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2021 Mortgage-Free Wannabes
Comments
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Number 117:
I’ve been a bit awol and life has taken over now things have opened up again, plus we’ve been needing spends elsewhere.
July: £300
August: £500No longer ...tobe! Married 20/06/13MFW 2021 #117 £5415.40/£6000MFW 2022 #77 £3740/£3000MFW 2023 #82 £0/£30001 -
#43 £30.00 OP today, £359.55 for August and £2929.02 for 2021
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Porridgecat no 95 reporting a £562 overpayment for August. Bit late as I've just come back from holiday and a much smaller overpayment for the same reason.Mortgage Free 23 December 2020
Savings £9671 / £20 000 goal
Emergency Fund £216 / £1000 goal1 -
Morning
Returning from a short staycation to an August OP of £250.
We might not be on target but we are, at least, consistent.
thanks for the forum support
MIB xMFW2020 #5 £2,000/2,000 MFW2021 #5 £1,850/3,500MFW2022 #5 £3.001/3,000Sep'12 £233,750 Jan'15 £222,329 Dec’21 £139,584 MFiT T4 #24 £48k/£34k MFiT T5 #24 £22,186/£41k MFiT T6 #24 £4,700/£29k2 -
#43 £6.50 OP today, £366.05 for August and £2935.52 for 2021
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#78 with the main OP for Aug of £1070 taking the total for Aug to £1075. I will hit the target this month ahead of schedule and I have now OP'd 2% of my original mortgage total in 2021 and I still have couple of months to go.MortgageStart Nov 2012 £310,000
Oct 2022 £143,277.74
Reduction £166,722.26
OriginalEnd Sept 2034 / Current official end Apr 2032 (but I have a cunning plan...)
2022 MFW #78 £10200/£12000
MFiT-6 #28 £21,772 /£750001 -
#15 checking in with an OP of £77.42 to make a total for August of £127.42.That’s my target and my OP limit reached for the year. I’ll start saving for next years OPs now.Thanks Julicorn
- Original mortgage end date: March 2041
- Current mortgage end date: Dec 2032
- MFW 2025 #15 £378.00/ £2,400 /// MFW 2024 #15 £1,608.85/ £2500 /// MFW 2023 #15 £8,617.84/ £10,000 /// 2022 #15 £7,315.24/ £7250 /// MFW 2021 #15 £8,530.07/ £8500
- Daily interest is currently £4.48
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#4 reporting £120 OP for August
Thanks julicorn 🙂2.22kWp Solar PV system installed Oct 2010, Fronius IG20 Inverter, south facing (-5 deg), 30 degree pitch, no shadingEverything will be alright in the end so, if it’s not yet alright, it means it’s not yet the endMFW #4 OPs: 2018 £866.89, 2019 £1322.33, 2020 £1337.07
2021 £1250.00, 2022 £1500.00, 2023 £1500, 2024 £13502025 target = £1200, YTD £9190
Quidquid Latine dictum sit altum videtur1 -
# 16 £255.18 for August please.
Many thanks for updating julicorn.
Hope everyone is happy with how they are doing, some of the payments I see are amazing. I am hoping to get to 5K by the year end, which brings me closer mortgage freedom and moving the retirement plan with it.
MFW - 01.10.21 £63761 01.10.22 £50962 01.10.23 £39979 01.10.24 £27815. 01.01.25. £17538
01.03.25 £14794. 01.04.25 £12888
01.05.25. £11805. 12.05.25 £9997 05.06.25 £8898.
01.07.25. £7975 01.08.25 £69681 -
I've just updated the spreadsheet with all your recent overpayments, and we've just crossed the £700k line! Absolutely fantastic work everyone8
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