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2021 Mortgage-Free Wannabes

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Comments

  • LadyGnome
    LadyGnome Posts: 801 Forumite
    Ninth Anniversary 500 Posts Name Dropper Combo Breaker
    #78 another small OP of £10 - July total £15
    MortgageStart Nov 2012 £310,000
    Oct 2022 £143,277.74
    Reduction £166,722.26
    OriginalEnd Sept 2034 / Current official end Apr 2032 (but I have a cunning plan...)
    2022 MFW #78 £10200/£12000
    MFiT-6 #28 £21,772 /£75000
  • Porridgecat
    Porridgecat Posts: 311 Forumite
    Third Anniversary 100 Posts Name Dropper Photogenic
    Porridgecat no 95 checking in again with this months overpayment of £1062.75 again. Mortgage total now at £18 397.
    Mortgage Free 23 December 2020
    Savings £9671 / £20 000 goal
    Emergency Fund £216 / £1000 goal
  • SandyShores
    SandyShores Posts: 1,973 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    No.29 - June overpayment of £180.

    Sorry for the late report.  Thanks Julicorn.

    Total overpayments for 2021 now £613.71/£4,000


    "Think of many things, do one"
    Mortgage 30 Aug'25 est. £209,500 £309,749 2020 (current ends 2038)
    Seven Goals; 12.5lbs lost in 4 months (5.5lbs to go); walk/run/exercising/weights/yoga 

  • OhtobeMortgageFree
    OhtobeMortgageFree Posts: 324 Forumite
    Sixth Anniversary 100 Posts Name Dropper
    #59 with my first overpayment for July - £210.
    Thanks for updating! 😊
    Original mortgage total: £140,000.00 (July 2015) Original mortgage end date: June 2040
    Mortgage free start date: 16th October 2018 Mortgage total at this point: £132,829.12
    Current mortgage total: £54,762.71 Current mortgage end date: June 2032 Daily interest: £7.59 > £2.64
  • hannahnightmare
    hannahnightmare Posts: 35 Forumite
    Part of the Furniture 10 Posts Photogenic Name Dropper
    #115 with a £500 overpayment :)
    thanks @julicorn x
    Current mortgage - £12000
    aim to pay £6000 this year (mfw #20)
    £3000/£6000

  • powerspowers
    powerspowers Posts: 1,339 Forumite
    1,000 Posts Fourth Anniversary Name Dropper
    #76 with £250 for July ☺️
    MFW 2021 #76 £5,145
    MFW 2022 #27 £5,300 
    MFW 2023 #27 £2,000
    MFW 2024 #27 £6,055
    MFW 2025 #27 £2,600/£5,000


  • rugbymadfamily
    rugbymadfamily Posts: 505 Forumite
    Fourth Anniversary 500 Posts Name Dropper
    Great progress all! 

    #28 July OP of £1,100 please :-) 
    Current mortgage (1 Jun 2022): £289,501 - originally £351,999 got to love London sized mortgages!
    OP Goal 2022 = 3.75% in OPs: £6,975 / £13,200
    Emergency Fund Target: 3 months saved ✅
     
  • willowparrett
    willowparrett Posts: 59 Forumite
    Fourth Anniversary 10 Posts Name Dropper
    Hi Julicorn, 

    Unusually for me, a second July payment, but it was nice to round my total down to a '00 for the month. 

    So an extra £19 for me, taking the total for this month to £436, and overall total to £2938/£5000. 

    Thank you! WPx
    Mortgage 1 (BTL) Jan '24 £102,500
    Mortgage 1 OP pot (July ‘22 - July ‘27) £7,300/£19,500
    Mortgage 2 (joint forever home) Jan '20 £244,500, Jan '21 £235,000, Jan '24 £202,000


  • Elvie100
    Elvie100 Posts: 110 Forumite
    Tenth Anniversary 100 Posts Name Dropper
    Hi all

    #60 with July’s overpayment of £650.

    Many thanks,

    L
    Was MFW#60 - mortgage paid off December 2021
  • Porridgecat
    Porridgecat Posts: 311 Forumite
    Third Anniversary 100 Posts Name Dropper Photogenic
    Porridgecat no 95 again, small payment of £9 making this months total £1071.75. I had an extra £35.71 floating around in YNAB so took 29p from groceries and have paid £9 to each of my priorities: mortgage, savings, holidays and emergency fund.  
    Mortgage Free 23 December 2020
    Savings £9671 / £20 000 goal
    Emergency Fund £216 / £1000 goal
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