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2021 Mortgage-Free Wannabes

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Comments

  • jennystarpepper
    jennystarpepper Posts: 799 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    edited 25 September 2021 at 10:12PM
    #16     New total £315.17 for Sept

    Many thanks julicorn
    MFW - 01.10.21 £63761   01.10.22 £50962   01.10.23 £39979   01.10.24 £27815. 01.01.25. £17538
    01.03.25 £14794.    01.04.25 £12888
    01.05.25. £11805. 12.05.25  £9997   05.06.25  £8898. 
     01.07.25. £7975  01.08.25 £6968

  • Barny1979
    Barny1979 Posts: 7,921 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    #43 £32.63 OP today, £156.67 for September  and £3308.30 for 2021
  • #13 reporting another tilly tidy of £5.62.


    Thanks Julicorn
    Mortgage 1 - 01/2/2015 - £243,750 ; Mortgage 01/11/2024 - £132,576.55
    Mortgage 2 - 2019 - £76,600 ; Mortgage 01/10/2024 - £47,763.29
    MFit-T5 - reduce to £140,000 MFiT-T6 - reduce to £110,000

    01/10/2024 Daily Interest - M1 = £18.27 (!!); M2 = £7.41

    Debt at highest point in 24 -£21,344
    Debt 1st November 24 - £16,192.18 24% paid. Focusing on this in earnest!!!
  • #20 here. 

    Has a rejiggle of money and it’s approaching the end of my mortgage year so decided to maximise my annual overpayment limit while savings have no return. 

    Therefore I have paid off another £7000 this month, taking my total to £7980.24 for September 

    I think that also means I’ll have paid off £20k in overpayments this year ❤️

    We owed £308k in summer 2020 and now we are standing at £273k - so still a long long way to go!
    Mortgages Oct 2020: £308,283 Jul 2021 £286,600 October 2022 £253,456 MFW-22 #9 MFIT-T6 #35
  • jackieblack
    jackieblack Posts: 10,519 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    #4 reporting £120 OP for September 

    Thanks julicorn 🥂
    2.22kWp Solar PV system installed Oct 2010, Fronius IG20 Inverter, south facing (-5 deg), 30 degree pitch, no shading
    Everything will be alright in the end so, if it’s not yet alright, it means it’s not yet the end
    MFW #4 OPs: 2018 £866.89, 2019 £1322.33, 2020 £1337.07
    2021 £1250.00, 2022 £1500.00, 2023 £1500, 2024 £1350
    2025 target = £1200, YTD £9190
    Quidquid Latine dictum sit altum videtur
  • #36 checking in with my Sept update. OP of £1,268.46 made. 

    Thanks, as always, for running this challenge @julicorn

     :) 
    Small OPs are better than no OPs
    Start date - Feb 2018 £231,000 / Apr 2042
    July 2025 £116,950 / Dec 2025
    MFW #60…. Back in for 2025!
  • Morning all, 
    #92 reporting £417 OP for October.  Total should be £4189/£5000
    Thanks julicorn. 
    WPx
    Mortgage 1 (BTL) Jan '24 £102,500
    Mortgage 1 OP pot (July ‘22 - July ‘27) £7,300/£19,500
    Mortgage 2 (joint forever home) Jan '20 £244,500, Jan '21 £235,000, Jan '24 £202,000


  • Barny1979
    Barny1979 Posts: 7,921 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    #43 £500.00 OP today, £656.67 for September  and £3808.30 for 2021
  • Hello Julicorn,

    #54

    A payday overpayment of £420 for me please.

    Thank you 😊 
  • Hello Julicorn,

    #114 £500 overpayment for me please.

    Thanks 😊 
    Mortgage free wannabe #58
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