We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
2021 Mortgage-Free Wannabes
Comments
-
#16 New total £315.17 for Sept
Many thanks julicornMFW - 01.10.21 £63761 01.10.22 £50962 01.10.23 £39979 01.10.24 £27815. 01.01.25. £17538
01.03.25 £14794. 01.04.25 £12888
01.05.25. £11805. 12.05.25 £9997 05.06.25 £8898.
01.07.25. £7975 01.08.25 £69681 -
#43 £32.63 OP today, £156.67 for September and £3308.30 for 2021
2 -
#13 reporting another tilly tidy of £5.62.
Thanks JulicornMortgage 1 - 01/2/2015 - £243,750 ; Mortgage 01/11/2024 - £132,576.55
Mortgage 2 - 2019 - £76,600 ; Mortgage 01/10/2024 - £47,763.29
MFit-T5 - reduce to £140,000 MFiT-T6 - reduce to £110,000
01/10/2024 Daily Interest - M1 = £18.27 (!!); M2 = £7.41
Debt at highest point in 24 -£21,344
Debt 1st November 24 - £16,192.18 24% paid. Focusing on this in earnest!!!1 -
#20 here.Has a rejiggle of money and it’s approaching the end of my mortgage year so decided to maximise my annual overpayment limit while savings have no return.Therefore I have paid off another £7000 this month, taking my total to £7980.24 for September
I think that also means I’ll have paid off £20k in overpayments this year ❤️We owed £308k in summer 2020 and now we are standing at £273k - so still a long long way to go!Mortgages Oct 2020: £308,283 Jul 2021 £286,600 October 2022 £253,456 MFW-22 #9 MFIT-T6 #353 -
#4 reporting £120 OP for September
Thanks julicorn 🥂2.22kWp Solar PV system installed Oct 2010, Fronius IG20 Inverter, south facing (-5 deg), 30 degree pitch, no shadingEverything will be alright in the end so, if it’s not yet alright, it means it’s not yet the endMFW #4 OPs: 2018 £866.89, 2019 £1322.33, 2020 £1337.07
2021 £1250.00, 2022 £1500.00, 2023 £1500, 2024 £13502025 target = £1200, YTD £9190
Quidquid Latine dictum sit altum videtur1 -
#36 checking in with my Sept update. OP of £1,268.46 made.Small OPs are better than no OPs
Start date - Feb 2018 £231,000 / Apr 2042
July 2025 £116,950 / Dec 2025
MFW #60…. Back in for 2025!1 -
Morning all,
#92 reporting £417 OP for October. Total should be £4189/£5000
Thanks julicorn.
WPxMortgage 1 (BTL) Jan '24 £102,500
Mortgage 1 OP pot (July ‘22 - July ‘27) £7,300/£19,500
Mortgage 2 (joint forever home) Jan '20 £244,500, Jan '21 £235,000, Jan '24 £202,0001 -
#43 £500.00 OP today, £656.67 for September and £3808.30 for 2021
0 -
Hello Julicorn,
#54
A payday overpayment of £420 for me please.
Thank you 😊1 -
Hello Julicorn,
#114 £500 overpayment for me please.
Thanks 😊
Mortgage free wannabe #581
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.3K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.7K Spending & Discounts
- 244.3K Work, Benefits & Business
- 599.4K Mortgages, Homes & Bills
- 177.1K Life & Family
- 257.7K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards