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2021 Mortgage-Free Wannabes

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  • #59 - Checking in with another £190, taking me to £760 for January. Feeling confident of hitting my goal of £10k for the year. 🙌🏻
    Thanks for updating! 😊
    Original mortgage total: £140,000.00 (July 2015) Original mortgage end date: June 2040
    Mortgage free start date: 16th October 2018 Mortgage total at this point: £132,829.12
    Current mortgage total: £54,762.71 Current mortgage end date: June 2032 Daily interest: £7.59 > £2.64
  • Hi julicorn, #111 checking in for my January OP of £1500. Finally got organised and set up overpayments online without having to ring the mortgage firm which is going to make this all a lot easier!
    MFW start date 30/12/20 with mortgage of £133,492, final payment due October 2038
    Current mortgage outstanding £116,597.49, final payment due October 2036
    Target final payment date: December 2030



  • Hi Julicorn, 
    #15 checking in with another OP for Jan of £973.96 to make a total for Jan of £1223.96. Thanks for updating 
    • Original mortgage end date: March 2041
    • Current mortgage end date: Dec 2032 
    • MFW 2025 #15 £378.00/ £2,400 /// MFW 2024 #15 £1,608.85/ £2500 /// MFW 2023 #15 £8,617.84/ £10,000 /// 2022 #15 £7,315.24/ £7250 /// MFW 2021 #15 £8,530.07/ £8500
    • Daily interest is currently £4.48
  • Nichelette
    Nichelette Posts: 2,129 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Happy weekend everyone :)

    No.86 here with my first overpayment of £300 for the year. It's only a token at the moment but I'll up them in subsequent months. 
    Finally bought a home
    Starting mortgage £289,500 31.01.19 - Current outstanding £192,586.98/CENTER]
    Overpayments since 27.03.19: £52,407.47
  • ilselm
    ilselm Posts: 132 Forumite
    Eighth Anniversary 100 Posts Name Dropper
    #24 here with a further £500 paid off the mortgage. That’s a fairly respectable total of £1,500 for January. 
  • jackieblack
    jackieblack Posts: 10,519 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    #4 reporting an additional £120, making £170 for January 

    Thanks julicorn 👍🏻🙂
    2.22kWp Solar PV system installed Oct 2010, Fronius IG20 Inverter, south facing (-5 deg), 30 degree pitch, no shading
    Everything will be alright in the end so, if it’s not yet alright, it means it’s not yet the end
    MFW #4 OPs: 2018 £866.89, 2019 £1322.33, 2020 £1337.07
    2021 £1250.00, 2022 £1500.00, 2023 £1500, 2024 £1350
    2025 target = £1200, YTD £9190
    Quidquid Latine dictum sit altum videtur
  • newgirly
    newgirly Posts: 9,350 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Hi juliecorn, checking in with a January reduction of £2884, thanks 🙂
    MFW 67 - Finally mortgage free! 💙😁
  • #78 reporting another £257 op taking Jan total to £307

    MortgageStart Nov 2012 £310,000
    Oct 2022 £143,277.74
    Reduction £166,722.26
    OriginalEnd Sept 2034 / Current official end Apr 2032 (but I have a cunning plan...)
    2022 MFW #78 £10200/£12000
    MFiT-6 #28 £21,772 /£75000
  • julicorn
    julicorn Posts: 2,591 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    We've passed £60k for January already, what a great start to the year! <3 
  • #59 - Sneaking in a final £30 overpayment for January, bringing my January total to £790.
    Thanks for updating. 👍🏻
    Original mortgage total: £140,000.00 (July 2015) Original mortgage end date: June 2040
    Mortgage free start date: 16th October 2018 Mortgage total at this point: £132,829.12
    Current mortgage total: £54,762.71 Current mortgage end date: June 2032 Daily interest: £7.59 > £2.64
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