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Nationwide mortgage process???
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Hey, have you heard anymore about the survey being booked ? Still no mortgage offer here so our MA is going to chase it Monday. Not really sure what the delay is as I don't think we're a particularly unusual or unique case.FTB 🙂
05/10/20 DIP
10/10/20 Offer made on property
12/10/20 Instructed solicitors
16/10/20 Mortgage application made
10/11/20 Solicitors received the contract pack from vendor and started the searches
18/11/20 Homebuyers survey + mortgage valuation conducted
19/11/20 Survey report and valuation received
20/11/20 Drainage and environmental search back, waiting on personal search. Initial enquires sent to vendors solicitor01/12/20 Mortgage offer received 🎉
07/12/20 Final search and enquires back25/01/21 Exchanged 🎉
29/01/21 Completed on our first home 🏡0 -
Hello!
literally nothing have been chasing with MA and Nationwide, the second application has passed first checks and going to assessment team. Nationwide have said that they wouldn't do the homebuyers survey until after approved by the undertaker. Our solicitor has advised all searches but one has come back and draft contract made, have a feeling we will be waiting for the mortgage!16/10 - Decision in principle
22/10 - offer accepted
30/10 - application submitted
10/11 - hard credit search (ClearScore)
13/11 - application cancelled due to wrong address submitted by MA
16/11 - application re-submitted
25/11 - hard credit search (Credit Karma)
10/12 - valuation booked for 18/12
18/12 - valuation and homebuyers survey completed
23/12 - mortgage offer received and homebuyers survey returned0 -
We're just waiting on the one search too and enquires have been sent so I suppose it depends how long the vendors solicitor takes to reply now ...
Hopefully that's positive for us then if they've done the survey we must have passed the underwriter part and the valuation was as needed so maybe it's just volume of cases slowing it down 🤷 Just odd that some people seem to get the offer as soon as the valuation is back and others they seem to do the valuation first and then go to the underwriters...FTB 🙂
05/10/20 DIP
10/10/20 Offer made on property
12/10/20 Instructed solicitors
16/10/20 Mortgage application made
10/11/20 Solicitors received the contract pack from vendor and started the searches
18/11/20 Homebuyers survey + mortgage valuation conducted
19/11/20 Survey report and valuation received
20/11/20 Drainage and environmental search back, waiting on personal search. Initial enquires sent to vendors solicitor01/12/20 Mortgage offer received 🎉
07/12/20 Final search and enquires back25/01/21 Exchanged 🎉
29/01/21 Completed on our first home 🏡0 -
Mortgage offer has arrived tonight ! Very excited and relieved !! Hopefully Nationwide book your survey in soon and then you know things are moving forward 👍FTB 🙂
05/10/20 DIP
10/10/20 Offer made on property
12/10/20 Instructed solicitors
16/10/20 Mortgage application made
10/11/20 Solicitors received the contract pack from vendor and started the searches
18/11/20 Homebuyers survey + mortgage valuation conducted
19/11/20 Survey report and valuation received
20/11/20 Drainage and environmental search back, waiting on personal search. Initial enquires sent to vendors solicitor01/12/20 Mortgage offer received 🎉
07/12/20 Final search and enquires back25/01/21 Exchanged 🎉
29/01/21 Completed on our first home 🏡1 -
No way! Congratulations, so pleased for you! I chased Nationwide yesterday and they advised underwriters process should be sorted by 15th December so hopefully survey is booked in shortly after then!16/10 - Decision in principle
22/10 - offer accepted
30/10 - application submitted
10/11 - hard credit search (ClearScore)
13/11 - application cancelled due to wrong address submitted by MA
16/11 - application re-submitted
25/11 - hard credit search (Credit Karma)
10/12 - valuation booked for 18/12
18/12 - valuation and homebuyers survey completed
23/12 - mortgage offer received and homebuyers survey returned2 -
Thank you. How is the rest of the process going ? Searches and enquires ? We'll still waiting on that one search ...FTB 🙂
05/10/20 DIP
10/10/20 Offer made on property
12/10/20 Instructed solicitors
16/10/20 Mortgage application made
10/11/20 Solicitors received the contract pack from vendor and started the searches
18/11/20 Homebuyers survey + mortgage valuation conducted
19/11/20 Survey report and valuation received
20/11/20 Drainage and environmental search back, waiting on personal search. Initial enquires sent to vendors solicitor01/12/20 Mortgage offer received 🎉
07/12/20 Final search and enquires back25/01/21 Exchanged 🎉
29/01/21 Completed on our first home 🏡0 -
So we are just waiting on the final search with the solicitor apparently can take up to 6 weeks! Other than that it is just the mortgage now.16/10 - Decision in principle
22/10 - offer accepted
30/10 - application submitted
10/11 - hard credit search (ClearScore)
13/11 - application cancelled due to wrong address submitted by MA
16/11 - application re-submitted
25/11 - hard credit search (Credit Karma)
10/12 - valuation booked for 18/12
18/12 - valuation and homebuyers survey completed
23/12 - mortgage offer received and homebuyers survey returned0 -
When do you want to move by? Are you renting at the moment ? Hope your search is quicker than ours ! They all seem to be very delayed ...FTB 🙂
05/10/20 DIP
10/10/20 Offer made on property
12/10/20 Instructed solicitors
16/10/20 Mortgage application made
10/11/20 Solicitors received the contract pack from vendor and started the searches
18/11/20 Homebuyers survey + mortgage valuation conducted
19/11/20 Survey report and valuation received
20/11/20 Drainage and environmental search back, waiting on personal search. Initial enquires sent to vendors solicitor01/12/20 Mortgage offer received 🎉
07/12/20 Final search and enquires back25/01/21 Exchanged 🎉
29/01/21 Completed on our first home 🏡0 -
Ideally any time in January would be great, earlier the better really. No we are still living with parents at the moment so handy in that sense. When are you hoping to move by? When did your solicitor start the searches? Ours is 5 weeks on Wednesday!16/10 - Decision in principle
22/10 - offer accepted
30/10 - application submitted
10/11 - hard credit search (ClearScore)
13/11 - application cancelled due to wrong address submitted by MA
16/11 - application re-submitted
25/11 - hard credit search (Credit Karma)
10/12 - valuation booked for 18/12
18/12 - valuation and homebuyers survey completed
23/12 - mortgage offer received and homebuyers survey returned0 -
We're hoping to move mid January , we'll give notice on our flat beginning of January and then hopefully have a little cross over so we can move and clean the flat without a rush...
Our searches was started on the 10th November so I think coming up to a month , but our council is estimating about 8 weeks so we'll see... I see horror stories on here of some people waiting months and months ... I think our vendors solicitor is waiting for the search to be be back before they reply to enquires so that might delay things also...FTB 🙂
05/10/20 DIP
10/10/20 Offer made on property
12/10/20 Instructed solicitors
16/10/20 Mortgage application made
10/11/20 Solicitors received the contract pack from vendor and started the searches
18/11/20 Homebuyers survey + mortgage valuation conducted
19/11/20 Survey report and valuation received
20/11/20 Drainage and environmental search back, waiting on personal search. Initial enquires sent to vendors solicitor01/12/20 Mortgage offer received 🎉
07/12/20 Final search and enquires back25/01/21 Exchanged 🎉
29/01/21 Completed on our first home 🏡0
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