We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

The MSE Forum Team would like to wish you all a Merry Christmas. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!

2021 Mortgage-Free Wannabes

13435373940145

Comments

  • #13 reporting Feb OP of £1101. That makes £2202 for the year so far. 
    Thanks for updating!
    MM
    x
    Mortgage 1 - 01/2/2015 - £243,750 ; Mortgage 01/11/2024 - £132,576.55
    Mortgage 2 - 2019 - £76,600 ; Mortgage 01/10/2024 - £47,763.29
    MFit-T5 - reduce to £140,000 MFiT-T6 - reduce to £110,000

    01/10/2024 Daily Interest - M1 = £18.27 (!!); M2 = £7.41

    Debt at highest point in 24 -£21,344
    Debt 1st November 24 - £16,192.18 24% paid. Focusing on this in earnest!!!
  • kevdawn
    kevdawn Posts: 23 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    Hi Julicorn,
    #58 with £2000 overpayment for February
    Thanks
    D :j:j#58 2021 Mortgage-free wannabesRemaining mortgage £23,657.00. MFD hopefully Dec.21
  • Runders
    Runders Posts: 292 Forumite
    Sixth Anniversary 100 Posts
    Hi all, 
    #97 with a Feb OP of £168.75, brining my yearly total to £296.36
    Thank you Julicorn :)
    MFW Start:[STRIKE] Sep 2014 - £110,844[/STRIKE], July 2019 New Home £190,995 :eek:
    Current: £82,999.69, £190,972.18, £188,091.57, £180,026.25
    2021MFW #97 OP Goal £296.36/£3000
    2020MFW #97 OP Goal £3104.09.09/£3000
    2019MFW #109 OP Goal £1024.99/£1000
  • f0xh0les
    f0xh0les Posts: 7,767 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    #65 with a Feb overpayment of £298.63
    thanks Julicorn!
    4/10/25Three Years Mortgage Free Yay!
    NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢
    No Turtle gets left behind.[/b]
    ******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******
  • Shal1160
    Shal1160 Posts: 67 Forumite
    Fifth Anniversary 10 Posts Name Dropper
    Afternoon, #44 with the Feb overpayment of £200, thanks! Just keeping swimming :)
    Mortgage start: Sept 2018 £140,000 (30 years) Sept 2020: £129,131 
    Sept 2021: £121,000 (remortgaged for 22 years), Sept 2022: £111,009, Sept 2023: £101,700, Sept 2024: £94,405, Sept 2025: £85,470
    Current: £83,770 (Dec 25)
    MFW 2025 #29
    MFW 2026 #20
    Just keep swimming
  • Hi - #48 with an overpayment of £100.36 for January.  Random I know but I like round numbers on my account 🤣.  Thanks Julicorn x
  • I'm going to wait till tomorrow to post the first overpayment as I want it to actually show in the account (I guess I'm security afraid it'll go astray and end up in someone else's mortgage) One step backwards today as when I logged in it was showing the month's interest added so it was higher than before. One step forward though as the interest was £95, the first time its been under £100.

    Mortgage Free 23 December 2020
    Savings £9671 / £20 000 goal
    Emergency Fund £216 / £1000 goal
  • AntoMac
    AntoMac Posts: 2,995 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Juliecorn
    Is it possible to up my target to £1,000 please? Not being able to get out to buy a new car has been good for me financially, as has the whole lockdown actually.
    Hope that’s not too much of a faff for you to change.
    Thank you
    27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 5
  • #37 with OP for February of £155.07
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.9K Banking & Borrowing
  • 253.9K Reduce Debt & Boost Income
  • 454.7K Spending & Discounts
  • 246K Work, Benefits & Business
  • 602.1K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 259.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.