What small dfw things will you do this week 19/10/20?

carrielovesfanta

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.  

So be proud of those small steps, they really are important 😀

carrielovesfanta

Morning folks! 

Hope that I haven't cross-posted! Bit of an expensive day yesterday as we bit the bullet and went shopping for our new mattress. Def time for a new one though - ours is 10 years old now and has a significant dip where my ample bottom lies  
On the plus side, we identified the one we'd like to try before we went in, laid on it, liked it, paid for it and we were in and out in 20 minutes! 
@alt80 oh dear - sounds like pumpkin picking isn't your thing! I'm sure your f-i-l was just trying to be kind.

My OH and I started going pumpkin picking a couple of years ago and it turns out he really likes it (although he is a bit reticent about mud too). Then we have a competition of who can carve the best pumpkin. My previous offerings include Jack Skellington and the Corpse Bride. OH did Guyver one year! We were watching Halloween movies last night and deciding what our pumpkins would be this year. I think mine will be a Hocus Pocus one. We can't even claim it's for the kids because we don't have any. I also kinda like getting muddy too (although OH washes the car not me!). I'm always getting covered in muck in the garden/allotment but I was a mucky pup even when I was little.

Ooooof well another week started eh? WFH today which is just as well as OH and I had a bottle of red wine between us last night and it didn't agree with him so we had a bit of a disturbed night. Here's today's list:
B/L/D from stores
Workout either at lunchtime or after work
Pop a wash on as I'm at home
Bit of knitting later - need to make the heel flap on this sock
Try to keep heating off, house is on the cusp of being too cool but if I pop the heating on it's hot.

Have a good one all
clf x

Betharooni

Morning

CLF - thanks for starting us off this week.

Plans for today are to:

• Take DB1 to work✅
• Strip bed
• Remake bed
• Ask DB1 to get big blanket out of airing cupboard
• Prepare a couple of days worth of overnight oats 
• Make ham & broccoli quiche
• Make kedgeree risotto 
• Help Mum put up mini greenhouse in garden
• Put pizza boxes out in brown bin
• Prune RH side of forsythia to give rose some space and air
• Put old and new prunings from forsythia in brown bin
• Sort out Deramores/Hermes issue
• Swagbucks/Prolific/PMP
• Cross-stitch/knitting

Anything not done today with carry forward to tomorrow, but hopefully it should all be achievable.

B x

determined_new_ms

Morning CLF thanks for starting the thread. Pumpkins sound fun - you cooky kid!

@alt80 only you know your fil but it seems to me like he was being kind paying for the trip. I nearly always pay for my adult dd who actually has more money than I do. My ex-mil used to always pay for me and my current inlaws will 9 times out of 10 pay for us, athough I try to insist we pay our share.

I'm off work today and madam is going to dd's for a few days. I need to get her bag packed up. Meeting them in town to hand over. Will call in at lidl on way home for some milk and a loaf of bread

* do TOMM when I'm back
* do some exercise & meditation
* some sewing - need to finish sanitary pads for a gift for someone. Just need to sew one together, do the edging stitches of 2 and put poppers then wrap and get ready to send off* cut out muslin fabric for skirt of dress I've been working on - whoop pads are done
* send a pattern to oh to print off - decided against this as have 1 thing I want to make before I make this dress
* make roasted tom sauce to use up toms that will be past best if I don't act quick - done
* lunch is portion of BNS soup made last week done & dd treated me to lunch while we were out
* check meal plan for dinner done 
* stick to diet! Really want to lose the weight I've put on before my birthday (well half of it at least!) - kinda done 
* read book and knit for leisure this evening
* prep things for work tomorrow
* book MOT

Ok that's loads!  better get on! Hope everyone has a good week 

AdsWhoAdds

Morning all!
Still not decided on my goals for this week, I am meant to be going on holiday to Scotland on Sunday but i'm not sure if it'll go ahead. I've made loads of soup however my stomach is in knots (mums cancer op today) since last night, so I haven't eaten and the thought of getting a packup together this morning was not for me. This is the longest day ever, I'm at work as i thought it was best to be busy but i cried all the way here and wish I was hibernating under my duvet from this big scary world. 
Will get something diet friendly ish from the canteen as a token gesture towards fuelling my body, and between running around after work from dogs to hospital i dont think i'll have time to spend!
Sending everyone positive DFW vibes for the week ahead xx

carrielovesfanta

@AdsWhoAdds - will be thinking of you and your DM. Have you got a nice colleague that you could go for a little walk with at lunchtime perhaps? 

DawnW

Afternoon all

((Hugs)) @AdsWhoAdds thinking of you and your Mum.

Thanks for starting us off CLF

Well, due to a 'distribution issue' at Screwfix I still have a washing machine in the middle of the kitchen floor, inaccessible cupboards and an overflowing washing basket   I have ordered the part from ebay in case Screwfix's issues continue for more than the couple of days it will take to arrive....

I have done some housework - I can't do anything about the washing machine being in the way, or the contents of the kitchen cupboards being all over the place etc, but I could clean the bathroom and hoover the floors  

I have / will also:

Pack stuff for my sales unit into the car ready to take down there tomorrow

Compost the aubergine plants as they really are past it now. Got 3 small aubergines to add to tonight's dinner

Pack 2 ebay items and print out form for post office

Cook a tray of roasted veg with sausages for dinner

Stove alight now, as it is getting chilly. Don't need the heating on all over the house, but it is nice to have somewhere warm to sit. The dog definitely approves - he is currently spreadeagled across the hearthrug, or a small section of it at least. It will be a rude awakening when it is time for his walk in about half an hour

carrielovesfanta

Oh @DawnW - how frustrating! If you lived near me I'd say bring me the washing but it's quite a long way to send it!

Bagpuss741

Today I have/will:

1.  Picked brother up from work at 5am
2.  Checked online banking
3.  Meals from stores
4.  Wrapped Christmas presents
5.  Had email off Now tv extending my offer of £1 a month for the next 6 months
6.  Watched film on Amazon using free trial
7.  Paid credit card
8.  Placed Wilco order for bird food and a massive box of my girls favourite gourmet perle. In local lockdown so can’t get to store that stocks it and too far to carry from local store so another £5 paid for delivery.
9.  Phoned garage as have mot booked for two weeks and Wales in going into national lockdown. They are not sure whether they have to close yet.

determined_new_ms

@AdsWhoAdds thinking of you hon. Hope the op went well x

DayDreamerandGeneralWaster

I get paid on Wednesday. This is my first payday when l will be using virtual pots for budgeting everything and all remaining monies will have paid off the loan. I am aiming to clear it by next Christmas, it's very ambitious but even if l don't make it l will be much better off than l am now.

I have some Ebay sales to pack up and l have some Christmas presents to finish knitting. 

Shopping coming tomorrow, only £45 spent including delivery.  My freezer list is paying off! Butternut squash soup in the slow cooker at the moment for lunch tomorrow and spare for freezing.

Heating is on for a short burst at the moment. I bought a Teddy throw from Elm Mill Dun, £8, so warm it was a bargain!