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2021 Mortgage-Free Wannabes

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Comments

  • MrsC....tobe
    MrsC....tobe Posts: 1,103 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker PPI Party Pooper
    Number 117:
    I’ve been a bit awol and life has taken over now things have opened up again, plus we’ve been needing spends elsewhere.

    July: £300
    August: £500
    No longer ...tobe! Married 20/06/13MFW 2021 #117 £5415.40/£6000MFW 2022 #77 £3740/£3000MFW 2023 #82 £0/£3000
  • Barny1979
    Barny1979 Posts: 7,921 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    #43 £30.00 OP today, £359.55 for August and £2929.02 for 2021
  • Porridgecat no 95 reporting a £562 overpayment for August. Bit late as I've just come back from holiday and a much smaller overpayment for the same reason.
    Mortgage Free 23 December 2020
    Savings £9671 / £20 000 goal
    Emergency Fund £216 / £1000 goal
  • Morning

    Returning from a short staycation to an August OP of £250.

    We might not be on target but we are, at least, consistent.

    thanks for the forum support

    MIB x
    MFW2020 #5 £2,000/2,000 MFW2021 #5 £1,850/3,500MFW2022 #5 £3.001/3,000Sep'12 £233,750 Jan'15 £222,329 Dec’21 £139,584 MFiT T4 #24 £48k/£34k MFiT T5 #24 £22,186/£41k MFiT T6 #24 £4,700/£29k
  • Barny1979
    Barny1979 Posts: 7,921 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    #43 £6.50 OP today, £366.05 for August and £2935.52 for 2021
  • LadyGnome
    LadyGnome Posts: 801 Forumite
    Ninth Anniversary 500 Posts Name Dropper Combo Breaker
    #78 with the main OP for Aug of £1070 taking the total for Aug to £1075.  I will hit the target this month ahead of schedule and I have now OP'd 2% of my original mortgage total in 2021 and I still have  couple of months to go.
    MortgageStart Nov 2012 £310,000
    Oct 2022 £143,277.74
    Reduction £166,722.26
    OriginalEnd Sept 2034 / Current official end Apr 2032 (but I have a cunning plan...)
    2022 MFW #78 £10200/£12000
    MFiT-6 #28 £21,772 /£75000
  • #15 checking in with an OP of £77.42 to make a total for August of £127.42. 

    That’s my target and my OP limit reached for the year. I’ll start saving for next years OPs now. 

    Thanks Julicorn 
    • Original mortgage end date: March 2041
    • Current mortgage end date: Dec 2032 
    • MFW 2025 #15 £378.00/ £2,400 /// MFW 2024 #15 £1,608.85/ £2500 /// MFW 2023 #15 £8,617.84/ £10,000 /// 2022 #15 £7,315.24/ £7250 /// MFW 2021 #15 £8,530.07/ £8500
    • Daily interest is currently £4.48
  • jackieblack
    jackieblack Posts: 10,519 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    #4 reporting £120 OP for August 

    Thanks julicorn 🙂
    2.22kWp Solar PV system installed Oct 2010, Fronius IG20 Inverter, south facing (-5 deg), 30 degree pitch, no shading
    Everything will be alright in the end so, if it’s not yet alright, it means it’s not yet the end
    MFW #4 OPs: 2018 £866.89, 2019 £1322.33, 2020 £1337.07
    2021 £1250.00, 2022 £1500.00, 2023 £1500, 2024 £1350
    2025 target = £1200, YTD £9190
    Quidquid Latine dictum sit altum videtur
  • # 16        £255.18   for August please.

    Many thanks for updating julicorn.

    Hope everyone is happy with how they are doing, some of the payments I see are amazing.  I am hoping to get to 5K by the year end, which brings me closer mortgage freedom and moving the retirement plan with it. 




    MFW - 01.10.21 £63761   01.10.22 £50962   01.10.23 £39979   01.10.24 £27815. 01.01.25. £17538
    01.03.25 £14794.    01.04.25 £12888
    01.05.25. £11805. 12.05.25  £9997   05.06.25  £8898. 
     01.07.25. £7975  01.08.25 £6968

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