We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

The MSE Forum Team would like to wish you all a very Happy New Year. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!

2021 Mortgage-Free Wannabes

18889919394145

Comments

  • f0xh0les
    f0xh0les Posts: 7,768 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    oooh well done @Roxie ! Congratulations

    @julicorn - told you we could hit  £500k in June :D:smiley::D:smiley:
    4/10/25Three Years Mortgage Free Yay!
    NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢
    No Turtle gets left behind.[/b]
    ******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******
  • julicorn
    julicorn Posts: 2,665 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    That is absolutely amazing news @Roxie , well done and congratulations! 🥳

    And @f0xh0les, we're still £812.70 off, let's not celebrate too early :D I wonder who will push us over the line.
  • Sistergold
    Sistergold Posts: 2,146 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    Hello everyone 
    #47 here reporting an OP of £840 for June. 
    Thanks @julicorn for all the hard work! 
    Initial mortgage bal £487.5k, current £258k, target £243,750(halfway!)
    Mortgage start date first week of July 2019,
    Mortgage term 23yrs(end of June 2042🙇🏽♀️), 
    Target is to pay it off in 10years(by 2030🥳). 
    MFW#10 (2022/23 mfw#34)(2021 mfw#47)(2020 mfw#136)
    £12K in 2021 #54 (in 2020 #148)
    MFiT-T6#27
    To save £100K in 48months start 01/07/2020 Achieved 30/05/2023 👯♀️
    Am a single mom of 4. 
    Do not wait to buy a property, Buy a property and wait. 🤓
  • LadyGnome
    LadyGnome Posts: 801 Forumite
    Ninth Anniversary 500 Posts Name Dropper Combo Breaker
    #78 £15 of OP so far this month.
    Thanks
    MortgageStart Nov 2012 £310,000
    Oct 2022 £143,277.74
    Reduction £166,722.26
    OriginalEnd Sept 2034 / Current official end Apr 2032 (but I have a cunning plan...)
    2022 MFW #78 £10200/£12000
    MFiT-6 #28 £21,772 /£75000
  • julicorn
    julicorn Posts: 2,665 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    And with that, we're above £500k - well done everyone!
  • f0xh0les
    f0xh0les Posts: 7,768 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    julicorn said:
    And @f0xh0les, we're still £812.70 off, let's not celebrate too early :D I wonder who will push us over the line.
    :D:D:D  -  Seems it was up to Sistergold to do it. 
    Bodes well ...
    4/10/25Three Years Mortgage Free Yay!
    NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢
    No Turtle gets left behind.[/b]
    ******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******
  • #124 with a 900 overpayment making total of 944.01 for June so far. Thanks!
    Mortgage free wannabe #124
    Mortgage due to be cleared January 2036 / goal is 4/5/26 (40th birthday)
    Starting balance £117000 November 2010
    Balance as of 5/4/21(date decided I wanted to become mortgage free) £89426.62 / current balance £82000
    Daily interest at January 2021 £4.76
    Current daily interest £4.39

  • Nichelette
    Nichelette Posts: 2,153 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Hi, no.86 reporting a June overpayment of £1977.68.

    Thanks Julicorn :)
    Finally bought a home
    Starting mortgage £289,500 31.01.19 - Current outstanding £189,497.12
    Overpayments since 27.03.19: £53,964.80
    Moving fund so far £2500 - Premium bonds £9,500
  • kitjos
    kitjos Posts: 223 Forumite
    Tenth Anniversary 100 Posts Combo Breaker
    Hello, had few money issues recently, but OP £50 today  o:) yay!! 

    # 126 with £50 OP for June, 

    Thanks Julicorn  <3 x
    "Don't underestimate the value of financial security"


    Wanting to be mortgage free by 45. £155,000 start / £86,880 currently

Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353K Banking & Borrowing
  • 253.9K Reduce Debt & Boost Income
  • 454.8K Spending & Discounts
  • 246K Work, Benefits & Business
  • 602.1K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 260K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.