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2021 Mortgage-Free Wannabes

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  • SandyShores
    SandyShores Posts: 1,973 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    #29 checking in with October's £79.63 overpayment.
    "Think of many things, do one"
    Mortgage 30 Aug'25 est. £209,500 £309,749 2020 (current ends 2038)
    Seven Goals; 12.5lbs lost in 4 months (5.5lbs to go); walk/run/exercising/weights/yoga 

  • powerspowers
    powerspowers Posts: 1,339 Forumite
    1,000 Posts Fourth Anniversary Name Dropper
    #76 with another £70 for September please 
    MFW 2021 #76 £5,145
    MFW 2022 #27 £5,300 
    MFW 2023 #27 £2,000
    MFW 2024 #27 £6,055
    MFW 2025 #27 £2,600/£5,000


  • Mortgage_Minimiser
    Mortgage_Minimiser Posts: 338 Forumite
    Part of the Furniture 100 Posts Name Dropper
    #13 - Already hit my target for the year, but I'm keeping going. A quick Tilly Tidy and £18.44 paid to the mortgage. Spending so much furnishing and decorating at the moment....

    Thanks Julicorn!

    MM
    x
    Mortgage 1 - 01/2/2015 - £243,750 ; Mortgage 01/11/2024 - £132,576.55
    Mortgage 2 - 2019 - £76,600 ; Mortgage 01/10/2024 - £47,763.29
    MFit-T5 - reduce to £140,000 MFiT-T6 - reduce to £110,000

    01/10/2024 Daily Interest - M1 = £18.27 (!!); M2 = £7.41

    Debt at highest point in 24 -£21,344
    Debt 1st November 24 - £16,192.18 24% paid. Focusing on this in earnest!!!
  • Barny1979
    Barny1979 Posts: 7,921 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    #43 £12.00 OP today, £122.51 for September  and £3274.14 for 2021
  • StoicLass
    StoicLass Posts: 37 Forumite
    Fifth Anniversary 10 Posts Name Dropper
    #132 here with £100 OP for August - I make my payments at the end of the month, so haven't done September's yet.  Thanks @julicorn  

    Hoping to increase my payments slightly from here, as I managed to pay off my car loan early in August.  Dipped into my emergency fund to do it but that was worth it for the peace of mind of getting rid of the loan.  Now aiming to rebuild the emergency fund and then increase my savings/mortgage OP payments.  
  • hannahnightmare
    hannahnightmare Posts: 35 Forumite
    Part of the Furniture 10 Posts Photogenic Name Dropper
    edited 12 September 2021 at 7:41PM
    #115 with an overpayment of £1000 for September, thanks @julicorn
    I’m 40 next year and my aim is to (hopefully) have the mortgage paid off, guess it’s a present to myself x 
    Current mortgage - £12000
    aim to pay £6000 this year (mfw #20)
    £3000/£6000

  • f0xh0les
    f0xh0les Posts: 7,626 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    Wow! Mortgage free at 40? @hannahnightmare what a lovely present that is going to be.  Really happy for you.  Good Luck.




    4/10/22One Year Mortgage Free Yay!
    NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 No Turtle gets left behind.[/b]
    ******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******
  • jennystarpepper
    jennystarpepper Posts: 799 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    edited 13 September 2021 at 12:52AM
    16     reporting for business, lol.... £32.69, which are the pennies / bag scratchings and nicking of stuff from anywhere I can find it... from the 1st.

    Many thanks @julicorn

    keep on rolling everyone.

    Interest was £3.57 a day on the first of Sept.
    MFW - 01.10.21 £63761   01.10.22 £50962   01.10.23 £39979   01.10.24 £27815. 01.01.25. £17538
    01.03.25 £14794.    01.04.25 £12888
    01.05.25. £11805. 12.05.25  £9997   05.06.25  £8898. 
     01.07.25. £7975  01.08.25 £6968

  • OhtobeMortgageFree
    OhtobeMortgageFree Posts: 324 Forumite
    Sixth Anniversary 100 Posts Name Dropper
    A teeny, tiny £30 overpaid this morning. My first overpayment for September. I've started a new job. They're not very organised in the office so I don't have total faith I'm going to be paid correctly at the end of the month. 😬
    Thanks for updating. 😊
    #59.
    Original mortgage total: £140,000.00 (July 2015) Original mortgage end date: June 2040
    Mortgage free start date: 16th October 2018 Mortgage total at this point: £132,829.12
    Current mortgage total: £54,762.71 Current mortgage end date: June 2032 Daily interest: £7.59 > £2.64
  • Maybe_its_because
    Maybe_its_because Posts: 440 Forumite
    Tenth Anniversary 100 Posts Combo Breaker
    Morning All,

    Despite our busy school holidays, we’ve remained consistent with our mortgage OP; a £250 payment for September.

    Thankyou Julicorn 

    MIB x
    MFW2020 #5 £2,000/2,000 MFW2021 #5 £1,850/3,500MFW2022 #5 £3.001/3,000Sep'12 £233,750 Jan'15 £222,329 Dec’21 £139,584 MFiT T4 #24 £48k/£34k MFiT T5 #24 £22,186/£41k MFiT T6 #24 £4,700/£29k
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