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2021 Mortgage-Free Wannabes

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Comments

  • Barny1979
    Barny1979 Posts: 7,921 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    #43 £3.74 OP today, £302.37 for August and £2866.84 for 2021
  • Barny1979
    Barny1979 Posts: 7,921 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    #43 £6.98 OP today, £309.35 for August and £2873.82 for 2021
  • LadyGnome
    LadyGnome Posts: 801 Forumite
    Ninth Anniversary 500 Posts Name Dropper Combo Breaker
    #78 with first mega OP of Aug ... £5 (that'll show them!!)
    MortgageStart Nov 2012 £310,000
    Oct 2022 £143,277.74
    Reduction £166,722.26
    OriginalEnd Sept 2034 / Current official end Apr 2032 (but I have a cunning plan...)
    2022 MFW #78 £10200/£12000
    MFiT-6 #28 £21,772 /£75000
  • Barny1979
    Barny1979 Posts: 7,921 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    #43 £25.20 OP today, £329.55 for August and £2899.02 for 2021
  • CrowdieSaver
    CrowdieSaver Posts: 109 Forumite
    Part of the Furniture 100 Posts Academoney Grad Combo Breaker
    Hi

    #49 checking in to report an overpayment as follows:
    August £300
    Total for the year so far: £940
    Thanks Julicorn
    CS x
    Mortgage at Jan 2009 (when house was purchased): £75,000. Mortgage at Jan 2017 (when I was able to start overpaying after 7 year relationship from hell ended): £60,000. Mortgage at April 2025: £16,822
    2025 MFW #70: £1,974 / £4,000.
    Previous Overpayments: 2024: £2,555. 2023: £2,850. 2022: £3,100. 2021: £2,540. 2020: £3,350. 2019: £1,950. 2018: £250. 2017: £500.
    Mortgage freedom can’t come soon enough!
  • eternal_sunshine
    eternal_sunshine Posts: 143 Forumite
    Part of the Furniture 100 Posts Name Dropper
    #124 with another payment for august of 138.54 making a total for august of 322.62.

    thanks!
    Mortgage free wannabe #124
    Mortgage due to be cleared January 2036 / goal is 4/5/26 (40th birthday)
    Starting balance £117000 November 2010
    Balance as of 5/4/21(date decided I wanted to become mortgage free) £89426.62 / current balance £82000
    Daily interest at January 2021 £4.76
    Current daily interest £4.39

  • regularsaver
    regularsaver Posts: 156 Forumite
    Eighth Anniversary 100 Posts Name Dropper
    #133 here with Augusts OP of £60.47. 

    Thankyou!
    MFW - #133 - 2020 Challenge - £1230.67 / £1159
    MFW - #133 - 2021 Challenge - £1328 / £1270
    MFW #56 - 2022 Challenge - £325.35 / £1296
    Mortgage began Jan 2019 - £115,900
    Mortgage Currently            - £105,160
  • IndiJonesi
    IndiJonesi Posts: 505 Forumite
    500 Posts Fourth Anniversary Name Dropper Photogenic
    Good morning, #14 checking in with £2k for June, £2k for July and £2k for August.  Thanks @julicorn for the updates.
  • OhtobeMortgageFree
    OhtobeMortgageFree Posts: 324 Forumite
    Sixth Anniversary 100 Posts Name Dropper
    Another £15 overpaid this morning, bringing me up to £445 for August.
    Thanks for the updates. 👍🏻
    (#59)
    Original mortgage total: £140,000.00 (July 2015) Original mortgage end date: June 2040
    Mortgage free start date: 16th October 2018 Mortgage total at this point: £132,829.12
    Current mortgage total: £54,762.71 Current mortgage end date: June 2032 Daily interest: £7.59 > £2.64
  • Simplycynical
    Simplycynical Posts: 856 Forumite
    Part of the Furniture 500 Posts
    edited 23 August 2021 at 8:13AM
    MFW #18 checking in with £4400.00 overpayment for July - hooray!
    A change in circumstances meant that I couldn't overpay for a few months in case I needed to buy a car - all sorted now so another 4 months of saved overpayments added to the pot.  Hooray! 
    I'm so excited to see that mortgage owing total coming down!  Thanks julicorn!


    2021 MFW No.18  £9900/£10,000
    Mortgage at 21.07.20 £178,999   Mortgage today £150,891
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