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2021 Mortgage-Free Wannabes

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Comments

  • ruby_eskimo
    ruby_eskimo Posts: 4,795 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Hi all.  Had a delay on the first couple of OP's of the year as the mortgage balance wasn't updating properly online as they were preparing the annual statement at the same time 🙄

    So #77 reporting in with an OP of £199.37 in January and £197.99 in February, thanks julicorn!
    Emergency Fund - £8572.39 / £10,000 :: Mortgage OP 2025 - £
    LISA 24/25 - £3200 / £4000 :: NSD 2025 - 2 / 150 :: Books Read: 1 / 52 :: Decluttering - 4 / 1000
    Engaged 9th December 2010 :: Married 29th October 2015 :: Bought a House 13th January 2017
  • #15 checking in with an OP of £850 for Feb so far
    Thanks Julicorn
    • Original mortgage end date: March 2041
    • Current mortgage end date: Dec 2032 
    • MFW 2025 #15 £628.00/ £2,400 /// MFW 2024 #15 £1,608.85/ £2500 /// MFW 2023 #15 £8,617.84/ £10,000 /// 2022 #15 £7,315.24/ £7250 /// MFW 2021 #15 £8,530.07/ £8500
    • Daily interest is currently £4.48
  • Hi,
    #73 My scheduled overpayment has been paid, £150, so I now stand at £894 in February.
    Thank you 😁

  • No 95 checking in again with another £500 overpayment so a total of £1062.75
    Mortgage Free 23 December 2020
    Savings £9671 / £20 000 goal
    Emergency Fund £216 / £1000 goal
  • lindez
    lindez Posts: 643 Forumite
    Sixth Anniversary 500 Posts
    Hi All
    #2 with £500.00 over payment for February. 
    Thank you Julicorn.
    MFWB#2
    MFTT5 #28
    Save 12k 2020 #111
  • Another £25 off my total please! Taking me to £215 now for Feb. (I'm #59)
    Thanks for the updates! 👍🏻

    Original mortgage total: £140,000.00 (July 2015) Original mortgage end date: June 2040
    Mortgage free start date: 16th October 2018 Mortgage total at this point: £132,829.12
    Current mortgage total: £54,762.71 Current mortgage end date: June 2032 Daily interest: £7.59 > £2.64
  • ruby_eskimo
    ruby_eskimo Posts: 4,795 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    julicorn said:
    We've overpaid over £90,000 already! I wonder how long it'll be before we hit the 100k mark <3 
    That's amazing, well done everyone!  Think we may get there by the end of the month at this rate!
    Emergency Fund - £8572.39 / £10,000 :: Mortgage OP 2025 - £
    LISA 24/25 - £3200 / £4000 :: NSD 2025 - 2 / 150 :: Books Read: 1 / 52 :: Decluttering - 4 / 1000
    Engaged 9th December 2010 :: Married 29th October 2015 :: Bought a House 13th January 2017
  • #41 £137.10 regular OP plus £10 cashback
    Feb total £147.10 -Thanks julicorn 🙂
  • Hi Julicorn, 
    #92 reporting February's OP of £417. 
    Total to date: £834/£5000
    Thanks :) WPx
    Mortgage 1 (BTL) Jan '24 £102,500
    Mortgage 1 OP pot (July ‘22 - July ‘27) £7,300/£19,500
    Mortgage 2 (joint forever home) Jan '20 £244,500, Jan '21 £235,000, Jan '24 £202,000


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