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2021 Mortgage-Free Wannabes
Comments
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#16 Total for this month £47.17 so far, not much but still a win. Interest ended at 3.73 per day at the end of may, so I am at least covering the daily interest with my OP's, balance is now under 67.5k, hoping that I am under 60k for December.
Small wins, new Nika trainers, (small feet) so bought online for a teen / kid size... under £35, new glasses, again online for under £20.00.
OP's will not be as much for the next couple of months as NHS dentist have put prices up / making money from CV, cleaning £70!! Have signed up with a new NHS dentist, am number 311 on the waiting list, lol.
Will keep watching those pennies, I think I have a OP problem, I get a bit shaky if I don't make a daily OP.
Thanks for updating Julicorn.
MFW - 01.10.21 £63761 01.10.22 £50962 01.10.23 £39979 01.10.24 £27815. 01.01.25. £17538
01.03.25 £14794. 01.04.25 £12888
01.05.25. £11805. 12.05.25 £9997 05.06.25 £8898.
01.07.25. £7975 01.08.25 £69682 -
Amazing updates everyone - we're above £450k now!4
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Hi Julicorn
£1000 overpay for June please, YTD is £6105
thanks No 109New to all this!Mortgage balance 01/01/21 £181,400. Scheduled repayment date Aug 2036.
Target savings to overpay in 2021 £12,000
Progress to date £7105/£12,0001 -
Good afternoon
Porridgecat no 95, reporting in. Overpayment of £1062,75 made for June. We're now sub £20 000Mortgage Free 23 December 2020
Savings £9671 / £20 000 goal
Emergency Fund £216 / £1000 goal3 -
Morning! Number 90 here with an OP of £750. Many thanks Julicorn as always and well done everyone on the OP’s.
Hettyhound 😁SPC #023 SPC 12: £125.86[/COLOUR]:SPC 13: £214.98: SPC 14: £297.41 SPC 15: £237.27 SPC 16 £335.39; SPC 17 £662.09 SPC 18 £20MFW #21 Mortgage start Dec 2015 £79,950; June 2025 £19,394.00 2025 OP £1589/COLOR]/£2,000 MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £2050/£21,930 (9.34%)1 -
Hi everyone 😃
I've nearly reached my 10% allowance for the year, so was only able to make a small overpayment for May of £44.46. The 10% allowance will reset at the end of June, so hope to make a nice big OP then 🙂
Thanks xMortgage Balance as of July 2025 £14,900.
Starting Mortgage Balance (June 2019) £72,000.
Aiming to be mortgage free by my 40th birthday, June 2026!2 -
Hi #107
Have made a total o/p of £300 for June and gone sub £85k which I'm so happy about.
Mortgage now £84,419.42. Am on an interest rate of 1.56% till Oct 2023 which helps.
Have another 12 years 10 months to pay but want to pay off within 9 years or less or until I win the Halifax mortgage prize draw! If you bank and have your mortgage with Halifax and have not signed up to this yet... why not? you've nothing to lose. Would be great if someone on here was a winner!
Hope to end this year under £79k. This forum is such a massive boost to do so.
Really truly grateful to you Julicorn and well done to you all on this journey.
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#42 - Additional May OP of £33.96 giving May total of £86.11
June OP of £90.321 -
Hi #48 with a May o/p of £1281.91.1
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Another £205 overpaid for June (£410 so far for the month now) - #59
Many thanks for updating! 😊
Original mortgage total: £140,000.00 (July 2015) Original mortgage end date: June 2040
Mortgage free start date: 16th October 2018 Mortgage total at this point: £132,829.12
Current mortgage total: £54,762.71 Current mortgage end date: June 2032 Daily interest: £7.59 > £2.642
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