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2021 Mortgage-Free Wannabes

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  • julicorn
    julicorn Posts: 2,591 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    edited 11 December 2020 at 8:52PM
    Please can I join again? Currently #93 but happy to swap numbers.
    I'm setting myself the ambitious target of £10,000 next year. I really want to get below the £100,000 mark before our mortgage is up for renewal in Spring 2022. I don't have a detailed plan to achieve this amount yet (although am working on it!), but our outgoings have halved since the start of the pandemic (working from home, no going out at weekends, etc) and my son starts school in September so it should free up some more of my time to earn.
    I built up a big savings buffer this year so basically everything else can now get thrown at the mortgage after Christmas...Just need to find an extra £190 a week...🙄
    Great to have you on board again! I've given you #59. :)

    Hi Everyone 
    I would love to join this challenge.  Only going to set a small target of £500 for the first year if that’s ok as currently hammering down my loan.  My 5 year fix ends next November and if rates are still as good as they are now, then I can make larger overpayments.  That’s the plan. 
    Welcome! #46 is all yours. 


    Hello @julicorn
    #136 here, please count me in for 2021! Please set my target at £2400 please. I would love a smaller number if possible. 
    Xx
     
    Excellent - I've moved you up to #47. x
  • julicorn
    julicorn Posts: 2,591 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Hi.  Can I please join for 2021 with a small target of £1200 as have lots of renovation work planned but still want to chip away at the mortgage.  
    Thanks 😊
    Of course - you're our #48 :smile: 

    Miss_money_penny said:
    Hi Julicorn, 
    Could I be put down for £2000 target this year. Hard to believe that is now the maximum op I can make!!
    I am number 116 but if a space is available less than that I'll take one of them.

    Many thanks for all your work!!
    Miss money penny

    Welcome back! I've moved you up to #51 :)


    Hello Julicorn,
    I’m new 👋
    After watching the challenge last year, I’ve decided to give it a go! Could you please give me a spot and a target of £5000 please? 
    Thank you very much x

    Welcome to the challenge! #54 is yours :)


    Hi, I'd like to join for £2400 please (£200 a month)

    Welcome! I've given you number 56 :)
  • Roxie
    Roxie Posts: 635 Forumite
    Part of the Furniture 500 Posts Name Dropper Photogenic
    Hello julicorn,
    please count me in again, can I stick with no: 33.  My OP target is £5000 for 2021. 
    Roxie 🙂
    MFW 2021 No: 33 £45000/£45000 Mortgage free @ 11/6/21 🥳
  • I'd like to join in again this year please. Same number would be great.

    My target is £6,000 
    MFW: Was: £136,000.......Now: £47,736.58......
  • julicorn
    julicorn Posts: 2,591 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    I'd like to join in again this year please. Same number would be great.

    My target is £6,000 
    Hi there, great to have you on board again! I'm sorry, I'll have to give you a new number - I only 'held' the numbers where I had recent updates, apologies again. Your new number is 62.
  • Elvie100
    Elvie100 Posts: 110 Forumite
    Tenth Anniversary 100 Posts Name Dropper
    Hi Julicorn

    Can I please join again this year with a target of £5000? Happy to keep the same number 60.  Thanks so much for doing this again,

    L
    Was MFW#60 - mortgage paid off December 2021
  • Can I join for the first time please. Aiming for £2500 OPs in 2021. 
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • Hi Juliecorn

    Please can I participle again for 2021 as the new mortgage O/P allowance will start again. Would love to keep my number if possible, thanks.
    Target of £13,000.00 for 2021
    Emergency fund saved, we did it!!

    2020 #140 MFW £10,250.25/£9,500.00
    2019 #490 MFW £ 9,964.78/£9,600.00
    2018 #143 MFW £ 6,903.63/£6,500.00
    MFW balance as at 31 Dec 19 77,875.00. Original end date 2043 :eek: goal 2023
  • Hettyhound
    Hettyhound Posts: 1,046 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    Hi Julicorn,,
    I was number 90 but happy with any number 😁. Can I set my target at £4800 please due to overpayment limit ☹️
    SPC #023 SPC 12: £125.86[/COLOUR]:SPC 13: £214.98: SPC 14: £297.41 SPC 15: £237.27 SPC 16 £335.39; SPC 17 £662.09 SPC 18 £20MFW #21 Mortgage start Dec 2015 £79,950; June 2025 £19,394.00 2025 OP £1589/COLOR]/£2,000 MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £2050/£21,930 (9.34%)
  • Mortgage_Minimiser
    Mortgage_Minimiser Posts: 338 Forumite
    Part of the Furniture 100 Posts Name Dropper
    edited 14 December 2020 at 11:19AM
    Hi 
    Please can i join again? Currently #13 but happy to change. Small target this year of £6012 as i was made redundant at the end of September, and my new role starting Jan, wont pay anywhere near what i was earning. 
    Thanks Julicorn!
    MM
    xxx
    Mortgage 1 - 01/2/2015 - £243,750 ; Mortgage 01/11/2024 - £132,576.55
    Mortgage 2 - 2019 - £76,600 ; Mortgage 01/10/2024 - £47,763.29
    MFit-T5 - reduce to £140,000 MFiT-T6 - reduce to £110,000

    01/10/2024 Daily Interest - M1 = £18.27 (!!); M2 = £7.41

    Debt at highest point in 24 -£21,344
    Debt 1st November 24 - £16,192.18 24% paid. Focusing on this in earnest!!!
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