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2021 Mortgage-Free Wannabes

19192949697145

Comments

  • Barny1979
    Barny1979 Posts: 7,921 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    #43 £200.00 overpayment today. 
  • #35: £484 for May and £334 for June.

    Thanks Julicorn.
    2021 MFW #35: £6000/£6000
  • Filo25
    Filo25 Posts: 2,140 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    #68 with a £1,000 overpayment today on top of the £50 payment earlier in the month, taking it to £1,050 for the year so far.

    Thanks
  • Barny1979
    Barny1979 Posts: 7,921 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    #43 £150.00 paid off
  • mark55man
    mark55man Posts: 8,218 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hi Julicorn
    #57 reporting back as of 28/06.  As a reminder my approach (as an older poster who finally got the OP message but with quite limited OP opportunities) is through using my pension pot to build up a Mortgage Neutral pot (DIY offset, with tax and company contribution advantages) that I can then use to pay down the mortgage 
    • I have added an £11.8k to my MN pot since I started, £1800 in May
    •      of which Free Money (matched employer contributions) from work = £2620
    • My normal mortgage payments were £1500 in May - My Mortgage Balance is £94644  
    • I am now £82.8K away from being Mortgage Neutral
    • Current target for Mortgage Neutral is Jun-23
    I think I saw you in an ice cream parlour
    Drinking milk shakes, cold and long
    Smiling and waving and looking so fine
  • julicorn
    julicorn Posts: 2,591 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    mark55man said:
    Hi Julicorn
    #57 reporting back as of 28/06.  As a reminder my approach (as an older poster who finally got the OP message but with quite limited OP opportunities) is through using my pension pot to build up a Mortgage Neutral pot (DIY offset, with tax and company contribution advantages) that I can then use to pay down the mortgage 
    • I have added an £11.8k to my MN pot since I started, £1800 in May
    •      of which Free Money (matched employer contributions) from work = £2620
    • My normal mortgage payments were £1500 in May - My Mortgage Balance is £94644  
    • I am now £82.8K away from being Mortgage Neutral
    • Current target for Mortgage Neutral is Jun-23
    Hi there! If you have a minute, could you do me a favour and have a look at what I have logged for you on the spreadsheet, and how that compares to your own records? My total and yours are a fair bit apart, so it would be great if you could let me know what addition you'd like me to log for each month. Thank you!
  • #124 with a further 207.11 making a total of 1151.12 for June.

    thanks :-)
    Mortgage free wannabe #124
    Mortgage due to be cleared January 2036 / goal is 4/5/26 (40th birthday)
    Starting balance £117000 November 2010
    Balance as of 5/4/21(date decided I wanted to become mortgage free) £89426.62 / current balance £82000
    Daily interest at January 2021 £4.76
    Current daily interest £4.39

  • Gaffs_gaff
    Gaffs_gaff Posts: 21 Forumite
    Second Anniversary 10 Posts Name Dropper
    Hello Julicorn,

    #54 overpayment of £420 for June. 

    Thank you,

    😊
  • ElmoR
    ElmoR Posts: 414 Forumite
    Ninth Anniversary 100 Posts Name Dropper
    Morning all
    Number 45 with a total of £1125 for te month of June please :)

    Thanks julicorn! :)
  • powerspowers
    powerspowers Posts: 1,339 Forumite
    1,000 Posts Fourth Anniversary Name Dropper
    #76 with an additional £250 in June please 
    MFW 2021 #76 £5,145
    MFW 2022 #27 £5,300 
    MFW 2023 #27 £2,000
    MFW 2024 #27 £6,055
    MFW 2025 #27 £2,600/£5,000


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