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2021 Mortgage-Free Wannabes

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Comments

  • Tartan_Mum
    Tartan_Mum Posts: 227 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    I cannot believe we are in May already. This year is just flying! 
    #36 with a May OP of £1280.34 which gets me down to another £10k barrier. So happy. 
    Thanks, as always, @julicorn!
    Small OPs are better than no OPs
    Start date - Feb 2018 £231,000 / Apr 2042
    July 2025 £116,950 / Dec 2025
    MFW #60…. Back in for 2025!
  • family355
    family355 Posts: 170 Forumite
    Third Anniversary 100 Posts Name Dropper
    #41 £10.84 Cashback/round down 
    May total £147.95. Things are pretty tight this month so that may be all. 
    Thanks julicorn 🙂
  • Nichelette
    Nichelette Posts: 2,135 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Sorry, a bit late but can I please add £1371.06 for no.86 for April. 

    Thanks :)
    Finally bought a home
    Starting mortgage £289,500 31.01.19 - Current outstanding £192,586.98/CENTER]
    Overpayments since 27.03.19: £52,407.47
  • Hi @julicorn no 109 here with £1000 for May please 👏
    New to all this!
    Mortgage balance 01/01/21 £181,400. Scheduled repayment date Aug 2036. 
    Target savings to overpay in 2021 £12,000
    Progress to date  £7105/£12,000 
  • Another £210 overpayment for May please. That's £425 so far this month now. 😊
    Thanks for updating!
    (#59)
    Original mortgage total: £140,000.00 (July 2015) Original mortgage end date: June 2040
    Mortgage free start date: 16th October 2018 Mortgage total at this point: £132,829.12
    Current mortgage total: £54,762.71 Current mortgage end date: June 2032 Daily interest: £7.59 > £2.64
  • powerspowers
    powerspowers Posts: 1,339 Forumite
    1,000 Posts Fourth Anniversary Name Dropper
    #76 with a second overpayment for May of £47.66
    thanks Julicorn 🤩
    MFW 2021 #76 £5,145
    MFW 2022 #27 £5,300 
    MFW 2023 #27 £2,000
    MFW 2024 #27 £6,055
    MFW 2025 #27 £2,600/£5,000


  • Hi Julicorn and everyone else! #28 with May OP of £950 so YTD is £3,200. Thanks so much :smiley:
    Current mortgage (1 Jun 2022): £289,501 - originally £351,999 got to love London sized mortgages!
    OP Goal 2022 = 3.75% in OPs: £6,975 / £13,200
    Emergency Fund Target: 3 months saved ✅
     
  • Schoolworker
    Schoolworker Posts: 499 Forumite
    Seventh Anniversary 100 Posts
    Hiya no 72 reporting in to say I made an overpayment of £2500 for April. This was money I was putting away since Christmas in another account until I wanted to visit the branch. Maybe I should change my goal to £3500 and see if I can achieve this for the rest of the year. Thanks
  • Shal1160
    Shal1160 Posts: 60 Forumite
    Fifth Anniversary 10 Posts Name Dropper
    Hi everyone
    #44 checking in with £200 o/p in May smile Still hoping to get below £120K before remortgage is due in September, currently balance is at £122,500. Thanks Juliecorn! 
    Mortgage start: Sept 2018 £140,000 (30 years) Sept 2020: £129,131 
    Sept 2021: £121,000 (remortgaged for 22 years), Sept 2022: £111,009, Sept 2023: £101,700, Sept 2024: £94,405
    Current: £86,450 (Jul 25)
    MFW 2025 #29
    Just keep swimming
  • julicorn
    julicorn Posts: 2,592 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    #76 with a second overpayment for May of £47.66
    thanks Julicorn 🤩
    Thank you for your update! I assume that takes your total for May to £64.82? Let me know if that's right - for future updates, it's super helpful if you can give a monthly total as well, it avoids me misunderstanding :) 
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