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2021 Mortgage-Free Wannabes

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  • julicorn
    julicorn Posts: 2,591 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Ami-Rose said:
    I'd like to join please! We should be completing on our house in the next 2 weeks!

    I'd like to aim for a modest £1600 to go in the emergency fund rather than overpayments as I'm sure there'll be all kinds of expenses cropping up to start with. 😊
    Exciting times, welcome to the challenge! You've got #25 for 2021 :)
  • FtbDreaming
    FtbDreaming Posts: 1,127 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper
    Hi can I join for 2021 please. I’m #156 in 2020 but happy to take a lower number. I’m going to aim for £6000 next year. I won’t be making my target for this year but hopefully 2021 will be better! 
    Mortgage started August 2020 £69,700
    Mortgage ends Aug 2050 MFW: Aug 2027 
    Current Balance: £58,678
    MFW2020 #156 £723.13
    MFW2021 #26 £1184.71
    MFW2022 #11 £197.87
    MFW2023 £785
    MFW 2024 £528.15

    Determined to make it! 
  • Jessy103
    Jessy103 Posts: 2,246 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Hi julicorn, 

    Thank you for organising the challenge again and I will like to join in again please.

    No. 12 and my target is £3,000.

    Thanks ❤
    Mortgage Balance as of July 2025 £14,900.
    Starting Mortgage Balance (June 2019) £72,000.
    Aiming to be mortgage free by my 40th birthday, June 2026!
  • turtlemoose
    turtlemoose Posts: 1,682 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Hi - I'd like to join with £1800 for 2021 please - any number is fine with me :smile:
  • julicorn
    julicorn Posts: 2,591 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Hi can I join for 2021 please. I’m #156 in 2020 but happy to take a lower number. I’m going to aim for £6000 next year. I won’t be making my target for this year but hopefully 2021 will be better! 
    Welcome back! You've got #26 for 2021 :)
  • julicorn
    julicorn Posts: 2,591 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Hi - I'd like to join with £1800 for 2021 please - any number is fine with me :smile:
    Hi, and welcome to the challenge! :) You've got #27.
  • turtlemoose
    turtlemoose Posts: 1,682 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    ooh @julicorn it must be fate - my birthday number :smile:
  • Hi Julicorn,
    How lovely to see this thread up and running for next year.
    We'd like to continue as #5 and going to set an ambitious target of £3,500 which will see us into the sub £140k balance.
    Thank you for your efforts in keeping us all motivated
    MIB x
    MFW2020 #5 £2,000/2,000 MFW2021 #5 £1,850/3,500MFW2022 #5 £3.001/3,000Sep'12 £233,750 Jan'15 £222,329 Dec’21 £139,584 MFiT T4 #24 £48k/£34k MFiT T5 #24 £22,186/£41k MFiT T6 #24 £4,700/£29k
  • Hi Julicorn,
    I would like to take part again and happy to keep #11 if possible 
    target is £8600 which will take me to mortgage free!
    Thanks for running the challenge 
    lis
    #11 MFW 2020 :£14560/£15000
    MFW 2019 :£10327, MFW 2018:£6676 , MFW 2017:£6664
    Original MF date June 31/Target MF September 21
    I can do it!
  • Hi Julicorn, thanks so much for setting this up! I was a (very!) late joiner last year at #157, happy to keep that or have a new one, whatever is easiest for you!

    Am aiming for an ambitious 3% of the mortgage in OPs which equates to £10,560....will see how we get on!
    Current mortgage (1 Jun 2022): £289,501 - originally £351,999 got to love London sized mortgages!
    OP Goal 2022 = 3.75% in OPs: £6,975 / £13,200
    Emergency Fund Target: 3 months saved ✅
     
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