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2021 Mortgage-Free Wannabes

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  • mark55man
    mark55man Posts: 8,217 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 30 August 2021 at 12:22PM
    Hi Julicorn

    End of August Report for #57
    • I have added £14.9k to my MN pot since I started, £1400 in August , £13.2K since 1/1/21
    • My Mortgage Balance is £90.6K  
    • I am now £77.0K away from being Mortgage Neutral
    Current target for Mortgage Neutral is still Jun-23, but now my DF journey is nearly ended, I will be boosting repayments (possibly for next year as work only lets you change pension contribution details once a year) with a few to shaving a few months off, possibly to Dec-22 if I can
    I think I saw you in an ice cream parlour
    Drinking milk shakes, cold and long
    Smiling and waving and looking so fine
  • IndiJonesi
    IndiJonesi Posts: 505 Forumite
    500 Posts Fourth Anniversary Name Dropper Photogenic
    Hi @julicorn, May overpayment on renovation was £493.49.  Thank you
  • # 16  Final total for August £305.67 

    Thank you julicorn
    MFW - 01.10.21 £63761   01.10.22 £50962   01.10.23 £39979   01.10.24 £27815. 01.01.25. £17538
    01.03.25 £14794.    01.04.25 £12888
    01.05.25. £11805. 12.05.25  £9997   05.06.25  £8898. 
     01.07.25. £7975  01.08.25 £6968

  • ilselm
    ilselm Posts: 132 Forumite
    Eighth Anniversary 100 Posts Name Dropper
    edited 1 September 2021 at 5:21AM
    Hello everyone. #24 here with a £1,250 mortgage overpayment for Sept. Thanks, 
  • ruby_eskimo
    ruby_eskimo Posts: 4,795 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Morning all.  #77 reporting in with an OP of £184.80 for September
    Emergency Fund - £8572.39 / £10,000 :: Mortgage OP 2025 - £
    LISA 24/25 - £3200 / £4000 :: NSD 2025 - 2 / 150 :: Books Read: 1 / 52 :: Decluttering - 4 / 1000
    Engaged 9th December 2010 :: Married 29th October 2015 :: Bought a House 13th January 2017
  • #37 reporting a September OP of £150. I'm not going to make my target this year, but will end the year at over 50% of my annual target which is better than nothing!
  • f0xh0les
    f0xh0les Posts: 7,626 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    Morning Everyone!
    #65 reporting in with the September o/p of £64.16 -  bringing me down to a mortgage debt of  £81.500  - so I am on target to hit £80k by the end of December (50% LTV)
    In other news, the 2 bed houses on our street are now selling for £20k more than we bought our 5 bed house for 6 years ago.  Does not matter unless you are selling, but it is nice to know we probably only owe 1/3 of the current value. 
    and daily interest was £4.02, so will be sub £4 before the C-word as well.
    4/10/22One Year Mortgage Free Yay!
    NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 No Turtle gets left behind.[/b]
    ******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******
  • Hi

    #58 £500 for September please. Still hoping I'll achieve mortgage freedom by December but it will be close as we've had to buy a new car.

    Keep going everyone
    D :j:j#58 2021 Mortgage-free wannabesRemaining mortgage £23,657.00. MFD hopefully Dec.21
  • Morning all, 

    #92 here reporting my OP of £417 for September.  
    Total should now be £3772/£5000.

    Thanks as ever Julicorn. 
    WPx
    Mortgage 1 (BTL) Jan '24 £102,500
    Mortgage 1 OP pot (July ‘22 - July ‘27) £7,300/£19,500
    Mortgage 2 (joint forever home) Jan '20 £244,500, Jan '21 £235,000, Jan '24 £202,000


  • #62 reporting in with Augusts total of - £516.74
    MFW: Was: £136,000.......Now: £47,736.58......
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