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Nifty November's NSD Challenge!

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  • 3rd today 🥳
    SPC #29  SPC13(2020)=£62.55
    2021 NSDs: Jan12/10 Feb14/15 March 5/15
    2020 𝙉𝙎𝘿𝙨: May16 June9 Oct10 Nov14 Dec6
  • Tahlullah.H
    Tahlullah.H Posts: 1,227 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper
    Nov 4th is day 3 for me thanks Cathybird.
    What I do not give, you must never take by force.
    Mortgage outstanding - 30/12/22 - £25,900. 31/01/23 - £22,300. 28/02/23 - £20,500. 31/03/23 - £17,500. 30/04/23 - £15,800. 30/05/23 - £13,800. 31/06/23 - £11,300. 31/07/23 - £9,800. 31/08/23 - £8,300. 30/09/23 - £6,000. 31/10/23 - £3,000. 30/11/23 - £1,200. 06/12/23 - £00.00
    God save us everyone, As we burn inside the fire of a thousand suns, For the sins of our hands, The sins of our tongues, The sins of our fathers, The sins of our young.
    Linkin Park
  • cathybird
    cathybird Posts: 15,642 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 5 November 2020 at 12:25AM
    November

    Off to a start = 

    5 days = 

    10 days = 

    15 days = 

    20 days = 
    Target reached = 
    Target beaten = 

    November targets
    beanielou 3/15
    berries 3/10 image
    cathybird 3/15
    Charliebear 3/10
    CJRyder 18
    Couldsavemore 1/15
    delta13 15
    Honeysucklelou2 12
    IndiJonesi 15
    IntoTheForest 2/15 image
    jammy dodger 2/15 image
    LivingInTheBlack 3/12
    Money Choices
    Narola1976 2/15 image
    positivelypurple 1/20 image
    short_bird 2/18 image
    SuperSavingD 3/15 image
    Tahlullah.H 3/15 image

    ALL WELCOME TO JOIN!

  • cathybird
    cathybird Posts: 15,642 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done jammy dodger, LivingInTheBlack and Tahlullah imageimageimage It's another one today for me too but tomorrow won't be image
  • cathybird
    cathybird Posts: 15,642 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    berries said:
    cathybird said:
    berries said:
    Still eating my way through my freezer so today was another -  NSDs - 3/10.  I'm trying to resist buying any thing else to eat until my freezer and cupboard is almost empty. I've calculated I have enough supplies for at least 39 Meals - I can never resist the yellow stickers when they are on final reductions and my freezer bears testament to my weak will  :#  
    Lol!! Snap!! I'm doing the same! Need to use it up before xmas food etc. Yellow labels are great even better being a colleague as it becomes free if left and of the night.  Another nsd yesterday as I forgot to buy juice!!

    I did have to pay for my bikes service though  😱😱😱
    Bikes are still such a cheap way of getting round though, and really good for fitness too. I'd bike round London but am too big a scaredycat I'm afraid.
    Even better when you attach a dog to it!! I do bikejoring with my dog. Hence getting it serviced.  Brakes are a must ....my feet cant cope with the attempt to brake!! Lol!! I wouldn't be happy to bike in London too many idoit drivers around!! It costed me £132.50!!!!! 😱😱😱😱 he did say it's a good bike so worth doing it!! Wasnt expecting it to be that much!! Needs must as we love bikejoring!! 
    Berries, biking with your dog sounds such fun :) You're too right about drivers in London, and roads are too crowded too, even now. If I ever move out of the city I might try to move somewhere where cycling is a bit easier.

  • cathybird
    cathybird Posts: 15,642 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Sadly today was not a NSD. I had a 75p voucher on my lidl card that expired today - ended up spending £5.19 after the voucher. Onwards and Upwards  :#
    Plenty of month left, Charliebear, and £5.19 actually sounds quite a frugal spend!

  • cathybird
    cathybird Posts: 15,642 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 5 November 2020 at 12:17AM
    after  2   spendy  days  i  have  had  a  NSD   2/15   today
    after  making  a  rough  meal  planner  for the  month  i  picked  up  the  shopping  over  the past   couple  of  days  so  all stocked  up ...just  gotta  cook  now   and  hate  waste  so  no  excuses :) can be  quite  lazy    when  its  only  one  to  cook  for cheese  on  toast is  too  easy  an  option   sometimes :smiley:   shouldnt  need  to  spendy  for  a  while.....well...thats    the  plan 
    Jammy dodger, my boss reckons cheese on toast is the finest meal there is! I'm very fond of it myself, esp with cheddar or feta cheese ... I wrap the feta cheese in foil with a slurp of olive oil, a pinch of smoked paprika and another pinch of chilli flakes, and put it in the oven for five to 10 minutes, spread it on toast, nothing is finer <3 Meanwhile cheddar is fabulous with Worcestershire sauce <3


  • beanielou
    beanielou Posts: 95,555 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    No 3 for me today. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • cathybird
    cathybird Posts: 15,642 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done beanie imageimageimage
  • berries
    berries Posts: 133 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    cathybird said:
    berries said:
    cathybird said:
    berries said:
    Still eating my way through my freezer so today was another -  NSDs - 3/10.  I'm trying to resist buying any thing else to eat until my freezer and cupboard is almost empty. I've calculated I have enough supplies for at least 39 Meals - I can never resist the yellow stickers when they are on final reductions and my freezer bears testament to my weak will  :#  
    Lol!! Snap!! I'm doing the same! Need to use it up before xmas food etc. Yellow labels are great even better being a colleague as it becomes free if left and of the night.  Another nsd yesterday as I forgot to buy juice!!

    I did have to pay for my bikes service though  😱😱😱
    Bikes are still such a cheap way of getting round though, and really good for fitness too. I'd bike round London but am too big a scaredycat I'm afraid.
    Even better when you attach a dog to it!! I do bikejoring with my dog. Hence getting it serviced.  Brakes are a must ....my feet cant cope with the attempt to brake!! Lol!! I wouldn't be happy to bike in London too many idoit drivers around!! It costed me £132.50!!!!! 😱😱😱😱 he did say it's a good bike so worth doing it!! Wasnt expecting it to be that much!! Needs must as we love bikejoring!! 
    Berries, biking with your dog sounds such fun :) You're too right about drivers in London, and roads are too crowded too, even now. If I ever move out of the city I might try to move somewhere where cycling is a bit easier.

    It is so much fun!! Scary at times too!! Especially when a squirrel or rabbit crosses your path!!! Or going down hill!! Hope you get back out on your bike soon. 

    I remember to buy my juice tonight so £1.04 spent tonight.  I did get 4 x meatballs packs chocolate yogurts, black grapes,2 x raspberries.  2 x mixed mediumtion veg also 4 x 1 pints blue milk and a pot of yogurt that I will use towards nanas and currys. All for free!! So very happy!! 
    1 /10 nsd 😀
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