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Nifty November's NSD Challenge!

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  • Sadly not a NSD yesterday as I had to reimburse DD for her noodles and the strawberries she bought me the other day. 
    Starting Total in September 2019 = £38287.77
    Current Total = £25534.10
    33% of debt paid off so far

    Debt Free by Christmas September August July June 2023!
  • beanielou
    beanielou Posts: 95,486 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    No 4 today. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • cathybird said:
    after  2   spendy  days  i  have  had  a  NSD   2/15   today
    after  making  a  rough  meal  planner  for the  month  i  picked  up  the  shopping  over  the past   couple  of  days  so  all stocked  up ...just  gotta  cook  now   and  hate  waste  so  no  excuses :) can be  quite  lazy    when  its  only  one  to  cook  for cheese  on  toast is  too  easy  an  option   sometimes :smiley:   shouldnt  need  to  spendy  for  a  while.....well...thats    the  plan 
    Jammy dodger, my boss reckons cheese on toast is the finest meal there is! I'm very fond of it myself, esp with cheddar or feta cheese ... I wrap the feta cheese in foil with a slurp of olive oil, a pinch of smoked paprika and another pinch of chilli flakes, and put it in the oven for five to 10 minutes, spread it on toast, nothing is finer <3 Meanwhile cheddar is fabulous with Worcestershire sauce <3


    Oh wow this sounds amazing. I might have to do this. 🤤
    SPC #29  SPC13(2020)=£62.55
    2021 NSDs: Jan12/10 Feb14/15 March 5/15
    2020 𝙉𝙎𝘿𝙨: May16 June9 Oct10 Nov14 Dec6
  • i  Love  worcestershire  sauce with  cheddar cathybird  its  a  dish  called  stovies   today   and next  few  meals on menu 
      saute  onion add   diced  beef  n  tatties   slow   cooked  in a  drop  of  water  and  an  oxo   thickened  up  with   some  bisto  later ...its  so  comforting  and  easy 
     served  with     oatcakes  and  beetroot  round  these  parts  (  masterchef  eat  your  heart  out  :)   and  today  will be  a  NSD   in  fact ive  pennies  due  to  me  for  a  shop  i  did   for  a  neighbour 3/15 x
  • cathybird
    cathybird Posts: 15,613 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    cathybird said:
    after  2   spendy  days  i  have  had  a  NSD   2/15   today
    after  making  a  rough  meal  planner  for the  month  i  picked  up  the  shopping  over  the past   couple  of  days  so  all stocked  up ...just  gotta  cook  now   and  hate  waste  so  no  excuses :) can be  quite  lazy    when  its  only  one  to  cook  for cheese  on  toast is  too  easy  an  option   sometimes :smiley:   shouldnt  need  to  spendy  for  a  while.....well...thats    the  plan 
    Jammy dodger, my boss reckons cheese on toast is the finest meal there is! I'm very fond of it myself, esp with cheddar or feta cheese ... I wrap the feta cheese in foil with a slurp of olive oil, a pinch of smoked paprika and another pinch of chilli flakes, and put it in the oven for five to 10 minutes, spread it on toast, nothing is finer <3 Meanwhile cheddar is fabulous with Worcestershire sauce <3


    Oh wow this sounds amazing. I might have to do this. 🤤
    It is really delicious and sometimes I have it with stewed red peppers on top for the evening meal ... it's very simple and cheap and tasty. I use about a quarter of a packet of feta cheese btw! It's the ideal amount for one piece of toast. :)
  • cathybird
    cathybird Posts: 15,613 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    i  Love  worcestershire  sauce with  cheddar cathybird  its  a  dish  called  stovies   today   and next  few  meals on menu 
      saute  onion add   diced  beef  n  tatties   slow   cooked  in a  drop  of  water  and  an  oxo   thickened  up  with   some  bisto  later ...its  so  comforting  and  easy 
     served  with     oatcakes  and  beetroot  round  these  parts  (  masterchef  eat  your  heart  out  :)   and  today  will be  a  NSD   in  fact ive  pennies  due  to  me  for  a  shop  i  did   for  a  neighbour 3/15 x
    Me too jammy dodger, love Worcestershire sauce generally actually. I love Welsh rarebit too but don't make it often because I don't drink beer so would have to get it in especially. The stovies sound yum! 
  • cathybird
    cathybird Posts: 15,613 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    November

    Off to a start = 

    5 days = 

    10 days = 

    15 days = 

    20 days = 
    Target reached = 
    Target beaten = 

    November targets
    beanielou 4/15
    berries 3/10 image
    cathybird 3/15
    Charliebear 3/10
    CJRyder 18
    Couldsavemore 1/15
    delta13 15
    Honeysucklelou2 12
    IndiJonesi 15
    IntoTheForest 2/15 image
    jammy dodger 3/15 image
    LivingInTheBlack 3/12
    Money Choices
    Narola1976 2/15 image
    positivelypurple 1/20 image
    short_bird 2/18 image
    SuperSavingD 3/15 image
    Tahlullah.H 3/15 image

    ALL WELCOME TO JOIN!

  • cathybird
    cathybird Posts: 15,613 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done beanie and jammy dodger imageimageimage
  • None today
    SPC #29  SPC13(2020)=£62.55
    2021 NSDs: Jan12/10 Feb14/15 March 5/15
    2020 𝙉𝙎𝘿𝙨: May16 June9 Oct10 Nov14 Dec6
  • short_bird
    short_bird Posts: 4,014 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Day 3 yesterday. Not sure how today's going to go. 
    ‘Keep your eye on the donut and not on the hole.’ David Lynch.
    "It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.
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