We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
The MSE Forum Team would like to wish you all a Merry Christmas. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!
2021 Mortgage-Free Wannabes
Comments
-
#16 New total £315.17 for Sept
Many thanks julicornMFW - 01.10.21 £63761 01.10.22 £50962 01.10.23 £39979 01.10.24 £27815. 01.01.25. £17538
01.03.25 £14794. 01.04.25 £12888
01.05.25. £11805. 12.05.25 £9997 05.06.25 £8898.
01.07.25. £7975 01.08.25 £6968 01.09.25 £5956. 01.10.25 £4979
01.12.25 £28991 -
#43 £32.63 OP today, £156.67 for September and £3308.30 for 2021
2 -
#13 reporting another tilly tidy of £5.62.
Thanks JulicornMortgage 1 - 01/2/2015 - £243,750 ; Mortgage 01/11/2024 - £132,576.55
Mortgage 2 - 2019 - £76,600 ; Mortgage 01/10/2024 - £47,763.29
MFit-T5 - reduce to £140,000 MFiT-T6 - reduce to £110,000
01/10/2024 Daily Interest - M1 = £18.27 (!!); M2 = £7.41
Debt at highest point in 24 -£21,344
Debt 1st November 24 - £16,192.18 24% paid. Focusing on this in earnest!!!1 -
#20 here.Has a rejiggle of money and it’s approaching the end of my mortgage year so decided to maximise my annual overpayment limit while savings have no return.Therefore I have paid off another £7000 this month, taking my total to £7980.24 for September
I think that also means I’ll have paid off £20k in overpayments this year ❤️We owed £308k in summer 2020 and now we are standing at £273k - so still a long long way to go!Mortgages Oct 2020: £308,283 Jul 2021 £286,600 October 2022 £253,456 MFW-22 #9 MFIT-T6 #353 -
#4 reporting £120 OP for September
Thanks julicorn 🥂Everything will be alright in the end so, if it’s not yet alright, it means it’s not yet the endQuidquid Latine dictum sit altum videtur1 -
#36 checking in with my Sept update. OP of £1,268.46 made.Small OPs are better than no OPs
Start date - Feb 2018 £231,000 / Apr 2042
July 2025 £116,950 / Dec 2025
MFW #60…. Back in for 2025!1 -
Morning all,
#92 reporting £417 OP for October. Total should be £4189/£5000
Thanks julicorn.
WPxMortgage 1 (BTL) Jan '24 £102,500
Mortgage 1 OP pot (July ‘22 - July ‘27) £7,300/£19,500
Mortgage 2 (joint forever home) Jan '20 £244,500, Jan '21 £235,000, Jan '24 £202,0001 -
#43 £500.00 OP today, £656.67 for September and £3808.30 for 2021
0 -
Hello Julicorn,
#54
A payday overpayment of £420 for me please.
Thank you 😊1 -
Hello Julicorn,
#114 £500 overpayment for me please.
Thanks 😊
Mortgage free wannabe #581
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.9K Banking & Borrowing
- 253.9K Reduce Debt & Boost Income
- 454.7K Spending & Discounts
- 246K Work, Benefits & Business
- 602.1K Mortgages, Homes & Bills
- 177.8K Life & Family
- 259.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards
