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2021 Mortgage-Free Wannabes
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OhtobeMortgageFree said:Please can I join again? Currently #93 but happy to swap numbers.
I'm setting myself the ambitious target of £10,000 next year. I really want to get below the £100,000 mark before our mortgage is up for renewal in Spring 2022. I don't have a detailed plan to achieve this amount yet (although am working on it!), but our outgoings have halved since the start of the pandemic (working from home, no going out at weekends, etc) and my son starts school in September so it should free up some more of my time to earn.
I built up a big savings buffer this year so basically everything else can now get thrown at the mortgage after Christmas...Just need to find an extra £190 a week...🙄SuperSavingD said:Hi Everyone
I would love to join this challenge. Only going to set a small target of £500 for the first year if that’s ok as currently hammering down my loan. My 5 year fix ends next November and if rates are still as good as they are now, then I can make larger overpayments. That’s the plan.Sistergold said:Hello @julicorn
#136 here, please count me in for 2021! Please set my target at £2400 please. I would love a smaller number if possible.Xx
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Flower_of_scotland said:Hi. Can I please join for 2021 with a small target of £1200 as have lots of renovation work planned but still want to chip away at the mortgage.
Thanks 😊
Miss_money_penny said:Hi Julicorn,
Could I be put down for £2000 target this year. Hard to believe that is now the maximum op I can make!!
I am number 116 but if a space is available less than that I'll take one of them.
Many thanks for all your work!!
Miss money penny
Welcome back! I've moved you up to #51Gaffs_gaff said:Hello Julicorn,
I’m new 👋
After watching the challenge last year, I’ve decided to give it a go! Could you please give me a spot and a target of £5000 please?Thank you very much x
Welcome to the challenge! #54 is yoursDominiquey said:Hi, I'd like to join for £2400 please (£200 a month)
Welcome! I've given you number 560 -
Hello julicorn,
please count me in again, can I stick with no: 33. My OP target is £5000 for 2021.Roxie 🙂MFW 2021 No: 33 £45000/£45000 Mortgage free @ 11/6/21 🥳1 -
I'd like to join in again this year please. Same number would be great.
My target is £6,000MFW: Was: £136,000.......Now: £47,736.58......1 -
shangaijimmy said:I'd like to join in again this year please. Same number would be great.
My target is £6,0000 -
Hi Julicorn
Can I please join again this year with a target of £5000? Happy to keep the same number 60. Thanks so much for doing this again,
LWas MFW#60 - mortgage paid off December 20211 -
Can I join for the first time please. Aiming for £2500 OPs in 2021.DFW (08/08) £64,346.53 Gone (02/19)
MFW (08/08) £118k Gone (09/23)1 -
Hi Juliecorn
Please can I participle again for 2021 as the new mortgage O/P allowance will start again. Would love to keep my number if possible, thanks.
Target of £13,000.00 for 2021Emergency fund saved, we did it!!
2020 #140 MFW £10,250.25/£9,500.00
2019 #490 MFW £ 9,964.78/£9,600.00
2018 #143 MFW £ 6,903.63/£6,500.00
MFW balance as at 31 Dec 19 77,875.00. Original end date 2043 :eek: goal 20231 -
Hi Julicorn,,
I was number 90 but happy with any number 😁. Can I set my target at £4800 please due to overpayment limit ☹️SPC #023 SPC 12: £125.86[/COLOUR]:SPC 13: £214.98: SPC 14: £297.41 SPC 15: £237.27 SPC 16 £335.39; SPC 17 £662.09 SPC 18 £20MFW #21 Mortgage start Dec 2015 £79,950; June 2025 £19,394.00 2025 OP £1589/COLOR]/£2,000 MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £2050/£21,930 (9.34%)1 -
Hi
Please can i join again? Currently #13 but happy to change. Small target this year of £6012 as i was made redundant at the end of September, and my new role starting Jan, wont pay anywhere near what i was earning.
Thanks Julicorn!
MM
xxxMortgage 1 - 01/2/2015 - £243,750 ; Mortgage 01/11/2024 - £132,576.55
Mortgage 2 - 2019 - £76,600 ; Mortgage 01/10/2024 - £47,763.29
MFit-T5 - reduce to £140,000 MFiT-T6 - reduce to £110,000
01/10/2024 Daily Interest - M1 = £18.27 (!!); M2 = £7.41
Debt at highest point in 24 -£21,344
Debt 1st November 24 - £16,192.18 24% paid. Focusing on this in earnest!!!1
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