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2021 Mortgage-Free Wannabes

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  • julicorn
    julicorn Posts: 2,591 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Hi Julicorn, thanks so much for setting this up! I was a (very!) late joiner last year at #157, happy to keep that or have a new one, whatever is easiest for you!

    Am aiming for an ambitious 3% of the mortgage in OPs which equates to £10,560....will see how we get on!
    Great to have you on board again - I've bumped you up to #28 :)
  • anna42hmr
    anna42hmr Posts: 2,890 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hello, i would like to join the 2021 challenge please.  If possible can i keep my original number please (105) and my target for next year will be £2,000 please.  

    Thanks again for running these challenges
    MFW#105 - 2015 Overpaid £8095 / 2016 Overpaid £6983.24 / 2017 Overpaid £3583.12 / 2018 Overpaid £2583.12 / 2019 Overpaid £2583.12 / 2020 Overpaid £2583.12/ 2021 overpaid £1506.82 /2022 Overpaid £2975.28 / 2023 Overpaid £2677.30 / 2024 Overpaid £2173.61 Total OP since mortgage started in 2015 = £37,286.86 2025 MFW target £1700, payments to date at April 2025 - £1712.07..
  • SandyShores
    SandyShores Posts: 1,970 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    edited 10 December 2020 at 8:21AM
    Edited - changed to £4,000 target

    Hi Julicorn

    I did some babysteps last year - I was number #150 but am happy to take any number.

    I am aiming for £4,000 overpayments next year.

    Thank you, Sandy

    ps, have revised my target down to £4,000 and will be putting some money aside for a 'car fund'.
    "Think of many things, do one"
    Mortgage 30 Jul'25 est. £209,749 £309,749 (aiming for sub-£200k next)
    Seven Goals; 12.5lbs lost in 4 months (5.5lbs to go); walk/run/exercising/weights/yoga 

  • Hi Julicorn, #113 from last year and would like to join again with 5k target this year and happy with any number. Thanks for running again. 
    Mortgage start date Nov 2014  - £90,545 over 25 years
    Re-mortgage Oct 2017 - 78,295 over 23 years
    Re-mortgage Jan 2020 - 55,000 over 26 years @ 1.94%
    Current Mortgage Outstanding Middle December 2020 - £
    47893.35 - a reduction of £42,652 in just over 6 years!  


  • couth
    couth Posts: 60 Forumite
    10 Posts Photogenic Name Dropper
    @julicorn thanks for all the work, and please add me with £4,000 for 2021. I'm new - feel free to assign me the highest number that's needed to fill a gap. thank you
  • IvysMom
    IvysMom Posts: 79 Forumite
    Third Anniversary 10 Posts
    Please can I join?  My overpayment target is £6,600 for 2021.
  • Hi Julicorn, Thank you for running this again. I'm #67 but happy for a lower number if that works better. Aiming for a stretch target of £6,000 this year.
    2021 MFW #35: £6000/£6000
  • Hi @julicorn; I'd love to take part. Happy to have a new number or keep the same one.
    I think my target for 2021 is £6000
  • Hello,
    Please could I register? I don't have a number.
    I'm aiming for £5000 overpayment plus have some little other personal changes I'm going to crack. Excited to get going. 
    Many thanks for organising x
    Jan update
    2021 MFW #39  £228.76/£5000 
    Current mortgage @ 1/2/2021  £94 900.00 
    Mortgage end date Jan 2041. Current OP end date March 2039. Target June 2027.
    2021 Personal savings £1 803.25/£5 880
    2021 Personal Freetrade shares £102.81 (putting £50 per month in - love it!).
    2021 Joint sinking fund £36.83/£500
    2021 Summer holiday fund £330.35/£1350
  • wishus
    wishus Posts: 1,275 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 8 December 2020 at 4:16PM
    Hi, can I join please? New adventures on the horizon, and big plans. But we need to be quite frugal, while still enjoying life!
    I will pop back and edit later with targets.
    Keep reading books!
    August grocery challenge budget £150, £90.14 spent in total - £59.86 remaining.
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