We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
2021 Mortgage-Free Wannabes
Comments
- 
            I cannot believe we are in May already. This year is just flying!#36 with a May OP of £1280.34 which gets me down to another £10k barrier. So happy.Thanks, as always, @julicorn!Small OPs are better than no OPs
 Start date - Feb 2018 £231,000 / Apr 2042
 July 2025 £116,950 / Dec 2025
 MFW #60…. Back in for 2025!2
- 
            #41 £10.84 Cashback/round down
 May total £147.95. Things are pretty tight this month so that may be all.Thanks julicorn 🙂1
- 
            Sorry, a bit late but can I please add £1371.06 for no.86 for April.
 Thanks Finally bought a homeStarting mortgage £289,500 31.01.19 - Current outstanding £192,586.98/CENTER]Overpayments since 27.03.19: £52,407.471 Finally bought a homeStarting mortgage £289,500 31.01.19 - Current outstanding £192,586.98/CENTER]Overpayments since 27.03.19: £52,407.471
- 
            Hi @julicorn no 109 here with £1000 for May please 👏New to all this!Mortgage balance 01/01/21 £181,400. Scheduled repayment date Aug 2036.
 Target savings to overpay in 2021 £12,000
 Progress to date £7105/£12,0001
- 
            Another £210 overpayment for May please. That's £425 so far this month now. 😊
 Thanks for updating!
 (#59)
 Original mortgage total: £140,000.00 (July 2015) Original mortgage end date: June 2040
 Mortgage free start date: 16th October 2018 Mortgage total at this point: £132,829.12
 Current mortgage total: £54,762.71 Current mortgage end date: June 2032 Daily interest: £7.59 > £2.641
- 
            #76 with a second overpayment for May of £47.66
 thanks Julicorn 🤩MFW 2021 #76 £5,145
 MFW 2022 #27 £5,300
 MFW 2023 #27 £2,000
 MFW 2024 #27 £6,055
 MFW 2025 #27 £3,100/£5,0001
- 
            Hi Julicorn and everyone else! #28 with May OP of £950 so YTD is £3,200. Thanks so much Current mortgage (1 Jun 2022): £289,501 - originally £351,999 got to love London sized mortgages! Current mortgage (1 Jun 2022): £289,501 - originally £351,999 got to love London sized mortgages!
 OP Goal 2022 = 3.75% in OPs: £6,975 / £13,200
 Emergency Fund Target: 3 months saved ✅
 1
- 
            Hiya no 72 reporting in to say I made an overpayment of £2500 for April. This was money I was putting away since Christmas in another account until I wanted to visit the branch. Maybe I should change my goal to £3500 and see if I can achieve this for the rest of the year. Thanks1
- 
            Hi everyone
 #44 checking in with £200 o/p in May Still hoping to get below £120K before remortgage is due in September, currently balance is at £122,500. Thanks Juliecorn! Still hoping to get below £120K before remortgage is due in September, currently balance is at £122,500. Thanks Juliecorn!
 Mortgage start: Sept 2018 £140,000 (30 years) Sept 2020: £129,131
 Sept 2021: £121,000 (remortgaged for 22 years), Sept 2022: £111,009, Sept 2023: £101,700, Sept 2024: £94,405, Sept 2025: £85,470
 Current: £84,900 (Oct 25)
 MFW 2025 #29
 Just keep swimming1
- 
            
 Thank you for your update! I assume that takes your total for May to £64.82? Let me know if that's right - for future updates, it's super helpful if you can give a monthly total as well, it avoids me misunderstandingpowerspowers said:#76 with a second overpayment for May of £47.66
 thanks Julicorn 🤩 1 1
Confirm your email address to Create Threads and Reply
 
Categories
- All Categories
- 352.2K Banking & Borrowing
- 253.6K Reduce Debt & Boost Income
- 454.3K Spending & Discounts
- 245.3K Work, Benefits & Business
- 600.9K Mortgages, Homes & Bills
- 177.5K Life & Family
- 259.1K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards

 
          
          
          
          
         