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2021 Mortgage-Free Wannabes

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Comments

  • Hi all,
    #79 reporting with today's OP of £1000 on my main residential mortgage (and some on my BTL - but didn't include that on my initial 2021 challenge.
    Since my last post, a lot has changed in an incredibly positive way. My being out of a job amounted to all of one day before I began something else, so all being well I hope to really smash my target.

     

     

    **MFW #79

    Mortgage start May 2020 £270,000; Feb 2021 £258,000  

    2021 OP £1,300/£5,000

    **cannot find the settings to change font size or colour as per other posts. Will work on it.


    MFW 2021#79
    Mortgage start date: May 2020 @ £269,264
    Mortgage left: April @ £186,500

  • Ami-Rose
    Ami-Rose Posts: 112 Forumite
    Part of the Furniture 100 Posts Photogenic Name Dropper
    #25 reporting in, no OPs yet sadly. Mortgage didn't take effect until 29th January and first payment isn't until 1st March! I was sorely tempted to make a payment of the regular amount anyway and get a headstart, but we are really in need of furniture so had to be sensible.
    MFW: Starting balance, Jan 21: £102,950
    MFW21 Challenge #25
  • #41 Another £50 OP thanks to you gov
    Feb total £197.10- Thank you @julicorn
  • No 95 checking in again. The final planned payment has gone in today of £529.76, making a total overpayment of £1592.51 this month. The extra 29.76 is from extra in the budget after I'd filled all the budget categories up. I'm hoping to have a few more savings to drip feed in as the month goes on.
    Mortgage Free 23 December 2020
    Savings £9671 / £20 000 goal
    Emergency Fund £216 / £1000 goal
  • Hi there No 109 here £1050 this month please. 
    New to all this!
    Mortgage balance 01/01/21 £181,400. Scheduled repayment date Aug 2036. 
    Target savings to overpay in 2021 £12,000
    Progress to date  £7105/£12,000 
  • Hi, number 75 with £500 overpayment for Feb :smile:
    December 2021 - £151,250
    December 2020 - £167,500
    December 2019 - £211,500
    March 2019 - £218,000 moved house
  • #17 - Just made my first OP of £100 for this year.
    Making a slow start. 
    Thanks for updating, Julicorn!
  • MrsC....tobe
    MrsC....tobe Posts: 1,103 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker PPI Party Pooper
    edited 6 February 2021 at 2:43PM
    #117 coming in with another £150 bringing total Feb OP so far of £305.  
    Have a standing order set up for a few days after I get paid aswell so there will be more to come this month.  Will also see what I have left at the end of the pay month as some of that can go over aswell, see how flush we feel!
    No longer ...tobe! Married 20/06/13MFW 2021 #117 £5415.40/£6000MFW 2022 #77 £3740/£3000MFW 2023 #82 £0/£3000
  • kevdawn
    kevdawn Posts: 23 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    Hi,
    We've just had funds returned from a holiday that we can't go on so an extra £1000 paid off our mortgage today. That's a total of £3000 for February please #58
    Thanks 
    D :j:j#58 2021 Mortgage-free wannabesRemaining mortgage £23,657.00. MFD hopefully Dec.21
  • Ellie78
    Ellie78 Posts: 195 Forumite
    Third Anniversary 100 Posts Photogenic Name Dropper
    #8 checking in.    No council tax payments this month or next so thrown another £150 into an OP.  
    Total for Feb - £268.54
    Thanks!
    Mortgage - £23,500 remaining
    MFW2021 #8 - £2,519.77/£3,000
    Overpayments: 2020 - £4,722.83 / 2019 - £16,042.00
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