2021 Mortgage-Free Wannabes

[Deleted User]

Hi,

Is it still possible to join? We started our MF journey in 2018. Since then we’ve worked on reducing spending and increasing earnings. We started the year with a mortgage of £46000. We used savings to reduce it to £25000. Have been OP each month and we’re now at £10500. Aim is MF by November this year.

_WorldTraveller_

Good afternoon all,

Reporting in with July's OP of £850.

Thanks @julicorn

debtfreeoneday

Number 63 with progress so far this year. 

Jul - 1001.28

Jun - 28p

May -28p

Apr - 100.28

Mar - 1001.28

Feb - 672.78

Jan - 2.83

Achieved target of £2500 with £2779.01. Will increase target to £3000.

julicorn

powerspowers said:

julicorn said:

powerspowers said:

#76 with £17.19 to bring me up to £1000 for the year

Could you do me a favour and check that I've got everything recorded correctly for you in the spreadsheet? I think I've probably missed one of your previous payments

Oh dear I’ve got in a pickle! Just checked against my bank statements and we’re at £988 not £1000! Well, we are at £1000 now as it couldn’t let it get past me...

Month by month
march £50
may £157.76 (there was one I’d not put in the thread)
june £513.05
july £279.19 (including the £12 I’ve just paid 😂)

thanks Julicorn x

Great stuff, thank you so much!

julicorn

Freetosave said:

Hi,

Is it still possible to join? We started our MF journey in 2018. Since then we’ve worked on reducing spending and increasing earnings. We started the year with a mortgage of £46000. We used savings to reduce it to £25000. Have been OP each month and we’re now at £10500. Aim is MF by November this year.

Hi @Freetosave , absolutely! I've given you #129, and taken a bit of liberty in how to record your payments so far - let me know if you want me to change them It probably doesn't reflect exactly what you've been paying so far, more your reduction in balance.

[Deleted User]

julicorn said:

Freetosave said:

Hi,

Is it still possible to join? We started our MF journey in 2018. Since then we’ve worked on reducing spending and increasing earnings. We started the year with a mortgage of £46000. We used savings to reduce it to £25000. Have been OP each month and we’re now at £10500. Aim is MF by November this year.

Hi @Freetosave , absolutely! I've given you #129, and taken a bit of liberty in how to record your payments so far - let me know if you want me to change them It probably doesn't reflect exactly what you've been paying so far, more your reduction in balance.

Hi,

That’s super. Thank you.

OhtobeMortgageFree

#59 - another £205 for July taking me to £415 now for the month.
Thanks for the updates. 👍🏻

frankersBri

#37 with a Juy OP of £150

Barny1979

#43 £500.00 OP first payment of July. £2,225.25 OP total for 2021.

pinknsparkly

Hi Julicorn,

I'm afraid I need to provide several updates.... Number 99.

April = £430.58
May = £601.24
June = £268.58

Many thanks for your excellent work in running this challenge!