2021 Mortgage-Free Wannabes

Flower_of_scotland

Hi.  #48 with an o/p for March of £99.43.  Thanks Julicorn x

lindez

Hi all
#2 with £500.00 over payment for March.
Thank you Julicorn x

Doodlebugs

Hi, can I join please? We’ve just moved and increased our mortgage amount and term, now to start clearing it off! 

I have no idea realistically what our target should be, we’re still trying to figure out our monthly finances after job changes and increased utilities! 

WorldCitizen

Hi,
 #17 with an OP of £50 for March. 
Total for March £150.
YTD = £370.
Thanks Julicorn!

fruitloop04

Hello! #52 with a final OP of £6.10 from a survey payout making the total for March £1,217.44.
Thanks Julicorn!

MrsC....tobe

Another £300 op for me bringing March to a total of £1000.  #117

Thanks for keeping us all up to date on the spreadsheet x

Crazyjoe

Hi Julicorn
#81 sorry for being late. Can I add £500 to Feb and £550 to March please? Realise I am over my target..!! 

Thanks! 

darcyboo

Hi there, #130 reporting a March OP of £300. You asked yonks ago if I was happy with taking a lower number on the spreadsheet, I'm happy with any number at all! Thanks

mark55man

Hi Julicorn #57 - Reporting back as of 31/03 - sorry been a bit quiet.  My approach (as an older poster with quite limited OP opportunities) is using my pension pot to build up a Mortgage Neutral pot (DIY offset, with tax and company contribution advantages)  

• I have added (/overpaid) an additional £4314 since Jan 2021
  
• My normal mortgage payments are £5230 since Jan 2021
• I am now £92K away from being Mortgage Neutral
  
• Current target for Mortgage Neutral is Jul-23.

It would be fair to spread the overpayments equally between Jan-March or lump it all in March - your call
 

beadyeyes19

MFW #94 checking in!
Please can I put down a £10,000 OP for March?
So pleased we've managed this much this month! We renew our mortgage at the end of May and are getting a better rate and knocking 2 years off the remaining term!