How much rent should I pay my partner?

Angela_D_3

hol30something said:

@hannah021 to be clear, I have more than enough for a deposit and am in a strong position to buy my own home. We would just rather live together then seperatley. 

I bet you bloody would 🤣

hannah021

hol30something said:

@hannah021 to be clear, I have more than enough for a deposit and am in a strong position to buy my own home. We would just rather live together then seperatley. 

how does that make any difference to the fairness argument you were asking us about? if you buy your own you pay mortgage and interest for living there, you dont live there for free! And if you buy to let (which sounds like the ideal solution for you to live with him), you still need to pay for YOUR LIVING somewhere! There is no escape from paying for your living I'm afraid.

NaughtiusMaximus

Amazed how many people think you should only contribute towards bills in this circumstance.

When I first moved in with my partner 15 years ago it never even crossed my mind that I shouldn't pay rent equivalent to half her mortgage, especially as that rent was less than what I was previously paying for a room in shared house with 2 other people. The only thing I didn't contribute towards at the time was home improvements and repairs. 

Suggesting you pay rent equivalent to LESS than half the mortgage is reasonable depending on circumstances, especially if like the OP it's not a house you would choose to buy or rent under other circumstances, maybe set the cost at around the level of the cheapest possible alternate rental option in that area (most likely lodger or houseshare) but insisting on paying no rent at all screams freeloader, never an attractive trait in a partner.

[Deleted User]

I’m amazed at all those saying the OP should help pay off the partner’s mortgage when he doesn’t want her to have any kind of claim on the property. Do you people understand how repayment mortgages work? 

Atlas234

Lover_of_Lycra said:

I’m amazed at all those saying the OP should help pay off the partner’s mortgage when he doesn’t want her to have any kind of claim on the property. Do you people understand how repayment mortgages work? 

I don't really see it as paying off the other person's mortgage, if they choose to do that with money that would be the persons choice. I would see it that there is actually a value to the accommodation I am being provided and as I would be saving paying full rent elsewhere so would feel obliged to make more of a contribution than just half the utilities/food

Marvel1

Angela_D_3 said:

hol30something said:

@hannah021 to be clear, I have more than enough for a deposit and am in a strong position to buy my own home. We would just rather live together then seperatley. 

I bet you bloody would 🤣

Care to answer Lover_of_Lycra's post on the previous page?

MovingForwards

This is why OP shouldn't be paying towards the mortgage / repairs:

"The plan initially was that I would pay half the mortgage and go on the deeds however he has now changed his mind and wants to pay the mortgage on his own, to avoid any difficulties if we were to split up in the first two years of living together."

Therefore it's OP's, OH who has mudded the water.

Marvel1

hannah021 said:

hol30something said:

@hannah021 to be clear, I have more than enough for a deposit and am in a strong position to buy my own home. We would just rather live together then seperatley. 

how does that make any difference to the fairness argument you were asking us about? if you buy your own you pay mortgage and interest for living there, you dont live there for free! And if you buy to let (which sounds like the ideal solution for you to live with him), you still need to pay for YOUR LIVING somewhere! There is no escape from paying for your living I'm afraid.

Care to answer Lover_of_Lycra's post on the previous page?

Takmon

McKneff said:

Wow. 
Of course you should pay some rent.
What would you say if the position was reversed. 
You cant live anywhere without paying rent. 
Come back and tell us what he said. 

When my partner first moved in with me we agreed an amount that equaled half the bills and that's what they paid. I'm better off because i only pay half bills i was before and they are better off because they save money on rent and it benefits us both because we wanted to live together. I would never have expected my partner to pay me rent when i own the property and if i charged them rent then that would be unfair because that's simply me making a profit off them living with me and them losing out because if they bought their own place with the money they would have an asset to show for it and paying rent is just dead money.

FinallyStoppedLurking

Remember, if you were paying a £500 mortgage, very little of this figure would be actually building equity. The majority would be paying interest. Whilst I get your point it's not quite like for like. Equally, I think the people saying you should pay half aren;t right either.

I'd say half the bills+mortgage minus £200 would be a fair figure.