We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
The MSE Forum Team would like to wish you all a very Happy New Year. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!
2021 Mortgage-Free Wannabes
Comments
-
#43 £200.00 overpayment today.1
-
#35: £484 for May and £334 for June.
Thanks Julicorn.2021 MFW #35: £6000/£60001 -
#68 with a £1,000 overpayment today on top of the £50 payment earlier in the month, taking it to £1,050 for the year so far.
Thanks1 -
#43 £150.00 paid off1
-
Hi Julicorn#57 reporting back as of 28/06. As a reminder my approach (as an older poster who finally got the OP message but with quite limited OP opportunities) is through using my pension pot to build up a Mortgage Neutral pot (DIY offset, with tax and company contribution advantages) that I can then use to pay down the mortgage
- I have added an £11.8k to my MN pot since I started, £1800 in May
- of which Free Money (matched employer contributions) from work = £2620
- My normal mortgage payments were £1500 in May - My Mortgage Balance is £94644
- I am now £82.8K away from being Mortgage Neutral
- Current target for Mortgage Neutral is Jun-23
I think I saw you in an ice cream parlour
Drinking milk shakes, cold and long
Smiling and waving and looking so fine1 - I have added an £11.8k to my MN pot since I started, £1800 in May
-
Hi there! If you have a minute, could you do me a favour and have a look at what I have logged for you on the spreadsheet, and how that compares to your own records? My total and yours are a fair bit apart, so it would be great if you could let me know what addition you'd like me to log for each month. Thank you!mark55man said:Hi Julicorn#57 reporting back as of 28/06. As a reminder my approach (as an older poster who finally got the OP message but with quite limited OP opportunities) is through using my pension pot to build up a Mortgage Neutral pot (DIY offset, with tax and company contribution advantages) that I can then use to pay down the mortgage- I have added an £11.8k to my MN pot since I started, £1800 in May
- of which Free Money (matched employer contributions) from work = £2620
- My normal mortgage payments were £1500 in May - My Mortgage Balance is £94644
- I am now £82.8K away from being Mortgage Neutral
- Current target for Mortgage Neutral is Jun-23
1 - I have added an £11.8k to my MN pot since I started, £1800 in May
-
#124 with a further 207.11 making a total of 1151.12 for June.
thanks :-)Mortgage free wannabe #124
Mortgage due to be cleared January 2036 / goal is 4/5/26 (40th birthday)
Starting balance £117000 November 2010
Balance as of 5/4/21(date decided I wanted to become mortgage free) £89426.62 / current balance £82000
Daily interest at January 2021 £4.76
Current daily interest £4.391 -
Hello Julicorn,
#54 overpayment of £420 for June.Thank you,
😊1 -
Morning allNumber 45 with a total of £1125 for te month of June please
Thanks julicorn!1 -
#76 with an additional £250 in June pleaseMFW 2021 #76 £5,145
MFW 2022 #27 £5,300
MFW 2023 #27 £2,000
MFW 2024 #27 £6,055
MFW 2025 #27 £3,600/£5,0001
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353K Banking & Borrowing
- 253.9K Reduce Debt & Boost Income
- 454.8K Spending & Discounts
- 246K Work, Benefits & Business
- 602.1K Mortgages, Homes & Bills
- 177.8K Life & Family
- 260K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards