📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

2021 Mortgage-Free Wannabes

18788909293145

Comments

  • #16   Total for this month £47.17 so far, not much but still a win.  Interest ended at 3.73 per day at the end of may, so I am  at least covering the daily interest with my OP's, balance is now under 67.5k, hoping that I am under 60k  for December.

    Small wins, new Nika trainers, (small feet) so bought online for a teen / kid size... under £35, new glasses, again online for under £20.00.

    OP's will not be as much for the next couple of months as NHS dentist have put prices up / making money from CV, cleaning £70!!  Have signed up with a new NHS dentist, am number 311 on the waiting list, lol.  

    Will keep watching those pennies, I think I have a OP problem, I get a bit shaky if I don't make a daily OP.

    Thanks for updating Julicorn.


    MFW - 01.10.21 £63761   01.10.22 £50962   01.10.23 £39979   01.10.24 £27815. 01.01.25. £17538
    01.03.25 £14794.    01.04.25 £12888
    01.05.25. £11805. 12.05.25  £9997   05.06.25  £8898. 
     01.07.25. £7975  01.08.25 £6968

  • julicorn
    julicorn Posts: 2,591 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Amazing updates everyone - we're above £450k now! :smiley:
  • Hi Julicorn
    £1000 overpay for June please, YTD is £6105
    thanks No 109
    New to all this!
    Mortgage balance 01/01/21 £181,400. Scheduled repayment date Aug 2036. 
    Target savings to overpay in 2021 £12,000
    Progress to date  £7105/£12,000 
  • Porridgecat
    Porridgecat Posts: 311 Forumite
    Third Anniversary 100 Posts Name Dropper Photogenic
    Good afternoon
    Porridgecat no 95, reporting in. Overpayment of £1062,75 made for June. We're now sub £20 000
    Mortgage Free 23 December 2020
    Savings £9671 / £20 000 goal
    Emergency Fund £216 / £1000 goal
  • Hettyhound
    Hettyhound Posts: 1,046 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    Morning!  Number 90 here with an OP of £750.  Many thanks Julicorn as always and well done everyone on the OP’s.

    Hettyhound 😁
    SPC #023 SPC 12: £125.86[/COLOUR]:SPC 13: £214.98: SPC 14: £297.41 SPC 15: £237.27 SPC 16 £335.39; SPC 17 £662.09 SPC 18 £20MFW #21 Mortgage start Dec 2015 £79,950; June 2025 £19,394.00 2025 OP £1589/COLOR]/£2,000 MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £2050/£21,930 (9.34%)
  • Jessy103
    Jessy103 Posts: 2,257 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Hi everyone 😃

    I've nearly reached my 10% allowance for the year, so was only able to make a small overpayment for May of £44.46. The 10% allowance will reset at the end of June, so hope to make a nice big OP then 🙂

    Thanks x
    Mortgage Balance as of July 2025 £14,900.
    Starting Mortgage Balance (June 2019) £72,000.
    Aiming to be mortgage free by my 40th birthday, June 2026!
  • misspretenderboat
    misspretenderboat Posts: 42 Forumite
    Fifth Anniversary 10 Posts
    edited 13 June 2021 at 12:19PM
    Hi #107
    Have made a total o/p of £300 for June and gone sub £85k which I'm so happy about.
    Mortgage now £84,419.42. Am on an interest rate of 1.56% till Oct 2023 which helps.
    Have another 12 years 10 months to pay but want to pay off within 9 years or less or until I win the Halifax mortgage prize draw! If you bank and have your mortgage with Halifax and have not signed up to this yet... why not? you've nothing to lose. Would be great if someone on here was a winner!
    Hope to end this year under £79k. This forum is such a massive boost to do so.
    Really truly grateful to you Julicorn and well done to you all on this journey.
  • Cortinaa_GTR
    Cortinaa_GTR Posts: 146 Forumite
    Part of the Furniture 100 Posts Photogenic Combo Breaker
    #42 - Additional May OP of £33.96 giving May total of £86.11
    June OP of £90.32
  • Hi #48 with a May o/p of £1281.91.
  • Another £205 overpaid for June (£410 so far for the month now) - #59
    Many thanks for updating! 😊
    Original mortgage total: £140,000.00 (July 2015) Original mortgage end date: June 2040
    Mortgage free start date: 16th October 2018 Mortgage total at this point: £132,829.12
    Current mortgage total: £54,762.71 Current mortgage end date: June 2032 Daily interest: £7.59 > £2.64
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.3K Work, Benefits & Business
  • 599.5K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.