2021 Mortgage-Free Wannabes

big_saver_5

#71 reporting in with a £1325 overpayment for january

Gaffs_gaff

Hello Julicorn,
Could you please update for me?
Number 54  - Overpayment of £420 for January.
Thank you 😊 

ElmoR

Number 45 checking in with £1400 (split into 1k S@gA savings and £400 into V@ngu@rd) for January. Good effort even with a family birthday and Christmas impacts!

Thanks julicorn - noticed that cumulative MFW2020 collective effort was a shade away from £1,000,000!! You have impact!

ElmoR xx

Moneyminded

#15 checking in with another OP, managed to eek out another £50 to make a Jan total of £1,273.96
Thanks for updating Julicorn

flipper_72

#73 
Hi julicorn please could I adjust my goal to £3500 for this year since lockdown is changing our ability to overpay.
£744 overpayment made today (February first payment rather than January).
Thanks

twinklie

#6 I cashed out £5.06 from Prolific and sent it straight to the mortgage. So January's total is now £67.12.

MrsC....tobe

Hi there!  I was wondering if I can join you all please?
I did join last year but then found our mortgage didn’t allow overpayments so instead I put the money into a separate account ready for when we could remortgage.  We were able to build a reasonable emergency fund last year aswell as further savings and home improvements, and when we remortgaged we put a chunk in and managed to reduce the term from 25 years down to 18 years.  I’ve just turned 40 and ideally we would be MF by the time I’m 50.  Currently on a 5 year fixed.

OP Capped at 10% which is around £9k for this year.  Only done £100 this month to test the water (we haven’t even paid the first DD payment yet) and I daily skim my bank account down to nearest £5 which I’m going to put straight to mortgage for time being unless we need to switch it elsewhere to build savings up again.

I’m going to make the target for this year £7k.

StoicLass

#132 with an OP of £100 for Jan please. Can’t wait to get my car loan paid off so I can do more! 

Thanks for updating @julicorn

jennystarpepper

#16 Final total for January  £657.93.   This should bring me down to under £4 a day in interest.  Roll on February.  

Many thanks julicorn.   

Jessy103

Hi everyone! Hope you're all well ❤

No.12 reporting an overpayment of £739 for January.

Thanks 😃