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2021 Mortgage-Free Wannabes

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  • FtbDreaming
    FtbDreaming Posts: 1,127 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper
    #26 with another £50 for March. Thanks x
    Mortgage started August 2020 £69,700
    Mortgage ends Aug 2050 MFW: Aug 2027 
    Current Balance: £58,678
    MFW2020 #156 £723.13
    MFW2021 #26 £1184.71
    MFW2022 #11 £197.87
    MFW2023 £785
    MFW 2024 £528.15

    Determined to make it! 
  • IndiJonesi
    IndiJonesi Posts: 505 Forumite
    500 Posts Fourth Anniversary Name Dropper Photogenic
    Good afternoon, #14 checking in with a March o/p of £1500.00.  Thanks for all the updates @julicorn
  • #100 with a final OP for the month of £3,000, bringing our total for March to £4,000.
    Original mortgage: £278,827 (September 2018)
    Current mortgage: £0 (15.07.2023)
    Original mortgage-free date: September 2033
    Current mortgage-free date: July 2023
    MFW 2023 #10: £28,909.64/£25,000

  • #16  Final scrapings of the month brings March to £627.34 please jilicorn.

    When I awake in the morning my mortgage will move into the next 'bracket' from 70k to 60k.... not by much but I'm very chuffed.  Hoping that I can get to 65k in the next 5 months.  

    @f0xh0les... I will be having a happy dance in the morning!

    Love reading how everyone is doing, big or small, it is very motivating. 
    MFW - 01.10.21 £63761   01.10.22 £50962   01.10.23 £39979   01.10.24 £27815. 01.01.25. £17538
    01.03.25 £14794.    01.04.25 £12888
    01.05.25. £11805. 12.05.25  £9997   05.06.25  £8898. 
     01.07.25. £7975  01.08.25 £6968

  • julicorn
    julicorn Posts: 2,592 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Dorastar said:
    Can I join as I've just moved onto MFW thread today? Do I need an official number?
    Setting a small-ish target as we're in the middle of trying to change over to a repayment mortgage as soon as we can. If we can pay an extra £200 per month then that's £2000 from now till December.
    Of course you can :) Your number is 122. Just post your overpayments in here whenever you make them <3 
  • julicorn
    julicorn Posts: 2,592 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Bored said:
    Hi Julicorn, 
    Could I please join the challenge with a target of £5000? I took part in last year's challenge but had to take a break at the end of 2020/start of 2021 to beef up my emergency fund a bit. I'm ready to get back to focusing on the mortgage now with a first overpayment of £500 this month. 
    Thanks!
    Welcome back, great to have you on board again! You've got #123 this year. 
  • julicorn
    julicorn Posts: 2,592 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Hi.  #48 with an o/p for March of £99.43.  Thanks Julicorn x
    Hi @Flower_of_scotland , can I check what your total is for March? I already had an overpayment of £102.22 logged for March, so assume this is in addition? If you have minute, it would be great if you could check and confirm if that's all correct :)
  • julicorn
    julicorn Posts: 2,592 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Hi, can I join please? We’ve just moved and increased our mortgage amount and term, now to start clearing it off! 
    I have no idea realistically what our target should be, we’re still trying to figure out our monthly finances after job changes and increased utilities! 
    Of course you can :) Just let me know what target you'd like me to note down, even if it's just a placeholder for now, and I'll give you a number then x
  • julicorn
    julicorn Posts: 2,592 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    darcyboo said:
    Hi there, #130 reporting a March OP of £300. You asked yonks ago if I was happy with taking a lower number on the spreadsheet, I'm happy with any number at all! Thanks
    Excellent, thank you! I've bumped you up to #40 :) 
  • Doodlebugs
    Doodlebugs Posts: 95 Forumite
    Ninth Anniversary 10 Posts Name Dropper Combo Breaker
    julicorn said:
    Of course you can :) Just let me know what target you'd like me to note down, even if it's just a placeholder for now, and I'll give you a number then x
    Thank you, can I go with a conservative £1k. Hoping it may be more but we’ll see. 
    I have found, through painful experience, that the most important step a person can take is always the next one.

    ~ Dalinar Kholin (Oathbringer)
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