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2021 Mortgage-Free Wannabes

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Comments

  • First overpayment for May - £215. (#59)
    Thanks for the updates. 👍🏻
    Original mortgage total: £140,000.00 (July 2015) Original mortgage end date: June 2040
    Mortgage free start date: 16th October 2018 Mortgage total at this point: £132,829.12
    Current mortgage total: £54,762.71 Current mortgage end date: June 2032 Daily interest: £7.59 > £2.64
  • miss_undastood
    miss_undastood Posts: 236 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Hi. #20 here with a quick update for April and May

    £ 757.59 regular overpayment has left for both April and May

    i am hoping to increase this by £200 from June. 
    Really starting to see the balance fall now and feel really motivated to continue. 

    We remortgaged last summer at £308k and are just about at 295k now and have enough moved around for a lump sum payment too which will further reduce the financial weight from my shoulders. 

    We have built up our rainy day pot to an acceptable level, but interest rates are pitiful weary as well protect ourselves from future rate rises.

    Our mortgage end date was due to be 2048, I’d like to be mortgage neutral by 2030 if possible. 
    Mortgages Oct 2020: £308,283 Jul 2021 £286,600 October 2022 £253,456 MFW-22 #9 MFIT-T6 #35
  • No. 100 checking in with a first OP for May of £2000. Thanks for updating.  :)
    Original mortgage: £278,827 (September 2018)
    Current mortgage: £0 (15.07.2023)
    Original mortgage-free date: September 2033
    Current mortgage-free date: July 2023
    MFW 2023 #10: £28,909.64/£25,000

  • uzubairu
    uzubairu Posts: 1,208 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Home Insurance Hacker!
    #98 - April overpayment = £757.77
  • cod3
    cod3 Posts: 805 Forumite
    Part of the Furniture 500 Posts Mortgage-free Glee! Combo Breaker
    #53

    My April OP was £433.48

    Year to date £1,693.48

    Thank you Julicorn for updating and helping me to keep my eye on the prize  :)
  • pawlala
    pawlala Posts: 1,432 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    #22 reporting total overpayments for April came to £280.30

    Thanks and have a great week everyone!  B)
  • Sandyra
    Sandyra Posts: 293 Forumite
    Tenth Anniversary 100 Posts Name Dropper Cashback Cashier
    Morning everyone. #32 reporting an OP of £871.71 for May. Thanks for updating julicorn. 

    MFW 2025 #32 £4,926.23/£3,000; MFW 2024 #32 £4,217.84/£3,000; MFW 2023 #32 £5,238.84/£4,000; MFW 2022 #32 £8,246.43/£8,000; MFW 2021 #32 £8,982.73/£8,000; MFW 2020 #32 £12,000/£6,000

    Save £12k in 2025 #48 £11,200/£14,000; Save £12k in 2024 #26 £13,055.37/£6,000; Save £12k in 2023 #31 £11,500/£6,000; Save £12k in 2022 #32 £7,180.24/£7,000; Save £12k in 2021 #32 £9,500/£8,000; Save £12k in 2020 #147 £9,370/£8,000

  • ruby_eskimo
    ruby_eskimo Posts: 4,795 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Morning all!  #77 reporting in with an OP of £161.32 for May.
    Emergency Fund - £8572.39 / £10,000 :: Mortgage OP 2025 - £
    LISA 24/25 - £3200 / £4000 :: NSD 2025 - 2 / 150 :: Books Read: 1 / 52 :: Decluttering - 4 / 1000
    Engaged 9th December 2010 :: Married 29th October 2015 :: Bought a House 13th January 2017
  • Lee-10
    Lee-10 Posts: 56 Forumite
    Ninth Anniversary 10 Posts Combo Breaker
    Morning All, 
    First overpayment of May with £100
    Thank You :)
    MFW2021 #93 - £330/£2200
  • f0xh0les
    f0xh0les Posts: 7,627 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    Morning Julicorn!
    #65 reporting in with my May o/p of £565.99
    Thank you!
    4/10/22One Year Mortgage Free Yay!
    NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 No Turtle gets left behind.[/b]
    ******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******
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