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2021 Mortgage-Free Wannabes

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Comments

  • Moneyminded
    Moneyminded Posts: 290 Forumite
    Fifth Anniversary 100 Posts Name Dropper
    Morning, #15 checking in with a £50 OP for July. Thanks Julicorn 
    • Original mortgage end date: March 2041
    • Current mortgage end date: Dec 2032 
    • MFW 2025 #15 £2878.00/ £2,400 /// MFW 2024 #15 £1,608.85/ £2500 /// MFW 2023 #15 £8,617.84/ £10,000 /// 2022 #15 £7,315.24/ £7250 /// MFW 2021 #15 £8,530.07/ £8500
    • Daily interest is currently £4.48
  • eat_that_frog
    eat_that_frog Posts: 269 Forumite
    Fifth Anniversary 100 Posts Mortgage-free Glee! Name Dropper
    Afternoon! #84 reporting in with an OP of £5k for July. Thanks Julicorn!
    Mortgage free as of March '25!
    £240,000 paid off in 4 years, 8 months and 18 days (July '20-Mar '25)
    Mortgage paid off 19 years early.

    2026 MFW #8

    2026 Goals

    Save £6k for future house redecorating - £0/£6k
    Lose 12lbs - 0lbs/12lbs lost so far
    Decluttering - declutter 250 items from house and outbuildings - 0/250 items
  • kevdawn
    kevdawn Posts: 23 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    #58 July overpayment of £2000 please.

    Many thanks Julicorn
    D :j:j#58 2021 Mortgage-free wannabesRemaining mortgage £23,657.00. MFD hopefully Dec.21
  • SpendingPennies
    SpendingPennies Posts: 111 Forumite
    100 Posts Name Dropper
    Hi number 109 with a £1000 overpayment for July. Thank you. 
    New to all this!
    Mortgage balance 01/01/21 £181,400. Scheduled repayment date Aug 2036. 
    Target savings to overpay in 2021 £12,000
    Progress to date  £7105/£12,000 
  • frugal_lass
    frugal_lass Posts: 93 Forumite
    Part of the Furniture 10 Posts
    Number #19 checking in with £138.31 for July bringing the total to £1963.56

    thabks Julicorn!
    Mortgage so far: £31,630.01Aiming to be mortgage free by 2024
  • kitjos
    kitjos Posts: 223 Forumite
    Tenth Anniversary 100 Posts Combo Breaker
    Morning Julicorn :smiley:. Small OP as things are tight right now, could you please change my target to £1,000 please? I think £2,000 was too ambitious for us. Thank you  <3

    OP £77.00   #126   July. 

    Cheers xx
    "Don't underestimate the value of financial security"


    Wanting to be mortgage free by 45. £155,000 start / £86,880 currently

  • powerspowers
    powerspowers Posts: 1,371 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper
    #76 with £17.19 to bring me up to £1000 for the year
    MFW 2021 #76 £5,145
    MFW 2022 #27 £5,300 
    MFW 2023 #27 £2,000
    MFW 2024 #27 £6,055
    MFW 2025 #27 £3,600/£5,000


  • julicorn
    julicorn Posts: 2,665 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    powerspowers said:
    #76 with £17.19 to bring me up to £1000 for the year
    Could you do me a favour and check that I've got everything recorded correctly for you in the spreadsheet? I think I've probably missed one of your previous payments :)
  • powerspowers
    powerspowers Posts: 1,371 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper
    julicorn said:
    powerspowers said:
    #76 with £17.19 to bring me up to £1000 for the year
    Could you do me a favour and check that I've got everything recorded correctly for you in the spreadsheet? I think I've probably missed one of your previous payments :)
    Oh dear I’ve got in a pickle! Just checked against my bank statements and we’re at £988 not £1000! Well, we are at £1000 now as it couldn’t let it get past me...

    Month by month
    march £50
    may £157.76 (there was one I’d not put in the thread)
    june £513.05
    july £279.19 (including the £12 I’ve just paid 😂)

    thanks Julicorn x
    MFW 2021 #76 £5,145
    MFW 2022 #27 £5,300 
    MFW 2023 #27 £2,000
    MFW 2024 #27 £6,055
    MFW 2025 #27 £3,600/£5,000


  • f0xh0les
    f0xh0les Posts: 7,767 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    I love that we are all so tidy with our numbers  :D
    4/10/25Three Years Mortgage Free Yay!
    NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢
    No Turtle gets left behind.[/b]
    ******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******
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