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2021 Mortgage-Free Wannabes
Comments
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#16
£36.23 are the scraps / change and gatherings so far, please julicorn.
Fingers crossed I can get together enough to reach my 3K target, whop whop. Mortgage is going down by 1k a month at the moment which I am very, very happy with. Low maintenance Mr Pepper has been informed we are not spending anything this month... (my mantra, lol), he is happy as long as he has a beer in the fridge and money for a bacon sandwich at work.
Car insurance £136.15 ... another win, just need the veg plot to start producing, I will not need to buy spuds for 6 months!MFW - 01.10.21 £63761 01.10.22 £50962 01.10.23 £39979 01.10.24 £27815. 01.01.25. £17538
01.03.25 £14794. 01.04.25 £12888
01.05.25. £11805. 12.05.25 £9997 05.06.25 £8898.
01.07.25. £7975 01.08.25 £6968 01.09.25 £5956. 01.10.25 £4979
01.12.25 £28992 -
Porridgecat signing in with a small overpayment of £20. My MIL gave me some money back from eBay sales so I have split it between short term savings, holidays, long term savings and mortgage. This make s a total of £832.75Mortgage Free 23 December 2020
Savings £9671 / £20 000 goal
Emergency Fund £216 / £1000 goal1 -
#124 with another overpayment of £309 making total OP for May so far £415.09Thank youMortgage free wannabe #124
Mortgage due to be cleared January 2036 / goal is 4/5/26 (40th birthday)
Starting balance £117000 November 2010
Balance as of 5/4/21(date decided I wanted to become mortgage free) £89426.62 / current balance £82000
Daily interest at January 2021 £4.76
Current daily interest £4.391 -
#115 reporting an overpayment of £500
Thankyou xCurrent mortgage - £12000
aim to pay £6000 this year (mfw #20)
£3000/£60001 -
Hi,
Sorry for being awol from the challenge. I had high hopes for overpaying the mortgage this year but plans have changed. I have not made any OPs this year as it is now looking increasingly likely that I will be adding to my mortgage to help cover building work that might go ahead towards the end of the year or early next year. I hope to join next years challenge with a new mortgage amount and a new target. Best wishes to everyone taking part in the challenge. I will continue to read your updates with interest.
Anagran #684 -
Thank you for letting us know! All the best for your building works, and we look forward to having you back next year.Anagran said:Hi,
Sorry for being awol from the challenge. I had high hopes for overpaying the mortgage this year but plans have changed. I have not made any OPs this year as it is now looking increasingly likely that I will be adding to my mortgage to help cover building work that might go ahead towards the end of the year or early next year. I hope to join next years challenge with a new mortgage amount and a new target. Best wishes to everyone taking part in the challenge. I will continue to read your updates with interest.
Anagran #680 -
Yep that’s right! Just made a third OP for May of £67.37 bringing me to £132.19. Thanks julicorn, it’s a weird month, in future I won’t be making as many small OPsjulicorn said:
Thank you for your update! I assume that takes your total for May to £64.82? Let me know if that's right - for future updates, it's super helpful if you can give a monthly total as well, it avoids me misunderstandingpowerspowers said:#76 with a second overpayment for May of £47.66
thanks Julicorn 🤩
MFW 2021 #76 £5,145
MFW 2022 #27 £5,300
MFW 2023 #27 £2,000
MFW 2024 #27 £6,055
MFW 2025 #27 £3,600/£5,0001 -
Hi All
#2 with updates April £500.00 and May £500.00 over payments.
Thank you Julicorn
MFWB#2
MFTT5 #28
Save 12k 2020 #1111 -
Hello, #24 here with another £200 for May. This brings month total to date of £1,200. Thanks,
1 -
You can make as many as you like, with overpayments it's always the more, the merrierpowerspowers said:
Yep that’s right! Just made a third OP for May of £67.37 bringing me to £132.19. Thanks julicorn, it’s a weird month, in future I won’t be making as many small OPsjulicorn said:
Thank you for your update! I assume that takes your total for May to £64.82? Let me know if that's right - for future updates, it's super helpful if you can give a monthly total as well, it avoids me misunderstandingpowerspowers said:#76 with a second overpayment for May of £47.66
thanks Julicorn 🤩
Just wanted to make sure I got it right. 1
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