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2021 Mortgage-Free Wannabes

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Comments

  • Nichelette
    Nichelette Posts: 2,129 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    #86 - Payday so I've overpaid £500 and will see how the rest of the month goes :)
    Finally bought a home
    Starting mortgage £289,500 31.01.19 - Current outstanding £192,586.98/CENTER]
    Overpayments since 27.03.19: £52,407.47
  • Barny1979
    Barny1979 Posts: 7,921 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Barny1979 said:
    Barny1979 said:
    Barny1979 said:
    Barny1979 said:
    #43 £15.00 OP today, £185.74 for August and £2750.21 for 2021
    #43 £35.00 OP today, £220.74 for August and £2785.21 for 2021
    #43 £1.32 OP today, £222.06 for August and £2786.53 for 2021
    #43 £35.00 OP today, £257.06 for August and £2821.53 for 2021
    #43 £18.00 OP today, £275.06 for August and £2839.53 for 2021
  • SandyShores
    SandyShores Posts: 1,973 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    edited 14 August 2021 at 5:09AM
    #29 August overpayment made of £86.29.  

    Which I believe brings me to a total of £700 op for the year.  Nowhere near my targetted £4k.

    Juliecor    n I don't know if I should just reduce my target now to £1200, which is realistic, or just keep hoping for the premium bond or lottery win?  :)
    "Think of many things, do one"
    Mortgage 30 Aug'25 est. £209,500 £309,749 2020 (current ends 2038)
    Seven Goals; 12.5lbs lost in 4 months (5.5lbs to go); walk/run/exercising/weights/yoga 

  • CountryRoads
    CountryRoads Posts: 15 Forumite
    Second Anniversary 10 Posts Name Dropper
    Hi, newbie here and loving this thread. So motivational. Please can I join for the rest of the year? I have 5 months including August and would like to target overall OP of £700 for 2021. I've just managed to make my first OP of £140 for August! 
  • julicorn
    julicorn Posts: 2,591 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    SandyShores said:
    #29 August overpayment made of £86.29.  

    Which I believe brings me to a total of £700 op for the year.  Nowhere near my targetted £4k.

    Juliecor    n I don't know if I should just reduce my target now to £1200, which is realistic, or just keep hoping for the premium bond or lottery win?  :)
    Always good to set realistic goals imo - I've lowered the amount now, meaning you're on track :) You can still see your original goal at the right-hand side of the table. 
  • julicorn
    julicorn Posts: 2,591 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    CountryRoads said:
    Hi, newbie here and loving this thread. So motivational. Please can I join for the rest of the year? I have 5 months including August and would like to target overall OP of £700 for 2021. I've just managed to make my first OP of £140 for August! 
    Of course, welcome to the challenge! You've got #130.
  • Barny1979
    Barny1979 Posts: 7,921 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Barny1979 said:
    Barny1979 said:
    Barny1979 said:
    Barny1979 said:
    Barny1979 said:
    #43 £15.00 OP today, £185.74 for August and £2750.21 for 2021
    #43 £35.00 OP today, £220.74 for August and £2785.21 for 2021
    #43 £1.32 OP today, £222.06 for August and £2786.53 for 2021
    #43 £35.00 OP today, £257.06 for August and £2821.53 for 2021
    #43 £18.00 OP today, £275.06 for August and £2839.53 for 2021
    #43 £5.25 OP today, £280.31 for August and £2844.78 for 2021
  • Barny1979
    Barny1979 Posts: 7,921 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    #43 £5.50 OP today, £285.81 for August and £2850.28 for 2021
  • OhtobeMortgageFree
    OhtobeMortgageFree Posts: 324 Forumite
    Sixth Anniversary 100 Posts Name Dropper
    £195 overpaid this morning, so that's £430 for August now. Thanks for updating!
    (#59)
    Original mortgage total: £140,000.00 (July 2015) Original mortgage end date: June 2040
    Mortgage free start date: 16th October 2018 Mortgage total at this point: £132,829.12
    Current mortgage total: £54,762.71 Current mortgage end date: June 2032 Daily interest: £7.59 > £2.64
  • Barny1979
    Barny1979 Posts: 7,921 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Barny1979 said:
    #43 £5.50 OP today, £285.81 for August and £2850.28 for 2021
    #43 £12.82 OP today, £298.63 for August and £2863.10 for 2021
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