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2021 Mortgage-Free Wannabes

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  • #115 £500 overpayment done today and it actually feels great to be making some positive steps forward 😻
    Current mortgage - £12000
    aim to pay £6000 this year (mfw #20)
    £3000/£6000

  • Hi Julicorn, #55 please can I record my first OP of 2021, £1000 for January. 
    Aiming to early retire December 31st 2026.
  • #104 reporting :) Pay day today so £125.98 overpayment sent to the mortgage totalling my January amount to £200 as planned. Here is to February! 
    Debt Remaining: £8,781.53
    3 Month EF: £1,000/£4,494
    2025 MFW Challenge #9: £999.00/£4,000
  • #41 Last overpayment of the month £20  (£11.27 surveys, £7.14 end of month bank balance, £1.59 round up from Feb wages) 
    Jan final total = £ 257.39
    Thank you julicorn 🙂
  • FtbDreaming
    FtbDreaming Posts: 1,127 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper
    #26 just made another op of £100 for January to bring it down to a nice even £68,000 I will probably not be making anymore significant op’s until the 2nd half of the yer as I need to save for loft conversion now x
    Mortgage started August 2020 £69,700
    Mortgage ends Aug 2050 MFW: Aug 2027 
    Current Balance: £58,678
    MFW2020 #156 £723.13
    MFW2021 #26 £1184.71
    MFW2022 #11 £197.87
    MFW2023 £785
    MFW 2024 £528.15

    Determined to make it! 
  • #16 New total £601.08, please.

    Thanks julicorn
    MFW - 01.10.21 £63761   01.10.22 £50962   01.10.23 £39979   01.10.24 £27815. 01.01.25. £17538
    01.03.25 £14794.    01.04.25 £12888
    01.05.25. £11805. 12.05.25  £9997   05.06.25  £8898. 
     01.07.25. £7975  01.08.25 £6968

  • #37 with some small bits of cashback and Prolific payouts added over the last few days. Total OP so far for Jan £179.72

  • #15 checking in with another OP of £100, making £250 for the month so far. I'll be back next week with the final OP for the month. Thanks
    • Original mortgage end date: March 2041
    • Current mortgage end date: Dec 2032 
    • MFW 2025 #15 £378.00/ £2,400 /// MFW 2024 #15 £1,608.85/ £2500 /// MFW 2023 #15 £8,617.84/ £10,000 /// 2022 #15 £7,315.24/ £7250 /// MFW 2021 #15 £8,530.07/ £8500
    • Daily interest is currently £4.48
  • Barny1979
    Barny1979 Posts: 7,921 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Barny1979 said:
    #43 £4.69 from Quidco paid off mortgage.
    #43 £6.56 from Quidco paid off mortgage. £11.25 in total.
  • Ellie78
    Ellie78 Posts: 195 Forumite
    Third Anniversary 100 Posts Photogenic Name Dropper
    #8 checking in with an OP of £200.   Total for January = £319.57.  Thanks!
    Mortgage - £23,500 remaining
    MFW2021 #8 - £2,519.77/£3,000
    Overpayments: 2020 - £4,722.83 / 2019 - £16,042.00
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