We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
The MSE Forum Team would like to wish you all a Merry Christmas. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!
2021 Mortgage-Free Wannabes
Comments
-
#86 - Payday so I've overpaid £500 and will see how the rest of the month goes
Finally bought a homeStarting mortgage £289,500 31.01.19 - Current outstanding £189,497.12Overpayments since 27.03.19: £53,964.80Moving fund so far £2500 - Premium bonds £9,5001 -
1
-
#29 August overpayment made of £86.29.
Which I believe brings me to a total of £700 op for the year. Nowhere near my targetted £4k.
Juliecorn I don't know if I should just reduce my target now to £1200, which is realistic, or just keep hoping for the premium bond or lottery win? "Think of many things, do one"
Mortgage 31Dec'25 est. £204,330 £309,749 2020 (ends 2038 - aiming for 2031)
Seven Goals; target lose 4lbs by Feb'26; walk/run/exercising/weights/yoga1 -
Hi, newbie here and loving this thread. So motivational. Please can I join for the rest of the year? I have 5 months including August and would like to target overall OP of £700 for 2021. I've just managed to make my first OP of £140 for August!1
-
Always good to set realistic goals imo - I've lowered the amount now, meaning you're on trackSandyShores said:#29 August overpayment made of £86.29.
Which I believe brings me to a total of £700 op for the year. Nowhere near my targetted £4k.
Juliecorn I don't know if I should just reduce my target now to £1200, which is realistic, or just keep hoping for the premium bond or lottery win? You can still see your original goal at the right-hand side of the table. 1 -
Of course, welcome to the challenge! You've got #130.CountryRoads said:Hi, newbie here and loving this thread. So motivational. Please can I join for the rest of the year? I have 5 months including August and would like to target overall OP of £700 for 2021. I've just managed to make my first OP of £140 for August!1 -
#43 £5.50 OP today, £285.81 for August and £2850.28 for 20211
-
£195 overpaid this morning, so that's £430 for August now. Thanks for updating!
(#59)
Original mortgage total: £140,000.00 (July 2015) Original mortgage end date: June 2040
Mortgage free start date: 16th October 2018 Mortgage total at this point: £132,829.12
Current mortgage total: £54,762.71 Current mortgage end date: June 2032 Daily interest: £7.59 > £2.641
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.9K Banking & Borrowing
- 253.9K Reduce Debt & Boost Income
- 454.7K Spending & Discounts
- 246K Work, Benefits & Business
- 602.1K Mortgages, Homes & Bills
- 177.8K Life & Family
- 259.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards