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Nationwide mortgage process???
Comments
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All went well we got the keys around 2pm yesterday and have moved in! Just trying to juggle working and unpacking a house full of stuff 😂
fingers crossed you hear something soon it won't be long!16/10 - Decision in principle
22/10 - offer accepted
30/10 - application submitted
10/11 - hard credit search (ClearScore)
13/11 - application cancelled due to wrong address submitted by MA
16/11 - application re-submitted
25/11 - hard credit search (Credit Karma)
10/12 - valuation booked for 18/12
18/12 - valuation and homebuyers survey completed
23/12 - mortgage offer received and homebuyers survey returned2 -
That's brilliant I am so happy for you !! We have been contacted today to propose exchange on the 22nd (Friday) and complete a week later on the 29th. Just getting slightly nervous that that isn't enough time to get the deposit sent from the bank 🤷 This house buying is turning me grey 😂FTB 🙂
05/10/20 DIP
10/10/20 Offer made on property
12/10/20 Instructed solicitors
16/10/20 Mortgage application made
10/11/20 Solicitors received the contract pack from vendor and started the searches
18/11/20 Homebuyers survey + mortgage valuation conducted
19/11/20 Survey report and valuation received
20/11/20 Drainage and environmental search back, waiting on personal search. Initial enquires sent to vendors solicitor01/12/20 Mortgage offer received 🎉
07/12/20 Final search and enquires back25/01/21 Exchanged 🎉
29/01/21 Completed on our first home 🏡0 -
Thank you! How are things going, did you exchange on 22nd? I feel the same absolutely shattered since moving in, want to get everything sorted all at once and lived the past week without hot water as had a new heating system put in (the old one was from the 70s :O)16/10 - Decision in principle
22/10 - offer accepted
30/10 - application submitted
10/11 - hard credit search (ClearScore)
13/11 - application cancelled due to wrong address submitted by MA
16/11 - application re-submitted
25/11 - hard credit search (Credit Karma)
10/12 - valuation booked for 18/12
18/12 - valuation and homebuyers survey completed
23/12 - mortgage offer received and homebuyers survey returned1 -
Hey yh we exchanged on the 25th (Monday) and our due to complete Friday 29th 🤞 I am very excited!!! I bet you'll be glad to get some hot water in !! Have you moved in or still living between there and your parents?FTB 🙂
05/10/20 DIP
10/10/20 Offer made on property
12/10/20 Instructed solicitors
16/10/20 Mortgage application made
10/11/20 Solicitors received the contract pack from vendor and started the searches
18/11/20 Homebuyers survey + mortgage valuation conducted
19/11/20 Survey report and valuation received
20/11/20 Drainage and environmental search back, waiting on personal search. Initial enquires sent to vendors solicitor01/12/20 Mortgage offer received 🎉
07/12/20 Final search and enquires back25/01/21 Exchanged 🎉
29/01/21 Completed on our first home 🏡0 -
Hope everything went well! We moved in straight away but heating and water all sorted now. Onto the decorating 😂16/10 - Decision in principle
22/10 - offer accepted
30/10 - application submitted
10/11 - hard credit search (ClearScore)
13/11 - application cancelled due to wrong address submitted by MA
16/11 - application re-submitted
25/11 - hard credit search (Credit Karma)
10/12 - valuation booked for 18/12
18/12 - valuation and homebuyers survey completed
23/12 - mortgage offer received and homebuyers survey returned1 -
Everything went well thank you, all in and the mammoth task of putting it all away is set to begin .... Thanks for keeping me company along this journey, it's helped having someone else to talk it through with 😊FTB 🙂
05/10/20 DIP
10/10/20 Offer made on property
12/10/20 Instructed solicitors
16/10/20 Mortgage application made
10/11/20 Solicitors received the contract pack from vendor and started the searches
18/11/20 Homebuyers survey + mortgage valuation conducted
19/11/20 Survey report and valuation received
20/11/20 Drainage and environmental search back, waiting on personal search. Initial enquires sent to vendors solicitor01/12/20 Mortgage offer received 🎉
07/12/20 Final search and enquires back25/01/21 Exchanged 🎉
29/01/21 Completed on our first home 🏡0 -
Hi, we've just applied with nationwide, what's the process of the mortgage, weve had a text saying a valuation has been booked for today, what's after this?
Thanks0 -
We applied in march, got a mortage offer a week after the valuation, notified by text and email and hard copy in the post a few days later.Bessant31 said:Hi, we've just applied with nationwide, what's the process of the mortgage, weve had a text saying a valuation has been booked for today, what's after this?
Thanks1 -
Is the underwriting done before the valuation?0
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