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2021 Mortgage-Free Wannabes
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Hi all,
#79 reporting with today's OP of £1000 on my main residential mortgage (and some on my BTL - but didn't include that on my initial 2021 challenge.
Since my last post, a lot has changed in an incredibly positive way. My being out of a job amounted to all of one day before I began something else, so all being well I hope to really smash my target.**MFW #79
Mortgage start May 2020 £270,000; Feb 2021 £258,000
2021 OP £1,300/£5,000
**cannot find the settings to change font size or colour as per other posts. Will work on it.
MFW 2021#79
Mortgage start date: May 2020 @ £269,264
Mortgage left: April @ £186,5003 -
#25 reporting in, no OPs yet sadly. Mortgage didn't take effect until 29th January and first payment isn't until 1st March! I was sorely tempted to make a payment of the regular amount anyway and get a headstart, but we are really in need of furniture so had to be sensible.MFW: Starting balance, Jan 21: £102,950
MFW21 Challenge #252 -
No 95 checking in again. The final planned payment has gone in today of £529.76, making a total overpayment of £1592.51 this month. The extra 29.76 is from extra in the budget after I'd filled all the budget categories up. I'm hoping to have a few more savings to drip feed in as the month goes on.Mortgage Free 23 December 2020
Savings £9671 / £20 000 goal
Emergency Fund £216 / £1000 goal1 -
Hi there No 109 here £1050 this month please.New to all this!Mortgage balance 01/01/21 £181,400. Scheduled repayment date Aug 2036.
Target savings to overpay in 2021 £12,000
Progress to date £7105/£12,0001 -
Hi, number 75 with £500 overpayment for Feb
December 2021 - £151,250
December 2020 - £167,500
December 2019 - £211,500
March 2019 - £218,000 moved house1 -
#17 - Just made my first OP of £100 for this year.
Making a slow start.
Thanks for updating, Julicorn!
1 -
#117 coming in with another £150 bringing total Feb OP so far of £305.Have a standing order set up for a few days after I get paid aswell so there will be more to come this month. Will also see what I have left at the end of the pay month as some of that can go over aswell, see how flush we feel!No longer ...tobe! Married 20/06/13MFW 2021 #117 £5415.40/£6000MFW 2022 #77 £3740/£3000MFW 2023 #82 £0/£30001
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Hi,
We've just had funds returned from a holiday that we can't go on so an extra £1000 paid off our mortgage today. That's a total of £3000 for February please #58
ThanksD :j:j#58 2021 Mortgage-free wannabesRemaining mortgage £23,657.00. MFD hopefully Dec.212 -
#8 checking in. No council tax payments this month or next so thrown another £150 into an OP.
Total for Feb - £268.54
Thanks!Mortgage - £23,500 remaining
MFW2021 #8 - £2,519.77/£3,000
Overpayments: 2020 - £4,722.83 / 2019 - £16,042.001
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