2021 Mortgage-Free Wannabes

cod3

#53

My August overpayment was £361.95

Year to date = £5,044.37  Target reached woop woop! 

Thank you @julicorn This thread has been great for keeping me on track.  Hoping to clear the mortgage next year.

miss_undastood

Hi #20 here. How are we in September?

my DD has been taken incorporating my overpayment of £980.24

mortgage balance is now just under 283k until the interest adds on for the month 

Nichelette

Hi, no.86 here. Can you please add £362 as my August figure. I've started saving £200 a month as a long term thing so I won't be reducing the mortgage by quite so much, but hopefully in the long run it will be worthwhile!

kitjos

Hello, #126 with an OP of £44 for Sept 

Thanks Julicorn xx

Porridgecat

Porridgecat no 95 registering a overpayment of £1062.75 for September. The mortgage now stands at £16009.37 - obviously I'm looking as I type for an extra £9.38 to throw at it to make it sub £16 000.

CountryRoads

Morning! #130 here with £180 OP for September.  Thanks @julicorn

anna42hmr

well done everyone on the progress made.

Unfortunately my finances have taken a bit of a hit of late due to reduction in work hours and also personal circumstances since my dad passed away earlier this year.   As such, i have not been able to make any more OP'S for August, and may have to place a pause on the overpayments for the rest this year, will have to see if things go over the coming months.

However, i am not going to let it get me down, as had i not made the OP's that i had over the years to know, i would've been in a lot worse situation - - given i have paid off over £27,000 in overpayments over the years, have been able to get lower interest rates sooner at points due to dropping LTV's in time for re-fixes, and indeed have lower monthly required payments at this point of time where that will help with the circumstances.  

Good luck all and keep going, and hopefully i may be able to re-start the overpayment journey sooner than i anticipate at the moment.  

MFdreamer

Hi all

#3 popping by with my September overpayment of £1,642 which takes me up to £24,148 overpaid for 2021 so far.

Only £17,500 left to pay off my mortgage now and then I’ll be totally debt free! 

Thanks for all your work Julicorn xx

family355

#41 Sept regular OP of £137.14 and added 11.97 to tidy up the figures 
Sept total=£149.11
Thanks Julicorn

Dancingbecky

#75 checking in with £500 for September. Will be continuing with this on a monthly basis but October update might be delayed as my baby is due in a couple of weeks 

thanks julicorn