is nothing left available on there now.
Going to make a cuppa take my tablets and wash up. Ill then start working through my list for today.
Have a lovely day everyone
Love hugs positivity and prayers to you allJune 17 £16,000 debt ~ nov 18 DEBT FREE •June 21 £16,308 debt / july 22 debt free •Original mortgage free date 01/06/2059 current mortgage free date 01/05/20461 -
Afternoon you lovely lot ! Hope you are all okay. Quick update since This morning. Got a few jobs crossed off my list.
Did some surveys and earnt 72p
My prolific payment has also gone into my PayPal.
Our mortgage overpayment total is at an odd number.
So I'm going to use £3.38 of the money in PayPal to send to the mortgage.
And send £3.18 to very.
I need to list 15 items for sale as I've been aiming for 5 a day and I've been slacking the last few days so I'll do that next
I've also sorted out and charged my vape. I hope I'll be able to have a day one day this month where I'll wake up and be all... today is the day. (See a previous post on why I don't set a day to do it)
Hoping to get some more surveys done today. I couple of items I listed earlier in the week have sold. They end tonight or tomorrow 🤔 I'll have to check.
OK so off to do a money shuffle. 💰
June 17 £16,000 debt ~ nov 18 DEBT FREE •June 21 £16,308 debt / july 22 debt free •Original mortgage free date 01/06/2059 current mortgage free date 01/05/20461 -
Evening everyone
Did the money shuffle.
Made some bread which was a success. Emptied the car just need to clean it now. I've realised I didn't include our car payment on the budget 😅 I thought I was missing something. I'll update that now.
Will be doing a food shop tomorrow night instead of Thursday i think as I have my cervical smear On Thursday morning and last Time I ended up feeling quite sore for a few days after.
^^^ that's your reminder ladies if you are due or over due get it booked
Anyway off to read my library ebook. Have a nice evening everyone
Love hugs positivity and prayers to you all
June 17 £16,000 debt ~ nov 18 DEBT FREE •June 21 £16,308 debt / july 22 debt free •Original mortgage free date 01/06/2059 current mortgage free date 01/05/20463 -
Good evening all
Spends today
£46.16p between tesco and aldi for this weeks food shop
£24.85p bacci filters etcJune 17 £16,000 debt ~ nov 18 DEBT FREE •June 21 £16,308 debt / july 22 debt free •Original mortgage free date 01/06/2059 current mortgage free date 01/05/20460 -
Very catalogue paid off !!
June 17 £16,000 debt ~ nov 18 DEBT FREE •June 21 £16,308 debt / july 22 debt free •Original mortgage free date 01/06/2059 current mortgage free date 01/05/20464 -
Good morning my beautiful diary friends,
This morning I paid off the very catalogue. Its such a relief to see it gone !
Today I'm going to
☆ list at least 30 items for sale.
☆ do surveys (at least 5)
☆ go to doctors appointment ✅
☆ drop off SIL present ✅
☆ post letters
☆ go for a walk
☆ skip run
☆ do dailies (household jobs)
☆ carpet wash ds2 room
☆ put clean laundry away
Have a good day everyone
Love hugs positivity and prayers to you allJune 17 £16,000 debt ~ nov 18 DEBT FREE •June 21 £16,308 debt / july 22 debt free •Original mortgage free date 01/06/2059 current mortgage free date 01/05/20462 -
Good morning my beautiful friends.
Hope you are okay.
Today I am only going myself 3 subjects to focus on.
☆ surveys/selling stuff
☆ housework
☆ side hustle project (I want this ready to set up by the end of the month) it's something that costs me my time but not money. But something I am also keeping quite for now. I'm just putting it here for accountability
Yesterday was a no spend day. Today should be too. I need to pick up an item from the uniform exchange but this is a free local community project and I have some items to donate so I'm really exchanging lol
Have a good day everyone.June 17 £16,000 debt ~ nov 18 DEBT FREE •June 21 £16,308 debt / july 22 debt free •Original mortgage free date 01/06/2059 current mortgage free date 01/05/20460 -
Well done on clearing your catalogue! You’ve been busy. Intrigued by the sound of your side hustle - good luck with it!Part time working mum | Married in 2014 | DS born 2015 & DD born 2018
https://forums.moneysavingexpert.com/discussion/6542225/stopping-the-backsliding-a-family-of-four-no-longer-living-beyond-their-means/p1?new=1
Consumer debt free!
Mortgage: -£128,033
Savings: £6,050
- Emergency fund £1,515
- New kitchen £556
- December £420
- Holiday £3,427
- Bills £132
Total joint pension savings: £55,4251
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